Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
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PRAGYA MAHESHWARI

PRAGYA MAHESHWARI

Ghaziabad

Summary

Dynamic actuarial professional skilled in Python, Excel, and data visualization. Successfully designed automated tools to streamline processes and improve reporting accuracy, contributing to strategic business decisions and regulatory compliance.

Overview

7
7
years of professional experience

Work History

Manager – Actuarial Services

Ernst & Young (EY)
New Delhi
09.2022 - Current
  • Spearheaded asset adequacy testing for structured settlements, deferred annuities, and fixed annuities, ensuring compliance with regulatory and solvency requirements.
  • Conducted Risk-Based Capital (RBC) analysis and advanced cash flow modeling to evaluate product performance and risk exposure.
  • Designed and implemented automated IMR (Interest Maintenance Reserve) and DAC (Deferred Acquisition Cost) tools in Python, reducing manual effort and error rates.
  • Leveraged Snowflake to streamline actuarial reporting, improving data accessibility and visualization for senior leadership.
  • Directed and motivated a high-performing actuarial team, driving productivity, engagement, and timely delivery of client projects.
  • Delivered cost-benefit analyses across strategic initiatives, enabling partners and senior managers to make informed business decisions.
  • Provided coaching and mentorship to junior staff, strengthening technical expertise and team capability.

ACTUARIAL ASSISTANT MANAGER

M&G Global Services Private Limited
06.2021 - Current
  • Worked on a wide range of UK life insurance products, including Prufund, AWP, CWP, WPIA, and NPA.
  • Updated and enhanced actuarial tools for new products; automated processes using Python, VBA macros, and Visual Studio, reducing manual workload and improving efficiency.
  • Designed and delivered Power BI reports to provide valuation insights and support decision-making.
  • Performed end-to-end, functional, and model release testing, ensuring accuracy, compliance, and smooth system rollouts.
  • Supported the IFRS 17 implementation by testing new software solutions, raising and tracking issues in JIRA, and collaborating between actuarial and IT teams to resolve discrepancies.
  • Utilized Risk Agility Financial Modeller (RAFM) to build projections, coding and decoding formulas to validate results, and test new developments.
  • Created automated workflows in Unify Designer, using data validators, PowerShell scripts, and Python, to streamline actuarial processes.
  • Maintained audit trails and task tracking through TFS, ensuring transparency and accountability.
  • Delivered quarterly training sessions on actuarial tools and developments; trained and mentored new hires to strengthen team capability.
  • Led the events coordination team, organizing team-building activities, and improving cross-team engagement.
  • Managed multiple concurrent projects, ensuring timely reporting to senior managers and alignment with organizational priorities.

ASSOCIATE ACTUARY PROFESSIONAL

DXC Technology
07.2018 - 06.2021
  • Supported U.S. life insurance clients by working across products such as Universal Life, Variable Universal Life, Endowment Assurance, and Traditional Life Insurance.
  • Built Excel-based actuarial models for account value projections, cost of insurance calculations, surrender values/penalties, loan schedules, benefit illustrations, and pricing scenarios.
  • Developed and tested Excel templates for client-specific illustrations, including customized requests for AIG.
  • Conducted policy research and processing on reinstatements, dividends, minimum premiums, loans, and death claims, ensuring accuracy and compliance.
  • Performed tax qualification testing of policies under the TAMRA and TEFRA acts.
  • Tested actuarial software tools (Wealth Management Accelerator, Product Wizard), and raised JIRA tickets to resolve system defects.
  • Designed dashboards in Google Studio to track efficiency and performance across actuarial tasks.
  • I took ownership of ad-hoc projects from senior management, including work volume estimation and resource planning.
  • Mentored and trained new hires, acting as a buddy, and conducting periodic performance reviews to improve technical skills and output quality.

Education

Actuarial Science -

Fellow of Institute And Faculty of Actuaries
London, United Kingdom
06-2025

Bachelor of Commerce(Hons) -

Kirori Mal College
Delhi, India
01.2018

12th - Commerce stream

St. Joseph's Academy
Delhi, India
01.2015

10th -

St. Joseph's Academy
Delhi, India
01.2013

Skills

  • Effective communication
  • Microsoft Excel
  • Programming in Python
  • VBA expertise
  • R language proficiency
  • SQL database management
  • Research and testing
  • Team leadership

Accomplishments

  • Awarded a certificate of excellence for completing a workshop on creating effective dashboards on Google Studio by a certified Microsoft trainer, Jatan Shah
  • Gave the maximum number of training sessions to the team
  • I was awarded Actuary of the Month a couple of times in all of the organizations
  • Promoted within six months of joining M&G to assistant manager

Timeline

Manager – Actuarial Services

Ernst & Young (EY)
09.2022 - Current

ACTUARIAL ASSISTANT MANAGER

M&G Global Services Private Limited
06.2021 - Current

ASSOCIATE ACTUARY PROFESSIONAL

DXC Technology
07.2018 - 06.2021

Actuarial Science -

Fellow of Institute And Faculty of Actuaries

Bachelor of Commerce(Hons) -

Kirori Mal College

12th - Commerce stream

St. Joseph's Academy

10th -

St. Joseph's Academy

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PRAGYA MAHESHWARI