Pavithra Selvaraj

Currently: Working in LOAN servicing & Securities process for BOSTON(IJP)

Responsibilities:

• Daily Reconciliation of all the cash transactions

• BIC reporting – FED pledge Monitoring of all the leverage loans to the Federal Govt of

BOSTON.

• Preparation of Letter of Credit (LOC) by going through all the documents & disbursement.

• Reconciliation of collateral securities for loan limit purpose.

• Reconciliation of General Ledger transactions

• Handling Prepayments, Repayments of loans, liaising with the relationship managers or Agent bank

action to be taken in case of early closure of loan.

• Collection of fees (Line/Commitment Fee/upfront fee) on monthly/quarterly/semi-half yearly

basis as agreed by the client at the time of Onboarding.

• Daily processing of all bank loans as notices received from agent banks.

• Interacting with customers if any queries.

• Reconciliation of DDA – Demand Deposit Accounts.

Additional responsibilities:

• Performing allocation activity for the team members

• Creating SOP’s for the specific Clients

• Presenting Knowledge exchange trainings to team members and new joiners

• Supporting other teams during requirement’s and deadlines

• Providing EOD’s to the Manager

Duties & Responsibilities: Loan Doc Specialist II.

Primary responsibilities:

• Performing pre-underwriting tasks and originates home loans.

• Analyze various documents received(loan application,note,Purchase agreement,Appraisal

report,security instrument, underwriting transmission,credit report,bank statement,

employment history) which helps in underwriting

• Responsible for ensuring that all loan documentation is complete,accurate,verified and complies

with company policy.

• Provided floor support for new team members and coached them to come up the learning curve.

• Worked on MIS reporting such as BOD, Count Report and Leave Tracker Report.

• HaveconductedCrossauditsforTM’smissingontheirSLA’sandmadetheirqualityison track.

• PresentationonprocesstoTM’stoensurethesmoothflowofunderstandingistakencare.

Additional responsibilities:

• Everyday allocating of all the activities to the team members.

• Preparing of daily report.

• Training new Joiners.

• Making MOM’s (Minutes of Meeting)for the Team members.

• Scheduling Meetings for the Team members.

Core Competencies:

Poss Core Competencies:

• Possess good understanding of Mortgage.

• Powerful Communication

• Willingness to learn and innovate, Co-operative and willing to assist.

• Strong analytical and reasoning skills, able to communicate effectively in order to work

collaboratively to resolve problems.

• Quick Learner.

• Flexible to work in any shifts.