PAWAN KUMAR
Mahender Garh
Summary
Work in the most challenging position with an organization that provides opportunities to learn and to contribute for exploring my potential and abilities.
Personal Profile: Father’s Name : Sh.Mahavir Parsad Sharma Date of Birth : April. 13th 1980 Sex : Male Nationality : Indian Marital Status : Married
Overview
13
13
years of professional experience
Work History
Business head WEST
Digamber Capfin Ltd.
02.2016 - Current
- Company Overview: MFI-NBFC, deals in JLG (Joint liability Group)
- Open New Branches as per company Policy (Area Survey ,Rent Deed , Furniture ETC.)
- Recruit new Branch staff, Field Staff & Seniors Staff (BM, UM & AM)
- See all field operation activities with region including setting up of the branches, meeting the business plan targets
- Manage Region & Staff as per terms & condition
- Solve all problems related Branch, Staff & Field
- Overall Branch performance & profitability and report to Business Head
- Aware Top Management about Problems with Customers & Staff
- Responsible for the overall quality of the portfolio and joint responsibility for margins
- Responsible for all credit/underwriting decisions in line with the risk philosophy of the company
- Maintaining appropriate client databases
- Due Diligence in credit analysis, customer application screening, evaluation, underwriting and sanctioning of loans
- Manage credit buying process which monitors turnarounds, approvals, review of samples, Quality checks on process
- Manage credit quality and control delinquencies, NPA, frauds
- Responsible for smooth flow of process relating to Credit as well Collection
- Visit the customer where requires
- Responsible for the continued enhancement and execution of consumer credit risk strategy
- Enhance the risk management capabilities in the Mortgage business by managing the consumer credit asset portfolio, manage various risks, implement effective mechanisms to mitigate them and frame guidelines for fraud detection & control as per regulatory requirements and leading industry practices
- MFI-NBFC, deals in JLG (Joint liability Group)
Asst. Cluster Head
Adarsh Credit Co-opretive Society Ltd.
02.2012 - 03.2016
Education
MBA -
ELLIM University
B.A. -
M.D.U. Rohtak
01.2001
10+2 -
H.B.S.E. Bhiwani (Haryana)
01.1998
Matric -
H.B.S.E. Bhiwani (Haryana)
01.1996
Skills
- SAP Software
- Fin flux
- Ms Office
- Excel
- Word
- Power Point
- Internet
- Basic Networking
Disclaimer
I hereby declare that the information furnished above by me is true to the best of my knowledge.
Personal Information
- Father's Name: Sh. Mahavir Parsad Sharma
- Date of Birth: 04/13/80
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Timeline
Business head WEST
Digamber Capfin Ltd.
02.2016 - Current
Asst. Cluster Head
Adarsh Credit Co-opretive Society Ltd.
02.2012 - 03.2016
B.A. -
M.D.U. Rohtak
10+2 -
H.B.S.E. Bhiwani (Haryana)
Matric -
H.B.S.E. Bhiwani (Haryana)
MBA -
ELLIM University
Similar Profiles
Patience Nomachule NyakazaPatience Nomachule Nyakaza
Customer Service Consultant at CapfinCustomer Service Consultant at Capfin
Patience Nomachule NyakazaPatience Nomachule Nyakaza
Human Resources Administrator at CapfinHuman Resources Administrator at Capfin
Asanda BaraAsanda Bara
Customer service consultant at CapfinCustomer service consultant at Capfin
Ashim Kumar YadavAshim Kumar Yadav
Executive at Procter & Gamble India Pvt LtdExecutive at Procter & Gamble India Pvt Ltd
