Summary
Overview
Work History
Education
Skills
Personal Strengths
Certification
Professional skills
Disclaimer
Timeline
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Pavithra K

Pavithra K

Bangalore

Summary

Experienced and dedicated banking professional with a strong background in banking operations, customer relationship management, and team coordination. Seeking a challenging role in a reputed organization to leverage my skills, contribute to organizational success, and pursue continuous professional development.

Overview

12
12
years of professional experience
4
4
Languages
2
2
Certificates

Work History

Manager-CSG

Axis Bank Ltd.
Bangalore, India, Karnataka
06.2021 - 07.2025
  • Performed AML Screening/CDD/EDD reviews on Prospects
    and new/existing customers in accordance with the policies
    and procedures.
  • Drafted and identified KYC documentation requirements
  • Verifying docs such as customer DL, Passport, on boarding
    forms, partnership/company on boarding form, trust deed,
    agreements, guarantor & beneficiary details.
  • Executed end-to-end KYC procedures for both entities and individuals
  • Maintain audit-ready documentation and records.
  • Monitor adherence to internal policies and regulatory guidelines (RBI, KYC, AML).
  • Implement controls to minimize operational risk and audit findings.
  • Maintain records for internal and external audits.
  • Identify bottlenecks and drive continuous improvement initiatives to reduce Turn Around Time (TAT).
  • Conduct training sessions on new systems, compliance updates, and operational best practices.
  • Generate and review Management Information System (MIS) reports for operational performance.

Dip Tester (Employee Banking)

Standard Chartered Bank
Bangalore, India, Karnataka
05.2018 - 04.2021
  • Verified account opening forms and KYC documents.
  • Processed credit card applications and tracked issuance.
  • Handled escalations and customer queries.
  • Coordinated with internal teams for smooth operations.
  • Managed salary account processing.
  • Conducts end-to-end Know Your Customer (KYC) checks for individuals and entities, ensuring compliance with RBI, AML, and internal guidelines.
  • Handles Enhanced Customer Due Diligence (ECDD) for high-risk clients, including trusts, PEPs, and government-related entities.
  • Performs internal QC checks before cases move to final approval stages.
  • Uses open sources to gather client information, minimizing onboarding delays.
  • Works with legal and valuation vendors to obtain reports for collateral offered against loans.
  • Tracks overdue reviews, deferrals, and disbursal documentation compliance.

Process Associate

Trade Operations
Bangalore, India, Karnataka
11.2016 - 03.2018
  • Maintained daily export/import documentation.
  • Prepared Excel reports for Bill of Entry tracking.

Internal Auditor (Transaction Verification)

Royal Bank of Scotland N.V.
Bangalore, India, Karnataka
10.2013 - 10.2016
  • Verified inward clearing cheques for accuracy and compliance.
  • Cross-checked cheque details with reports and physical documents.
  • Managed ECS debit and credit verifications.
  • Audited vouchers and stop-payment requests with supporting documentation.

Education

Bachelor of Business Management - BBM

Kukke Shree Subrahmanyeshwara College
Subramanya, Dakshina Kannada
01.2013

Pre-University Course - PUC

Govt. PU College
Kaniyoor, Dakshina Kannada
01.2010

SSLC - undefined

Morarji Desai High School
Machina, Dakshina Kannada
01.2008

Skills

EOPS and EBBS Banking Software

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Personal Strengths

  • Strong communication and interpersonal skills
  • Quick learner and highly adaptable
  • Target-driven and self-motivated
  • Excellent multitasking and time management

Certification

AML-KYC Complaince Officer, from V Skill

Professional skills

  • Professional knowledge of AML KYC CDD & EDD
  • END-TO-END KYC Procedure
  • Good analytical skill
  • Good presentation and Negotiation skill

Disclaimer

I hereby declare that the information provided above is true to the best of my knowledge and belief. Place: Bangalore Date: ____________ (Signature) Pavithra K

Timeline

Manager-CSG

Axis Bank Ltd.
06.2021 - 07.2025

Dip Tester (Employee Banking)

Standard Chartered Bank
05.2018 - 04.2021

Process Associate

Trade Operations
11.2016 - 03.2018

Internal Auditor (Transaction Verification)

Royal Bank of Scotland N.V.
10.2013 - 10.2016

Bachelor of Business Management - BBM

Kukke Shree Subrahmanyeshwara College

Pre-University Course - PUC

Govt. PU College

SSLC - undefined

Morarji Desai High School

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