Pradeep Kumar K
Chennai
Summary
Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills. Detail-oriented analyst specializing in commercial loan processing, document validation, and fraud detection. Proven ability to streamline loan origination processes and enhance compliance.
Overview
17
17
years of professional experience
Work History
Analyst
Accenture Solutions Pvt Ltd
Chennai
04.2013 - Current
- Processing of Commercial loan origination with different LOB's (Businee Banking, Commercial Banking, Distributed, Dealer).
- Validating and updating the details in Salesforce Account.
- Checking of any fraud alert in Individual and Business Account.
- Checking of the Customer loan information through Opportunity.
- Checking of the CBR information and validity.
- Validating the Document and moving the required documents to the place holder.
- Moving the loan to underwriting after all the services were completed or withdrawn/ decline if the documents were not provided within the period of time.
- Maintaining reports like underwriting report, HVCRE report, CAIVRS report.
- processing residential mortgage underwriting.
- evaluate a borrower's ability and willingness to repay a loan.
- Pulls credit reports and scores to assess responsibility.
- Verifies income sources and employment history using pay stubs, W-2s, and tax returns.
- Checking of Property Appraisal document.
- Checking of Title Search and Insurance.
- review a borrower's savings, investments, and other assets to ensure they have sufficient funds for the down payment.
Senior Customer Service Executive
Serco Global Services Pvt. Ltd.
Chennai
04.2010 - 01.2013
- Retail Bank Account Opening.
- Mandate Changes in Retail Bank Account maintenance.
- Processing the requests for change of signatories and signing arrangements of business banking.
- KYC process. (Individual Validation for new Barclays customers).
- Customers of the bank processed as per the FSA guidelines and KYC procedures.
- Update the Document details in Customer Gateway.
- Support and responsible for the Queue Management Risk Management.
- Validating the Document.
Customer Care Executive
Allsec Technologies Ltd
Chennai
02.2009 - 04.2010
- Attending of Retailers calls and solving the Queries and Compliance.
- Attending of Customers calls and solving the Queries and Compliance.
- Taking of customers feedback.
Education
Bachelor Of Corporate Secretaryship - Accounting
S.I.V.E.T College
Gowrivakkam, Tamil NaduHigher Secondary - Commerce
New Prince Matric. High Sec. School
Ullagaram, ChennaiS.S.L.C -
New Prince Matric. High Sec. School
Ullagaram, ChennaiSkills
- Loan origination
- Credit analysis
- Fraud detection
- Document verification
- Underwriting processes
- Customer relationship management
- Risk management
- Report generation
- Data validation
Languages
English
Proficient
C2
Tamil
Proficient
C2
Timeline
Analyst
Accenture Solutions Pvt Ltd
04.2013 - Current
Senior Customer Service Executive
Serco Global Services Pvt. Ltd.
04.2010 - 01.2013
Customer Care Executive
Allsec Technologies Ltd
02.2009 - 04.2010
Bachelor Of Corporate Secretaryship - Accounting
S.I.V.E.T College
Higher Secondary - Commerce
New Prince Matric. High Sec. School
S.S.L.C -
New Prince Matric. High Sec. School