Payal Patil
Pen
Summary
Dynamic professional with experience in credit analysis and underwriting. With a solid background in finance, complemented by a Master in Management Studies, expertise spans video editing, Committed to leveraging analytical skills and creativity in a challenging role within video editing, aiming to produce compelling visual content.
Overview
4
4
years of professional experience
Work History
Credit Analyst
Liquiloans
Mumbai
03.2024 - Current
- Prepared periodic reports detailing overall portfolio performance and trends in delinquency rates
- Evaluated potential risks associated with onboarding new partners
- Worked closely with loan officers and underwriters to develop customized credit solutions.
Senior Credit Underwriter
Liquiloans
Mumbai
01.2022 - 07.2022
- Reviewed loan applications and credit reports to assess the creditworthiness of the applicants with ticket size of 20 lakhs
- Assessed risks and evaluated business segments for onboarding new partners
- Effectively trained and managed the team of 10-12 to achieve desired results
Junior Credit Underwriter
Liquiloans
Mumbai
03.2021 - 12.2021
- Conducted detailed investigations into customer background, assets, liabilities, and other related matters
- Evaluated loan applications based on established credit criteria
Education
Master in Management Studies - Finance
Vivekanand Education Society's Institute of Management Studies & Research
Mumbai08.2024
Bachelors in Management Studies - Finance
R. A. Podar College of Commerce and Economics
Mumbai05.2021
HSC - Science
Sarvajanik Vidya Mandir
Pen, Raigad06.2018
SSC -
Carmel High School
Pen, Raigad05.2016
Skills
- Audio-to-video synchronization
- Color correction and grading
- Adaptive learning
- Clip editing
- Collaborative teamwork
Hobbies and Interests
- Passionate about exploration, I indulge in traveling extensively across India, immersing myself in diverse cultures and landscapes.
- Love creating personalized video edits, capturing memorable travel experiences and moments with close ones.
Languages
- English, Full Professional Proficiency
- Marathi, Full Professional Proficiency
- Hindi, Full Professional Proficiency
Activities
- Mock Stock Event, 2023, Helped in arranging the entire event to create a wholesome practical experience about the stock market for about 100 students that participated.
- Volunteering, 2023, Served & volunteered in Voice Vision matrimonial get-together for people with disability. Helped the people with disability to sell and showcase their products in FAIYDA exhibition at BKC, Mumbai.
- Research Paper, Presented research paper on 'Neo Banking in India- A systematic study' at the international conference on TIES 2023. Presented research paper on 'A Study of preferable mode of preparation for candidates preparing for National Level Exams.'
Timeline
Credit Analyst
Liquiloans
03.2024 - Current
Senior Credit Underwriter
Liquiloans
01.2022 - 07.2022
Junior Credit Underwriter
Liquiloans
03.2021 - 12.2021
Master in Management Studies - Finance
Vivekanand Education Society's Institute of Management Studies & Research
Bachelors in Management Studies - Finance
R. A. Podar College of Commerce and Economics
HSC - Science
Sarvajanik Vidya Mandir
SSC -
Carmel High School
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