Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

PAVAN KISHORE S

Bengaluru

Summary

I am a data scientist with robust experience in the banking industry, specializing in customer analytics, predictive modeling, and AI-driven business solutions. My expertise spans customer segmentation, churn prediction, cross-sell analytics, security monitoring, and automation using advanced statistical models, machine learning, and intelligent agents. I have hands-on experience leveraging the OpenAI SDK to build AI-powered tools that extend traditional analytics and streamline data-driven decision-making.

Overview

11
11
years of professional experience
1
1
Certification

Work History

Data Scientist

HDFC BANK
Bengaluru
09.2022 - Current

1. Login Pattern Analytics
Project Focus: Predictive Security Analytics using Machine Learning
Challenge: Detecting anomalous login patterns to flag potential password sharing, a critical security issue in banking.
Technical Highlights:
Developed Python pipelines combining rule-based exception logic with Random Forest models.
Engineered features on very large, detailed log data to enhance results.
Complexity & Impact:
Managed imbalanced datasets and optimized hyperparameters for minimal false positives.
Built data-driven exception reports, empowering Internal Audit and IT security teams to intervene quickly.

2. FM Sentiment Analysis
Project Focus: Staff Satisfaction Modeling via Transformer-based NLP
Challenge: Quantifying staff satisfaction from Facility Management (FM) ticket narratives, where feedback was unstructured and subtle.
Technical Highlights:
Deployed Large Language Models (LLMs) like Gemma and BERT to extract nuanced sentiment signals from ticket text.
Complexity & Impact:
Created dashboards to visualize sentiment trends, allowing management to pinpoint service bottlenecks.
Business Value:
Enabled data-backed, targeted improvements in facility services.


3. Agentic Executive Summary Generation (POC)
Project Focus: Automated Reporting with LLM-driven Summarization
Challenge: Synthesizing lengthy audit reports into concise, actionable executive summaries.
Technical Highlights:
Built an agentic solution leveraging LLMs to extract critical audit findings and recommendations.
Calibrated summarization models to preserve regulatory language and context fidelity.
Complexity & Impact:
Addressed the challenge of tailoring summary tone and scope to varied end-users (board vs. audit teams).
Enabled rapid dissemination of key findings to non-technical stakeholders.
Business Value:
Accelerated audit cycles, increased report consumption, and improved compliance follow-up rates.

4. Video Analytics for Gold Loan Evaluation
Project Focus: Computer Vision for Customer Identity Validation (POC)
Challenge: Ensuring compliance by validating customer presence during gold appraisal stage.
Technical Highlights:
Utilized YOLO object detection models on real-time CCTV data for facial recognition and occupancy analysis.
Designed a workflow to match customer images from transaction records with live feed data.
Complexity & Impact:
Overcame image quality, angle variation, and real-time processing constraints.
Business Value:
Improved risk mitigation in high-value loan processes through robust automation.


5. Server Capacity Forecasting with Facebook Prophet
Project Focus: Predictive Analytics for IT Infrastructure
Challenge: Validating the sufficiency of server provisioning ahead of critical deployments.
Technical Highlights:
Applied Facebook Prophet for robust, time series-based server load forecasting.
Integrated operational data feeds and anomaly detection to flag potential capacity issues in advance.
Complexity & Impact:
Dealt with seasonality, irregular access patterns, and data quality issues in infrastructure logs.
Provided scenario-based forecasts for multiple hardware clusters.
Business Value:
Supported proactive resource planning, reducing downtime and improving IT cost efficiency.

Data Scientist

Axis Bank
Bengaluru
07.2022 - 09.2022

Customer Churn Prediction Model:
Project Focus: Customer Retention Analytics using Machine Learning
Feature Engineering:
Crafted advanced behavioral and transactional features—such as withdrawal frequency, declined transactions, online banking engagement, and customer support interactions—to improve prediction accuracy.
Model Development:
Built machine learning models (Random Forest, XGBoost) to detect early signals of churn. Tackled imbalanced data using techniques like SMOTE.
Complexity & Impact:
Generated actionable, data-driven exception reports highlighting high-risk customer segments. These were shared with the Relationship Management and Customer Service teams for timely follow-up.

Data Scientist

CANARA BANK
Bengaluru
12.2019 - 07.2022

1. Customer Segmentation Model:

Project Focus: Targeted Customer Understanding Using Segmentation.

Technical Highlights:

Developed Python pipelines using various segmentation techniques.

Impact & Business Value:

Successfully categorized retail customers of the bank into four categories. This helped the bank understand the segment that is suitable for each product to cross-sell.

2. Housing Loan Cross-Sell Model:

Project Focus: Predictive Cross-Sell Analytics using Machine Learning

Technical Highlights:

Selected and engineered relevant customer features predictive of housing loan propensity.

Impact & Business Value:

Overcame class imbalance and ensured high-precision targeting to maximize loan conversions.
Automated extraction and scoring pipelines streamlined sales outreach.

Branch Manager

Canara Bank
Kurnool
06.2017 - 12.2019
  • Recommended loan approvals and denials based on customer loan application reviews.
  • Boosted branch sales by developing and deepening customer loyalty through incentive programs.
  • Met deadlines by proactively managing individual and team tasks and streamlining processes.
  • Evaluated applications against outline specifications to approve, reject or recommend adjustments files.
  • Was awarded the best Branch Manager of the Regional Office for financial year 2017.

Assistant Manager

Canara Bank
Hyderabad
05.2014 - 06.2017
  • Performed successfully various duties and responsibilities entrusted by my manager.

Education

Post Graduate Program - Artificial Intelligence And Machine Learning

University of Texas
Online
07-2022

Master of Computer Applications - Computer Science

Osmania University
Hyderabad
04-2012

Skills

  • Machine learning
  • Natural language processing
  • Predictive analytics
  • Data visualization PowerBi
  • Sentiment analysis
  • Customer segmentation
  • Effective communication
  • Feature engineering
  • Statistical analysis
  • LLM

Certification

Junior Associate of Indian Institute of Bankers (JAIIB)

Timeline

Data Scientist

HDFC BANK
09.2022 - Current

Data Scientist

Axis Bank
07.2022 - 09.2022

Data Scientist

CANARA BANK
12.2019 - 07.2022

Branch Manager

Canara Bank
06.2017 - 12.2019

Assistant Manager

Canara Bank
05.2014 - 06.2017

Post Graduate Program - Artificial Intelligence And Machine Learning

University of Texas

Master of Computer Applications - Computer Science

Osmania University
PAVAN KISHORE S