PINKY TECKCHANDANI
Mumbai
Summary
Dedicated and detail-oriented Financial Specialist with strong expertise in KYC, AML compliance, investor onboarding, and client due diligence within the financial services industry. Skilled in performing comprehensive risk assessments, verifying investor documentation, and ensuring full regulatory compliance with global standards such as FATCA, CRS and AML guidelines.
Overview
9
9
years of professional experience
Work History
Process Specialist
MUFG
03.2020 - Current
- Performed detailed KYC verification including identity checks, address proof validation, beneficial ownership identification, and risk profiling.
- Conducted periodic reviews (EDD) and screening against sanctions, PEP, and adverse media lists.
- Ensured compliance with AML, FATCA, CRS, and global KYC standards.
- Monitored document expiry, triggered KYC refresh processes, and ensured timely remediation of compliance gaps.
- Managed end-to-end investor onboarding, account maintenance, and transaction processing with high accuracy.
- Maintained investor records and ensured proper documentation for audits and reporting.
- Coordinated with stakeholders, solicitors, and registrars to ensure accurate entitlement allocation and reporting.
- Verified client data, updated investor holdings, and ensured proper communication of events to stakeholders.
Senior Associate
Accenture
09.2019 - 02.2020
- Performed end-to-end KYC reviews ensuring compliance with regulatory standards.
- Coordinated with internal stakeholders throughout the KYC life cycle for timely case completion.
- Communicated with outreach sponsors to obtain required documents and resolve queries.
- Gathered and validated information from public sources and compliance tools.
- Prepared and secured approvals for KYC profile reviews.
- Analyzed complex ownership structures and identified UBOs.
- Retrieved and verified documents from official registries and regulatory bodies.
- Determined appropriate due diligence levels based on risk assessments.
- Reviewed Source of Funds and Source of Wealth for legitimacy.
- Conducted audit checks to ensure accuracy and completeness of KYC files.
AML KYC Associate
eClerx
01.2018 - 09.2019
- Conducted KYC reviews for individual and commercial clients in line with regulatory standards.
- Identified AML awareness gaps and supported improved compliance policies.
- Performed transaction analysis and executed AML compliance checks.
- Applied escalation procedures for high-risk findings and exceptions.
- Identified beneficial owners and collected relevant business and operational information.
- Conducted AML screening using Factiva and WorldCheck.
- Reviewed, updated, and validated customer profiles, documentation, and risk ratings.
Process Associate
State Street Syntel
10.2016 - 01.2018
- Managed Transfer Agency operations with focus on accuracy, compliance, and client servicing.
- Completed KYC documentation and verification for new client onboarding.
- Reviewed investor holdings to identify potential money-laundering risks.
- Operated effectively in high-risk transaction environments while adhering to AML standards.
- Coordinated and communicated with UK counterparts via email to resolve queries and ensure smooth operations.
Education
Bachelor of Banking and Insurance -
Mumbai University
Skills
- Finance Specialist
- Attention to detail
- Document Review
- Team Management
- Client Onboarding
- Strategic Planning
Awards
- Appreciation from UK counterpart and RM.
- Recognized for completion of new joiners Buddy program (process training).
- Awarded Best Performer by Head of UK.
- Received Spot Award for best performance at eClerx.
- Awarded Syntel Champ.
Timeline
Process Specialist
MUFG
03.2020 - Current
Senior Associate
Accenture
09.2019 - 02.2020
AML KYC Associate
eClerx
01.2018 - 09.2019
Process Associate
State Street Syntel
10.2016 - 01.2018
Bachelor of Banking and Insurance -
Mumbai University