PAYAL KURICHH
New Delhi
Summary
Dynamic legal executive with over two years of experience specializing in drafting and vetting legal notices, replies, and compliance under the SAFEFAISI Act. Proven ability to analyze complex legal issues and provide strategic support to the bank\'s legal and recovery team, driving the achievement of key organizational goals. Recognized for strong analytical thinking, problem-solving capabilities, and effective communication skills, fostering collaboration within teams to enhance overall performance. Committed to delivering high-quality legal solutions that align with business objectives.
Overview
4
4
years of professional experience
Work History
Kotak Mahindra Bank Limited
06.2023 - Current
- Drafting and vetting different legal notices such as notices under section 13(2), 13(4) and its compliances under the SARFAESI Act to borrowers for repayment of dues.
- Drafting and vetting of Section 14 application, Original Application, Complaint under 138 NI Act.
- Help in auction sale activities by vetting and drafting of different sale and drafts.
- Assisted in conducting legal due diligence on loan accounts identified as NPA to access the feasibility of recovery.
- Reviewing loan documents, security documents to identify legal issues and potential challenges.
- Represented bank through replies and rejoinders in response to the grievance addressed by customers.
Lex A&S LLP
03.2022 - 06.2023
- Independently handled court proceedings in various courts in matters related to Negotiable Instruments Act, Sarfaesi, recovery matters, arbitration etc.
- Drafting of various legal documents like Complaint, Written Statement, Reply, Legal Notice, Affidavit, Petitions, Caveat, O.A., claim petition etc.
- Attended arbitration proceedings and drafted the documents accordingly.
- Assisting the client and senior counsel in matters of recovery of money, attachment of property.
- Negotiating, mediating the matter for settlement if any.
- Researching legal precedents and case related judgments as and when necessary.
- Assisting in preparation, finalizing and filing of legal documents and cases in different courts.
Jitendra Garg & Associates
10.2021 - 11.2021
- Drafted various legal documents like title search report, rent agreement, affidavit, declaration, vetting of documents, etc.
- Drafted replication, written statement, evidence, substitution of AR application, application for substituted service, replies to various applications.
- Drafted and filed pre-mediation litigation cases in DSLA.
- Preparing notes and briefing to the senior counsel about the cases.
- Kept cases organized by establishing and organizing files, monitoring calendars and meeting deadlines.
- Assisted in preparation, finalization and filing of legal documents.
- Accompanied senior is attending client meetings and conferences.
- Provided briefing of client matters to senior counsel and preparing notes of meetings.
- Help in Drafting various legal documents like legal notices, affidavits, written statements, brief notes for senior advocates, applications required under various laws, rent agreements etc.
Education
LL.B. -
Kamkus College of Law, Chaudhary Charan Singh University
Meerut 04.2001 -
B.Com(P) - undefined
Vivekanada College, University Of Delhi
Delhi01.2015
Class XII - undefined
Bharti Public School
New Delhi01.2012
Skills
Legal research
INTERNSHIP EXPERIENCE
- Rajiv Raheja & Associates, New Delhi (Oct 2017- Nov 2018)
- Undertook research on legal precedents related to the matter in hand and determining possible defenses for clients.
- Carried out legal analysis and research to assist senior in drafting of replies.
EXTRA-CURRICULAR ACTIVITIES & ACHIEVEMENTS
Assisted the Office of the Dean Student’s Welfare during the admission process for 2013-14 as an intern. Participated in Commerce Olympiad in Higher Secondary School.
Timeline
Kotak Mahindra Bank Limited
06.2023 - Current
Lex A&S LLP
03.2022 - 06.2023
Jitendra Garg & Associates
10.2021 - 11.2021
LL.B. -
Kamkus College of Law, Chaudhary Charan Singh University
04.2001 -
B.Com(P) - undefined
Vivekanada College, University Of Delhi
Class XII - undefined
Bharti Public School