Pradeep Nagurkar
DVP At RBL Bank
Kolhapur,MH
Summary
Dynamic and results-oriented Banking and Financial Management professional with over 22 years of experience in both Banking and Non-Banking Financial sectors. Demonstrated expertise in leading high-performing teams, managing complex financial systems, and enhancing operational efficiency through innovative solutions. Proficient in tab banking solutions and process automation, delivering meticulous attention to detail while driving impactful results. Committed to leveraging extensive industry knowledge to foster growth and optimize financial performance.
Overview
26
26
years of professional experience
5
5
Languages
Work History
DVP
RBL Bank
11.2013 - Current
- Coordinated with Business Correspondents and branches to improve FTR and ensure timely form submission for processing.
- Managed operations vendors such as Iron Mount and PN Writer, ensuring timely service and handling escalations.
- Developed and scaled the Individual Loan process from pilot in Finacle to pan-India sourcing.
- Ensuring the complete lifecycle of MSME(Micro, Small, and Medium Enterprises loan)
- Designed and implemented processes for loan disbursement into non-RBL savings accounts through NEFT and central pre-closure.
- Managed team training, identifying needs and conducting internal training on policies and processes.
- Automated MIS reporting, improving accuracy and reducing preparation time.
- Oversaw centralized processes like credit bureau checks and UCIC verification bank-wide.
- Monitored and reconciled key GL accounts on a daily basis.
- Provided requirement and gap analysis for Tab banking solutions and proposed new features based on client needs.
- Set up and managed disbursement and collection processes at various locations as part of BCP.
- Ensured compliance with RBI audit requirements.
- Provided inputs to credit bureaus in line with new policies.
- Contributed to the development of the Tab banking solution for customer onboarding, overseeing QC and data integration into CBS.
Sr. Manager
Trident Micro Fin Pvt. Ltd.
10.2010 - 10.2013
- Planned and designed technological requirements for the organization.
- Conducted training for users on software applications and updates.
- Played a key role in designing an online web-based internal application, focusing on financial modules.
- Contributed to the development of GL application, mobile app, and processes like BRS and Fund Management.
- Strengthened the Audit and MIS modules, generating reports for senior management.
- Managed installation processes, data migration, and training, as well as phasing out outdated applications.
Sr. Manager
BASICS (BASIX)
10.2000 - 10.2010
- Analyzed customer requirements and developed solutions in collaboration with IT partners.
- Implemented new systems, including data migration from old to new systems.
- Provided end-user training on applications, addressing technical and functional issues during daily operations.
- Led team efforts in designing technological requirements and ensuring all existing tools met organizational needs.
- Managed task prioritization and worked closely with software developers for effective implementation.
Head of IT
Bhartiya Samruddhi Investments & Consulting Services Ltd (BASIX)
04.2009 - 09.2010
- Managed Delphix Nano ERP for Microfinance Institutions (MFIs), which included modules for Financial Management, HR, Insurance, Payroll, and others.
- Conducted software requirement studies for client needs and provided implementation support.
- Played a central role in client engagement, including managing project timelines and resources.
IT Manager
Bhartiya Samruddhi Investments & Consulting Services Ltd (BASIX)
04.2006 - 03.2009
- Managed Delphix ERP for MFIs, overseeing software delivery and customization.
- Led the SRS (System Requirement Specification) process at client sites and coordinated with the development team.
- Conducted end-user training and supported clients with technical and functional issues.
Assistant Manager IT
Bhartiya Samruddhi Investments & Consulting Services Ltd (BASIX)
04.2003 - 03.2005
- Handled the FAMIS Plus ERP for MFIs & NGOs, including portfolio tracking and deposit monitoring tools.
- Led software implementation and customization at various client sites.
Executive IT
Bhartiya Samruddhi Investments & Consulting Services Ltd (BASIX)
10.2000 - 03.2003
- Managed SRFS ERP for NGOs and ensured smooth operation and maintenance of the system.
- Delivered client training and participated in key industry conferences.
Education
MBA - IT
Indian School of Business Management
Hyderabad01-2010
PGDIT - Post Graduate Diploma in Income Tax
Osmania University
Hyderabad01-2000
Bachelor of Commerce - undefined
Progressive Degree College, Osmania University
Hyderabad01-1998
Skills
Banking & Financial Systems
Process Automation & Optimization
Tab Banking Solutions
Team Leadership & Training
Friendly, positive attitude
Teamwork and collaboration
Computer skills
Customer service
Excellent communication
Supervision and leadership
Organization and time management
Accomplishments
- Played a crucial role in the development of an online web-based internal application program, with a focus on financial modules.
- Contributed to the design and fine-tuning of general ledger and mobile application features.
- Strengthened the Audit and MIS modules to generate various reports for senior management.
- Led the piloting team, identified bugs, and collaborated with developers to resolve issues.
- Managed the installation, data migration, training, and retirement of outdated applications.
Timeline
DVP
RBL Bank
11.2013 - Current
Sr. Manager
Trident Micro Fin Pvt. Ltd.
10.2010 - 10.2013
Head of IT
Bhartiya Samruddhi Investments & Consulting Services Ltd (BASIX)
04.2009 - 09.2010
IT Manager
Bhartiya Samruddhi Investments & Consulting Services Ltd (BASIX)
04.2006 - 03.2009
Assistant Manager IT
Bhartiya Samruddhi Investments & Consulting Services Ltd (BASIX)
04.2003 - 03.2005
Sr. Manager
BASICS (BASIX)
10.2000 - 10.2010
Executive IT
Bhartiya Samruddhi Investments & Consulting Services Ltd (BASIX)
10.2000 - 03.2003
PGDIT - Post Graduate Diploma in Income Tax
Osmania University
Bachelor of Commerce - undefined
Progressive Degree College, Osmania University
MBA - IT
Indian School of Business Management
Conferences and Workshops Attended
- Microfinance India Conference, New Delhi (Oct 2006)
- ID Workshop, Ranchi (May 2007)
- National Conference on Technology for Scalable MFI Growth (Dec 2008)
- Oracle Conference, Bangalore (Jun 2009)
- Grameen Trust India (GTI), May 2010
Personal Details
- Date of Birth: 22nd Oct, 1976
- Marital Status: Married
Correspondence Address
- R.S. No. 4 A/11 A, E Ward
- Mahalaxmi Residency, Flat No. 302
- Kolhapur - 416005, Maharashtra