Pooja Mandhare
Khandeshwar, Navi Mumbai
Summary
Dynamic Credit Analyst with proven expertise in credit assessment,relationship management and leading cross functional teams. Skilled in structuring tailored credit solutions and negotiating favorable terms, I excel in driving client retention and portfolio growth.
Overview
7
7
years of professional experience
Work History
Credit Analyst
Loan Sifarish
Mumbai
01.2019 - Current
- With over 6 years of experience in debt syndication. Proven track record in raising funds through term loans, securitization, business correspondence and co-lending model for NBFCs.
- Analyzed market trends and identified potential new customers through research activities.
- Collaborated with loan officers and underwriters to structure credit solutions that meet clients' needs.
- Conducted due diligence on clients to assess creditworthiness and recommend credit limits.
- Proficient in preparing CAM formats, credit underwriting, system audits, and coordination for legal documentation until disbursement.
- Developed and maintained strong relationships with stakeholders to ensure smooth processing of loan, faster TAT and client retention
- Negotiated terms and conditions of credit facilities with clients and lenders.
- Consulting NBFCs to develop strategic plans for growth and providing a roadmap for the same.
- Provided mentorship and training to junior credit analysts on assessing creditworthiness and syndicating loans for clients.
- Maintained regular performance appraisals for subordinates through verbal, written and on-going review programs.
Sales Executive
Cignattk Health Insurance
Mumbai
04.2018 - 05.2018
- Utilized sales skills to promote and sell numerous health insurance policies, contributing to the company's revenue streams
- Matched clients' needs with tailored coverage plans, ensuring optimal financial protection against healthcare expenses.
Education
MBA - Finance
Kohinoor Business School
Mumbai, MU01.2019
B.E - Computer Engineering
K.C College of Engineering
Thane, Mumbai University01.2016
H.S.C - Science
People’s Education Society
Thane01.2012
S.S.C -
Shreerang Vidyalaya English Medium School
01.2010
Skills
- Credit Assessment
- Microsoft Office proficiency
- Analytical thinking & Communication skills
- Relationship management & Team Work
- Research skills
- Negotiation techniques
- Portfolio management
- Risk mitigation strategies
Hobbies and Interests
- Crafting & Fabricating
Timeline
Credit Analyst
Loan Sifarish
01.2019 - Current
Sales Executive
Cignattk Health Insurance
04.2018 - 05.2018
MBA - Finance
Kohinoor Business School
B.E - Computer Engineering
K.C College of Engineering
H.S.C - Science
People’s Education Society
S.S.C -
Shreerang Vidyalaya English Medium School
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