Piyush Kumar

• Enhanced collection efficiency by implementing effective strategies and streamlining processes.
• Served as a trusted advisor to executive leadership on matters related to collections and account management, providing valuable insights and guidance.
• Managed a diverse portfolio of accounts, ensuring timely collections and minimizing losses.
• Worked closely with legal counsel to pursue necessary actions against non-compliant debtors, ensuring company interests were protected at all times.
• Conducted regular account reviews to identify high-risk clients and adjust collection strategies accordingly.
• Reduced delinquency rates through vigilant monitoring and proactive communication with clients.
• Developed customized payment plans for customers struggling with outstanding debts, promoting long-term financial stability while recovering funds owed.
• Set up and updated customer accounts and CRM with interactions, payments and personal information.
• Created daily and weekly cash reports for accounting management.
• Completed training in credit management and civil court practices to maintain up-to-date legal knowledge involving collection practices.
• Established internal audit procedures to validate and improve accuracy of financial reporting.
• Performed banking, business administration and financial tasks to guarantee five-star service for clients.
• Established and checked coding procedures, monitored reports and updated internal files.
• Developed strategic plans for day-to-day financial operations.
• Improved overall financial reporting by streamlining control processes and reporting structures.
• Created and managed financial models to evaluate corporate investments and acquisitions.
• Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
• Prepared internal and regulatory financial reports, balance sheets and income statements.
• Checked payroll, vendor payments, commissions and other accounting disbursements for accuracy and compliance.
• Designed and maintained financial models to identify and measure risks.
• Created financial dashboards to provide insights into key performance indicators.
• Coordinating with 70 Branches Delhi and UP and maintain daily MIS reports and providing all the braches for follow up.
• I am handling Auctions process also maintain all vendor or Bidder MIS as well bidding sheet GST calculator, Bidder highest Bidding sheet,sale certificate and Acknowledgment Sheet.
• Checking all the notice deliver to customer like demand Notice, Loan recall and Final Auction notice.
• Newspaper Publication and Maintain auction composition reports,
• Coordinating with bidder for auction process and also guide branches to collect all related documents.
• Work on software like FINACLE, CORE, NCIF and BCIF
• Provide Collection efficiency guidance and also CBIL checking Rights.
• Use V-Look up and H-Look up on all MIS reports.
• Terminate the packets and closed account handover packet to bidder and transfer excess payment to customer accounts.
• Rights of customer over due charges waiver and lien removal rights.

● Prepare Bank Reconciliation Statement .

● Gold Loan and gold appraisal, KYC of Customer, Foreign Exchange, Inward Remittance and Outward Remittance.

● Money Transfer (IME, Western Union, Ria Money, Ez Remitt, Trans fast, Global Pay, Money Gram and Domestic Money Transfer.)

● Working on Core Banking Solution and Customer Relationship Management.

● Reduction of Non performing Assets (NPA) and Potential Non Performing Assets (PNPA) accounts.

● Knowledge of Multiple Types of Gold Loan Scheme, calculation of interest, part release of gold and Good Customer Service.

● Vehicle Insurance, Health Insurance (Cradic, Prime wellness, Traditional, cyber insurance and Hospi cash), Demant accounts and Muthoot gold Coins.

● Non convertible Debentures (NCD), and Bonds of the company.

● Prepare Daily Branch Performance Reports, NPA and PNPA deduction Reports.

● Handling Strong room all operation as Joint Custodian and also handling cash vault, Creating lead on CRM and transit through CBS and working on Lepta software (Muthoot Finance forex) for foreign exchange.

· Filed verification of customer over outstanding of 5 lac up to 15 lac.

· Follow up of regular interest of customer and also 24% interest follow up maintain excel shit.

· I have designated loan at home champion for customer loan at home service.

· Preparing Bank reconciliation (BRS) in CBS on weekly and monthly basis and all accounts entries in CBS and GST vouchers.

● All accounts entries in tally.

● Prepared Purchase sheet, Sales sheet, Transporter sheet, Attendance Sheet and Stock Summary Reports

● Handled Cash Expenses and Creditors etc.

● Prepared Marine Insurance Invoices, Export Documents (Pre-shipment and Post- shipment Documents), Upload VGM and Weight list of Dispatched Material.

● Tax Invoices And VGM

● Prepared Manually Ledgers of all parties in Ledger Book.

● Excise Registers (RG23A Part 1 and RG23A Part 2) and Submit Excise Returns on MonthlyBasis

● Update Production Registers and Production Entry in Tally.

● Service Tax Return(as a Transporter Case) on Quarterly Basis And Sales Tax Returns on Monthly Basis

● Knowledge of GST (GSTR-1, GSTR-2 and GSTR-3)

● Prepared Sheet GSTR-1, GSTR-2 and GSTR-3 (Input, Output Supply ,Non-GST and Unregistered Dealer RCM)

● MSC Invoices General Entry and GST Bills Entries

● Prepare Purchase and Sales sheet in excel file.

● Issue Credit Note and Debit Note and also prepare Creditor Outstanding Sheet.

Prepare Ledger of all parties in Ledger Book and Filing returns of GSTR-1, GSTR-2 and GSTR-3 (Input, Output Supply. Non-GST and Unregister Dealer RCM).