PRAJNLAL C P

To pursue an exciting career in the field of Finance practice with special impetus on Corporate Finance / Transaction Advisory (including Tax Consultancy) that offers constructive professional growth and corporate exposure while simultaneously fueling organizational pursuit towards its goals to the maximum of my potential, utilizing my professional skills and work acumen.

A young and dynamic Graduate (B.COM) with a post-qualification experience of just more than 4 years currently looking for an immediate opening for the position of Assistant Manager (MIS) in a reputed large-size Company to practice and develop the knowledge acquired.

• Manappuram Finance Ltd., 10/18 - 01/19, Palakkal - Branch, Jr.Assistant,Sr.Assistant (Credit), Appraisal of loan application including KYC verification, conducting market studies and determination of prospective borrowers' credit-worthiness, performing financial analysis of their financials, adhering to bank's set due-diligence parameters etc., Ensuring effective Credit administration and delivery including conveyance of sanction and handling loaning/security documentation, security creation-cum-registration etc., Handling Credit monitoring functions including NPA/Risk Management (recovery, follow-up, etc), account monitoring and follow-up on expiring limits/insurance/limitation etc, security verification, timely closure of internal/external audit reports, constant liaising with Branch/Circle office (& higher authorities) and external experts etc.
• M/s. Ajith Kaimal R & Associates, Chartered Accountants, 05/19 - 04/21, Thrissur, Audit Asst., Planning and performing financial audits as per Firm's methodology, formulating audit plan and documenting-cumevidencing audit processes applied and results obtained, planning and allocating resources and individuals in accordance with skills and schedules, coordinating efforts of junior audit staff etc., Performed Bank audits(Statutory and Concurrent) at various Banks like CSB Bank Ltd., Federal Bank Ltd.(Currency Chest Concurrent Audit) and SBI., Developing testing methodologies to evaluate the adequacy of internal controls put in place by the clients, documenting the results thereof and developing recommendations and reports based on audits for presenting to senior management., Formulating professional development and educational plans for junior staff members.
• CSB Bank Ltd., 07/21 - Present, Thrissur, Credit Monitoring Officer, Monitoring and regularising advances at risk of slipping to NPA category due to insufficient credit., Handling of MIS on LCBD (Letter of Credit backed Bill Discounting) and submitting notes at GM level on W4A Dates., Providing MIS on SMA at MD level., Preparing Notes and Synopsis on Stock Audits Performed and submitting to GM., Submitting various data as and when required by senior officials., Other Duties entrusted by the department

• Age: 27 years
• Nationality: Indian
• Marital Status: Single
• Religion: Hindu

English, Hindi & Malayalam

Reading books, Watching Movies, Playing Football, Cricket

I hereby declare that the particulars furnished above are true, correct and complete to the best of my knowledge and belief, and I bear the responsibility for the correctness of the above-mentioned particulars shall be made available on specific request.