Summary
Overview
Work History
Education
Skills
Timeline
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PRADEEP SINGH SHEKHAWAT

PRADEEP SINGH SHEKHAWAT

BRANCH CREDIT MANAGER
Jaipur

Summary

Dynamic Branch Credit Manager with a proven track record at Manappuram Finance, excelling in loan underwriting and team management. Achieved significant reductions in delinquency rates through strategic credit portfolio optimization and effective training programs. Skilled in credit analysis, fostering collaboration, and enhancing operational efficiency to drive branch profitability.

Overview

3
3
years of professional experience

Work History

Branch Credit Manager in Auto Loan

Manappuram Finance
06.2024 - Current
  • Handle Five Branch - Jaipur & Chomu & Alwar & Tonk & Shahapura
  • Reduced delinquency rates with proactive monitoring and timely intervention strategies for at-risk clients.
  • Enhanced branch profitability by optimizing the credit portfolio mix and mitigating potential risks within lending activities.
  • Reviewed and approved large credit applications, exercising sound judgment in line with company policies and risk appetite.
  • Wrote reports detailing branch activities.
  • Provided comprehensive training programs for new hires, ensuring a strong understanding of company policies, procedures, and risk management practices.
  • Established performance benchmarks and KPIs for the credit department, regularly monitoring progress and implementing corrective measures when needed.
  • Collaborated closely with sales teams to develop targeted lending strategies that aligned with branch goals and objectives.
  • Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.

CREDIT OPERATION OFFICER

Manappuram Finance
10.2022 - 06.2024
  • Established effective relationships with key stakeholders both internally and externally for increased collaboration opportunities.
  • Mentored junior staff members, helping them develop their skills and advance in their careers.
  • Improved department efficiency by streamlining and implementing policies and processes.
  • Implemented process improvements that streamlined workflows, reducing redundancies and increasing operational efficiency.
  • Enhanced communication between team members by organizing regular meetings and fostering open dialogue.
  • Coordinated cross-functional teams to address complex issues, leading to more efficient problem-solving processes.

Education

Master of Commerce - EAFM

UNIVERSITY OF RAJASTHAN
JAIPUR
04.2001 -

Bachelor of Commerce - ABST , BUSINESS ADMINISTRATION, EAFM, MATH

UNIVERSITY OF RAJASTHAN
JAIPUR
04.2001 -

HSC -

BOARD OF SECONDARY EDUCATION
JAIPUR
04.2001 -

SSC -

BOARD OF SECONDARY EDUCATION
JAIPUR
04.2001 -

Skills

Loan underwriting

Timeline

Branch Credit Manager in Auto Loan

Manappuram Finance
06.2024 - Current

CREDIT OPERATION OFFICER

Manappuram Finance
10.2022 - 06.2024

Master of Commerce - EAFM

UNIVERSITY OF RAJASTHAN
04.2001 -

Bachelor of Commerce - ABST , BUSINESS ADMINISTRATION, EAFM, MATH

UNIVERSITY OF RAJASTHAN
04.2001 -

HSC -

BOARD OF SECONDARY EDUCATION
04.2001 -

SSC -

BOARD OF SECONDARY EDUCATION
04.2001 -

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PRADEEP SINGH SHEKHAWAT BRANCH CREDIT MANAGER