Summary
Overview
Work History
Education
Skills
Certification
Timeline
ADDITIONAL INFORMATION & CERTIFICATIONS
Hi, I’m

Payal M

IB- Operation Analyst
Chennai,TN

Summary

Finance professional with over four years of experience in insurance and non-banking financial companies (NBFCs), specializing in advisory roles, vendor management, and strategic financial operations. Certified in Investment Banking Operations and Data Analytics, with a comprehensive understanding of trade lifecycles and risk management within investment banking. Expertise in managing end-to-end vendor payout processes, ensuring timely settlements while resolving discrepancies and enhancing portfolio profitability through detailed analysis of payout trends and business performance. Completion of the Certified Investment Banking Operations Professional course at Imarticus Learning solidified knowledge in securities, derivatives, AML & KYC, corporate actions, wealth and asset management, as well as AML transaction monitoring and risk management.

Overview

5
years of professional experience
2
Certificates
1
Language

Work History

Cholamandalam Investment and Finance Company
CHENNAI

Senior Associate
01.2023 - 10.2025

Job overview

  • Managed end-to-end vendor payout process, ensuring timely settlements and resolving discrepancies with finance and operations teams.
  • Analyzed payout trends and business performance reports to enhance portfolio profitability.
  • Supported branch and regional strategy through detailed financial reporting.

Royal Sundaram General Insurance Company
CHENNAI

An insurance advisor
02.2021 - 12.2022

Job overview

  • Advised retail customers on insurance products, outlining risk coverage and policy features.
  • Analyzed customer insurance needs to recommend optimal policies for comprehensive coverage.
  • Maintained and prepared customer documentation to ensure compliance with internal and legal regulations.

Education

Narsee Monjee Institute of Management Studies
Mumbai, IN-MH

Bachelor of Business Administration from Finance and Management
01.2025

University Overview

  • University of Mumbai
  • GPA: 61.58

Skills

Experienced in data analysis using Excel and SQL

Clear communication

Proficient in Power BI

Problem-solving abilities

Adaptability and flexibility

Account reconciliation

Financial management

Project Management

Certification

Certified investment banking operations professional course From Imarticus learning Chennai

Timeline

Certified investment banking operations professional course From Imarticus learning Chennai

02-2026
Certified data analytics Course From Ira-Edu-Tech Mumbai
02-2026
Senior Associate
Cholamandalam Investment and Finance Company
01.2023 - 10.2025
An insurance advisor
Royal Sundaram General Insurance Company
02.2021 - 12.2022
Narsee Monjee Institute of Management Studies
Bachelor of Business Administration from Finance and Management

ADDITIONAL INFORMATION & CERTIFICATIONS

ADDITIONAL INFORMATION & CERTIFICATIONS
Top sales Performer of the Year (2021), Onboarding Project Lead (2024)
Payal MIB- Operation Analyst