Summary
Overview
Work History
Education
Skills
Personal Detail
Timeline
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Pradeep Kumar

Pradeep Kumar

Manager-Risk Containment Unit
Ayodhya

Summary

Achievement Motivated Fraud Analyst touting 7+ years of expertise investigating suspicious activity for Finance company. Knowledgeable resource committed to finding answers and working with clients and interdepartmental personnel. Promoting exemplary skills in project management, analytics and fraud pattern detection.

Overview

7
7
years of professional experience
3
3
years of post-secondary education

Work History

Manager - Risk and Fraud Control

Bajaj Finance Ltd.
Ayodhya
05.2022 - Current
  • Analyzed large amounts of data to find patterns of fraud and anomalies.
  • Reviewed reports and individual transactions which appeared suspicious to uncover possible fraudulent activity.
  • Performed risk assessments to determine level of fraud risk and prioritize investigations.
  • Evaluated customer data to identify and prevent fraudulent activities.
  • Collaborated with internal and external stakeholders to create and maintain fraud prevention strategies.
  • Tracked fraud cases and monitored trends to develop strategies for prevention.
  • Produced detailed reports of fraud investigations and presented findings to senior management.
  • Coached and trained Sales Executives on fraud prevention techniques to increase awareness and reduce risk.
  • Worked within Salesforce to compile and review information with pivot tables and charts.
  • Coordinated ongoing efforts to strengthen risk culture and fine-tuned risk appetite for lending and funding activities.
  • Work on daily login data to identify process lapses.
  • Police Action (Take follow up with Police official to get register FIR against fraudster).

Assistant Manager- Risk and Fraud Control

Bajaj Finance Ltd
Patiala
02.2021 - 04.2022
  • Completed statistical reviews to uncover trends, patterns and variations.
  • Initiate action against Dealers and FOS (Sales Executive) where found their involvement in any type of fraud or process/policy violation.
  • Investigation on Nonstarter (FPD, SPD, TPD) cases.
  • Monitoring on daily login data to identify process lapses.
  • Investigation of Fraud Cases.
  • Conducted statistical analysis and evaluated risk via use of portfolio management software.
  • Collaborated with internal and external stakeholders to create and maintain fraud prevention strategies.
  • Tracked fraud cases and monitored trends to develop strategies for prevention.

Risk Officer

Bajaj Finance Ltd.
Patiala
09.2018 - 01.2021
  • Completed statistical reviews to uncover trends, patterns and variations.
  • Initiate action against Dealers and FOS (Sales Executive) where found their involvement in any type of fraud or process/policy violation.
  • Investigation on Nonstarter (FPD, SPD, TPD) cases.
  • Monitoring on daily login data to identify process lapses.
  • Investigation of Fraud Cases.
  • Collaborated with internal and external stakeholders to create and maintain fraud prevention strategies.
  • Tracked fraud cases and monitored trends to develop strategies for prevention.

Risk Officer

Bajaj Finance Ltd. (On pay roll -TeamLease Services & Adecco India Private Limited)
East Delhi (Gaziabad)
04.2017 - 08.2018
  • Taught employees how to control risks at front line.
  • Arranged risk management team meeting by preparing materials, updating calendars and setting up conference spaces.
  • Close FEWS, RSA, Auto RSA, ML and Suspected EMI Card cases.
  • Used to manage Sampling Process.
  • Uses to manage all process with investigation Agency. Taking follow-up of Reports (Asset Verification, Resi-Verification, Office verification & Documents verification.
  • Used to manage all activity of backend.

Sampler-RCU

HDFC Bank Ltd (On Payroll of Athos associates)
Chandigarh
04.2016 - 03.2017
  • Used to check Land documents (i.e.- Jamabandi, Girdawari, Registry etc.) Check customer profile
  • Used to check KYC Documents (i.e. -pan card, Aadhaar card, voter card, DL, etc. by Trigger.
  • Used to check income documents (i.e.-Salary slip, Bank statement, ITR).
  • Screening of physical Loan file, used to check signature of customer.




Education

Bachelor of Science - Applied Mathematics

Dr. Ram Manohar Lohia Avadh University
Faizabad (Ayodhya)
07.2012 - 08.2015

Course On Computer Concepts (CCC) - Computer Concepts

National Institute of Electronics & Inf. Tech.
Gorakhpur
06.2014 - 09.2014

Skills

Problem solving and decision-making ability

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Personal Detail

  • Father Name : Sri. Satya Narayan
  • Date of Birth : 02/05/1994
  • Marital Status : Unmarried
  • Sex : Male
  • Religion : Hindu
  • Language Know : Hindi & English & Punjabi
  • Permanent Address : Vill:- Gauhani Khurd, Post Arsath, Tehsil-Bikapur Distt-Ayodhya (Faizabad) U.P. Pin Code: 224209

Timeline

Manager - Risk and Fraud Control

Bajaj Finance Ltd.
05.2022 - Current

Assistant Manager- Risk and Fraud Control

Bajaj Finance Ltd
02.2021 - 04.2022

Risk Officer

Bajaj Finance Ltd.
09.2018 - 01.2021

Risk Officer

Bajaj Finance Ltd. (On pay roll -TeamLease Services & Adecco India Private Limited)
04.2017 - 08.2018

Sampler-RCU

HDFC Bank Ltd (On Payroll of Athos associates)
04.2016 - 03.2017

Course On Computer Concepts (CCC) - Computer Concepts

National Institute of Electronics & Inf. Tech.
06.2014 - 09.2014

Bachelor of Science - Applied Mathematics

Dr. Ram Manohar Lohia Avadh University
07.2012 - 08.2015

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Pradeep KumarManager-Risk Containment Unit