PEEYUSH GUNWANT
ALMORA
Summary
Dynamic professional with a proven track record in operations management and financial planning at Almora Zila Sahkari Bank Ltd Almora. Expert in analyzing data and implementing strategic plans for economic development. Skilled in creative thinking and documentation, with a focus on enhancing financial sustainability and compliance. Achieved significant improvements in loan disbursement processes and regulatory adherence.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Banker
Almora Zila Sahkari Bank Ltd Almora
08.2019 - Current
- Oversee and manage the disbursement of agricultural and non-agricultural loans in compliance with bank policies.
- Analyze loan applications and assess creditworthiness, risk, and financial sustainability of borrowers.
- Work closely with farmers, PACS, and rural communities to ensure the effective implementation of loan schemes aimed at economic development.
- Facilitate smooth operations between the bank and Primary Agricultural Credit Societies (PACS) in the district.
- Ensure strict adherence to the guidelines and regulations set by regulatory bodies like NABARD, RBI, and state governments.
- Prepare and submit periodic compliance reports to NABARD, RBI, and other relevant authorities, ensuring transparency and accountability.
- Coordinate audits and inspections related to compliance and implement corrective actions as required.
- Conducts comprehensive analysis of the bank's performance data and trends, and prepares a detailed report along with a strategic action plan for future development.
Engineer
Sansera Engineering Ltd Pantnagar
07.2015 - 09.2016
- One year Professional Experience in the field of Forging press(Mechanical) as a Production In charge.
- In-depth knowledge of the design for TPM,TQM, Operational Research(Assignment, Transportation, Machine Input-output, Queuing Model, EOQ, EOP,PERT,CPM ),7QC , Six Sigma, FMEA, Data Analysis etc.
- Handled the tasks of design of utilities, material handling and 5S.
- Daily monitoring process audit, JH, Quality gate, POKA-YOKE making documentation for productivity and quality improvement through KAIZEN activities.
- Analysis of internal and external customer complaints, trend charts, action plan, system up gradation, day to day production planning, man power allocation, co-ordination with external agencies and other department.
Education
Bachelor of Technology - Mechanical Engineering
Graphic Era Hill University
Bhimtal, Uttarakhand.07-2015
Master of Economics -
Uttarakhand Open University
Haldwani, India12-2023
Higher Diploma in Cooperative Management. - Cooperative Management
Institute of Cooperative Management
Dehradun05-2024
Persuing MBA - Finance
Indira Gandhi Open University
Almora, IndiaSkills
- Financial institution regulations
- Loan/Lending processing
- Loan/Lending for Primary Agriculture credit society (PACS)
- Analyzing data
- Compliance of inspection
- Documentation skills
- Operations management
- Creative thinking
- Reviewing documents
Accomplishments
- Published Research Paper on "Study of Primary Agriculture Credit Societies in District Almora and Bageshwar, Uttarakhand in NAFSCOB Journal.
- Successfully completed Distance learning course on " Certified Professional in Cooperative Banking (CPCB)- Level I and Level II conducted by C-PEC, Banker Institute of Rural Development, Lucknow.
Certification
1-Training Programme on Asset Liability Management by ICM, Dehradun.
2-Certification of Completion course in Gen AI: Beginner to Advance 2025 by Study IQ.
3-Introduction to Artificial Intelligence, by Simplilearn.
4- Introduction to MS Excel.
5- Certificate course on Data Analytics Masters- From Basics to Advanced.
Timeline
Banker
Almora Zila Sahkari Bank Ltd Almora
08.2019 - Current
Engineer
Sansera Engineering Ltd Pantnagar
07.2015 - 09.2016
Bachelor of Technology - Mechanical Engineering
Graphic Era Hill University
Master of Economics -
Uttarakhand Open University
Higher Diploma in Cooperative Management. - Cooperative Management
Institute of Cooperative Management
Persuing MBA - Finance
Indira Gandhi Open University
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