Prajwal Kanodia
Chartered Accountant
Goregaon East
Summary
Professional Summary
Finance professional with experience in SME credit underwriting and statutory audits. Skilled in evaluating borrower financials, analyzing collateral for LAP loans, and preparing compliant credit proposals. Strong foundation in risk assessment, investment valuation, and financial analysis with proficiency in Excel and financial modeling.
Overview
3
3
years of professional experience
3
3
Languages
Work History
Credit Manager-Underwriting (SME Lending)
Anand Rathi Global Finance Limited
07.2023 - 03.2025
- Independently assess borrowers, businesses, financials, and operational performance.
- Evaluate property valuation and collateral strength to determine loan eligibility.
- Underwrite SME loans ranging from ₹20 lakhs to ₹3 crores, primarily under the Loan Against Property (LAP) segment.
- Ensure credit proposals comply with internal policies and regulatory norms.
- Support the company’s goal of enabling SME growth through secured financing solutions.
Auditing
Kreston SGCO Advisors LLP
10.2021 - 06.2023
- In the Statutory Audit domain of an upper mid-size firm in Mumbai.
- Conducted Statutory Audit of one of the largest fast-food chain in western India.
- Performed risk assessment procedure and understanding the shareholding structure of a company.
- Prepared CARO and other reports.
- Valued investments of a listed investment firm.
- Summarized agreements of an Oil field in Assam with the Government of India.
- Checked reasonableness of banking expenses of one of largest auto spare dealers.
- Involved in understanding and summarizing reports of franchisee agreements, shareholder agreements, minutes of board meetings, and various other reports.
Education
Ca Final Group - 2
04.2001 -
CA Final - Group 1
04.2001 -
Ca Intermediate - Group 2
04.2001 -
Ca Intermediate Group 1
04.2001 -
CPT
04.2001 -
BCOM -
Mumbai University & Mithibai Colledge
Mumbai 04.2001 -
Class XII -
Mithibai College
Mumbai02.2019
Class X -
Lilavati Podar High School
Mumbai 04.2001 -
Skills
- Completed a course on Auditing curated by an Ex –Big 4 professional
- Created a financial model and industry analysis on a Specialty chemical industry
- Proficient in Microsoft word, Excel, and Power Point Presentation
- Risk Assessment
- Credit Reports
- Customer Engagement
- Critical Thinking
Interests
Chess, swimming, table tennis, economics, current affairs
Extra-Curricular Activity
- Content writer in ‘Mithibai Entrepreneurship Development Cell’
- District level chess player
- Founding member of an Instagram page of ‘Ameliorate the Market, a page on financial news
- Contributed in organizing the camp on study skills for English proficiency.
Timeline
Credit Manager-Underwriting (SME Lending)
Anand Rathi Global Finance Limited
07.2023 - 03.2025
Auditing
Kreston SGCO Advisors LLP
10.2021 - 06.2023
Ca Final Group - 2
04.2001 -
CA Final - Group 1
04.2001 -
Ca Intermediate - Group 2
04.2001 -
Ca Intermediate Group 1
04.2001 -
CPT
04.2001 -
BCOM -
Mumbai University & Mithibai Colledge
04.2001 -
Class X -
Lilavati Podar High School
04.2001 -
Class XII -
Mithibai College