Prabhanjan Pathak
New Delhi
Summary
Experienced professional with 6+ years of experience in Financial Crime Operations, Compliance, Risk and Regulatory Operations. Proficient in AML, CDD, KYC . A dynamic individual bringing strong work ethics to any setting. Looking for a new and challenging role with long term potential.
Overview
7
7
years of professional experience
Work History
KYC Quality Control Manager
Barclays
Noida
10.2024 - Current
- Conduct thorough quality assurance reviews of KYC files to ensure compliance with internal policies, regulatory standards and applicable jurisdictional requirements.
- Identify procedural deficiencies and regulatory breaches in KYC reviews, providing feedback to KYC Analysts to drive continuous improvement.
- Monitor key quality metrics and report on trends, error rates, and root cause to senior stakeholders for process optimization.
- Collaborate with compliance, audit, and operations teams to ensure alignment of quality standards with current regulatory expectations and firm wide risk appetite.
- Lead initiatives to enhance quality control frameworks, including updating checklists, SOPs and review methodologies in response to regulatory changes.
- Serve as SME (Subject Matter Expert) for KYC related queries, policy interpretations and remediation guidance.
- Review escalated high risk and complex cases. ensuring enhanced due diligence protocols are properly applied.
- Review financial crime or adverse news related screening hits to assess risk of money laundering, terrorist financing, fraud, corruption, etc. and escalate to financial crime execution team, if required.
Senior Analyst
Barclays
Noida
04.2022 - 09.2024
- Part of the Corporate High Risk Refresh team and responsible for conducting periodic and event driven end to end KYC reviews.
- Responsible for performing customer due diligence which includes transaction review, business activity review and business ownership review.
- Knowledge and understanding of complex structures and entity types, constitutional requirements, management and control.
- Responsible for conducting enhanced due diligence involving referral to forums, obtaining and analyzing additional documents and information to assist the forum.
- Worked on different client types including Charities, Trusts, Funds, Asset & Investment Managers, PLCs, Educational establishment and others.
- Conduct KYC reviews on clients dealing in High Risk Industries such as Defense, MSBs, Mining, Real Estate, etc.
- Liaised with business partners including Relationship Directors, Associate Bankers, Clients, and different teams to understand and complete the KYC review within the agreed SLAs.
- Worked on different tools which included D&B, Orbis, Fullserve, Equifax, and Salesforce, SWIFT, World Check/Refinitiv.
- Sound understanding of Global AML/KYC policies and rules and regulations icluding FCA, PMLA, SEC and other European regulations.
- Implemented database and document processing compliance with applicable regulations and company policies targeted towards prevention of money laundering and CFT.
Closer (Senior Analyst)
Better Mortgage
New Delhi
11.2020 - 09.2021
- Supported Closing team on mortgage compliances including TILA/RESPA and TRID and ensuring the loan files adhere to all the checks.
- Responsible for closing the loans on time under strict deadlines and providing approval for funding.
- Conducted quality checks on the loan file so as to provide accurate results without any delay.
- Reviewed documents including credit and employment reports and reconciled data to ensure accuracy and completeness of the loan file.
- Interacted & Collaborated with US underwriters, loan consultants and Advisors to resolve issues and concerns.
- Effectively managed different loan files for different US states and took actionable decisions to achieve the result.
Analyst
NatWest Group
New Delhi
06.2018 - 11.2020
- Part of the Financial Crime team performing required AML KYC verification on new and existing clients.
- Identified and evaluated AML risks in accordance with applicable laws, legislation and internal guidelines.
- Conducted Onboarding, due-diligence, periodic & event Driven reviews (CDD) to detect any suspicion of money laundering, terrorist financing, tax evasion, etc.
- Performed client screening against PEPs and Sanctions list.
- Understanding of AML legislations including FATF, OFAC controls, US PATRIOT Act, FATCA & CRS compliance.
- Reviewed the nature of business activities and categorizing them according to their risk profile as High, Medium or Low risk.
- Investigated and analyzed facts, statements and accounts through various internal and external tools.
- Knowledge and Experience of using World Check, Fircosoft, Experian, Equifax Commercial.
- Knowledge and understanding of filing SAR/STR.
Education
Bachelors of Business Administration - General Management
Guru Gobind Singh Indraprastha University
Delhi, India07.2018
Skills
Soft Skills
- Written and verbal communication skills with emphasis on brevity
- Good supervisory skills with an attention for detail
- Experience of working in high pressure environment and completion of workload within tight deadlines
- Good Communication and Interpersonal skills gained working with teams across geographies
- Skilled in MS office tools
Job Related Skills
- Anti Money Laundering (AML) Regulation & Know Your Customer (KYC) compliance
- Financial crime & sanctions screening
- Quality check and control
- Periodic and event driven end to end KYC reviews
Honors & Awards
- Awarded "Pinnacle Award" at Barclays for outstanding performance in a quarter.
- Awarded "Brilliance Award" from stakeholders for overall performance and work ethics.
- Awarded 'Silver Ovation' for exemplary performance and going extra mile for spike completion .
- Awarded Certificate of Merit by CBSE for securing A1 Grade in all subjects in Matriculation (10th Standard)
- School topper for International Commerce Olympiad organized by Commerce Teacher Foundation.
- Nominated for Star of the Month & LoVs (Living our Values) award by Natwest.
- Cleared AML skill assessment and Quality skill assessment conducted by Natwest in 2019.
Extra Curricular Activities
- Member of the Finance & Investment Cell of Maharaja Surajmal Institute.
- Member of the Theatre society 'Sifar' of Maharaja Surajmal Institute.
- Event Head for 'Genesis' the cultural fest 2018 of Maharaja Surajmal Institute.
- Event Coordinator for the cultural fest 2017 of Maharaja Surajmal Institute.
- House Captain of St. Mary's Public School and organized sporting & Cultural events.
Interests
Movies, Music, Playing Cricket, Cycling, Travelling
Timeline
KYC Quality Control Manager
Barclays
10.2024 - Current
Senior Analyst
Barclays
04.2022 - 09.2024
Closer (Senior Analyst)
Better Mortgage
11.2020 - 09.2021
Analyst
NatWest Group
06.2018 - 11.2020
Bachelors of Business Administration - General Management
Guru Gobind Singh Indraprastha University