PRADEESH KUMAR

A talented, confident and shrewd professional with 17+ years of experience in entire facets of General Insurance Industry. Having worked with Industry giants like Bajaj Allianz, ICICI Lombard, Reliance, Cholamandalam and Future Generali, I have garnered the skill sets to work under strenuous situations and stay maximum productive in highly challenging and competition-brimmed markets. Contributing to the best of my capabilities while seeking opportunities to expand the depth and dimension of my know-how and knowledge base is what I yearn and strive for.

• English
• Hindi
• Malayalam

• Go Digit General Insurance LTD, 11/12/18, 08/17/20, State Head - Kerala - (Senior Manager), Achieving the overall target for the state., Maintain a healthy P&L for the state., Banca and NBFC Business., Portfolio Balancing., Hold regular team and channel reviews., Motivating the team to meet the target., Controlling acquisition cost., Suggest & recommend implementation of local sales incentives., Ensure satisfactory customer servicing.
• Bajaj Allianz General Insurance Company LTD, 04/01/18, 11/07/18, Regional Sales Manager- Motor NTU- Kerala - Grade L2A (Manager), Achieving the overall target for the state., Servicing the existing relationship and increase in penetration., Getting new tie-ups., Covernote Control., Co-ordination with all departments to avoid any escalations from the dealer.
• Bajaj Allianz General Insurance Company LTD, 07/03/17, 03/31/18, Branch Manager- Grade L2A (Manager), Responsible for developing company's market share in the location and meet top line and bottom line targets., Achieve set growth percentages (overall and channel wise)., Ensure claims ratio (overall, line wise and channel wise) is below the budget and within acceptable norms., Ensure office expense and commission ratios are below the budget., Lead, motivate and engage team members/Team leaders/Local HODs and SO heads to build a high performance culture rooted in our value systems., Hold regular team and channel reviews to give feedback to improve or sustain performance and Handle channel conflicts amicably., Meet top IMDs of the office regularly and build personal rapport., Prepare and present office budgets (Numbers and manpower) based on past performance and market potential., Focus on improving and maintaining good Renewal ratios, operational efficiency and customer service Drive Strategic initiatives successfully in the locations., Look for new avenues of business and new markets around their region/areas for expansion., Build a strong pipeline of successors and get involved in planning the career growth of his direct reports and critical resources in the office., Trivandrum Branch, Trivandrum, Kerala
• Future Generali India Insurance Company LTD, 03/16/15, 06/30/17, Branch Manager- Grade M5 (Senior Manager), Hiring and building competent/Professional team., Aligning branch operations in line with the company's objectives., Owning the top line and bottom line number for the location., Drive the profitability of the branch., Manage the overall administrative aspect of the branch, Monitor & drive the team as per defined KRAs., Claims Management., Underwriting., Training., Identify business opportunities and evolve strategies to maximize the sales and profitability., Periodic structured review of branch and to intervene with course correction wherever needed., Provide timely feedback on the market scenarios to HO., Ensure continuity of staffing., Trivandrum Branch, Trivandrum, Kerala
• Cholamandalam MS General Insurance Company Ltd, 03/03/14, 03/14/15, Branch Head- Grade MG4 (Senior Manager), Meet the top line and bottom line number for the location., Maintain positive combined ratio., Controlling acquisition cost., Ensure staffing as per the man power budget allocated., Ensure continuity of staffing., Ensure satisfactory customer servicing., Manage the overall administrative aspect of the branch., Calicut Branch, Calicut, India
• Future Generali India Insurance Co. Ltd, 06/01/08, 02/28/14, Manager- Grade M4 (Motor Dealer & DSA), Tie-ups with various Motor dealerships, agents and to ensure manpower and service support for fulfilment., Ensure the profitability of the channel., Productivity tracking of Senior Executives and Executives., Cover note control., Maintaining timely payments of commission to various channel partners., Ensuring zero customer complaints from channel partners, Trivandrum Branch, Trivandrum, Kerala
• Reliance General Insurance Co. Ltd., 06/01/07, 06/30/08, Sales Manager (Motor), To achieve the premium mobilization target as per the business., Ensure the profitability of the channel., Feedback to Branch Office and Corporate Office on competitor activities., Productivity tracking of customer service officers., Tie-ups with various Motor dealerships, agents and brokers and to ensure manpower and service support for fulfilment., Maintaining timely payments of commission to various channel partners., Ensuring zero customer complaints internal/external., To curb/nullify fraud in the system., Cover note control., Constant co-ordination with: -, - Underwriting team for policy approval., - Operations team for policy issuance, - Regional / Corporate Claims team for claims settlement., Trivandrum Branch, Trivandrum, Kerala
• ICICI Lombard GIC Ltd, 09/01/05, 05/31/07, Unit Sales Manager (Auto & Construction), Responsible for market penetration of two wheeler insurance in Kottayam, Alappuzha, and Pathanamthitta., Managing a team of sales officers and back office staff and coordinating their activities to meet the monthly targets., Maintaining healthy relation with automobile dealers, Complete coordination between claims department and customers for settlements., Kottayam Branch, Kottayam, India
• Reliable Freight Forwarders Pvt Ltd, 10/01/04, 06/30/05, Executive- Marketing, Identifying customers and Handling Pre-shipment and Post-Shipment and its follow ups., Invoicing, Receivables and Payables for clients., Financial and all commercial settlements., New Delhi, New Delhi, India
• ABM Cargo care Logistics, 04/01/04, 10/31/04, Management Trainee, Handling Invoicing, Receivables and Payables for clients., Finalization of Clients accounts, coordination with Airlines., Dealing With AEPC etc., New Delhi, New Delhi, India

I wish to represent myself in obvious terms by means of my Curriculum Vitae, which are above for your kind surveillance. I assure you that it would always be my endeavour by diligence and attention to deserve your confidence.

PRADEESH KUMAR M.S