PRAKASH KUMAR V
Dindigul
Summary
Relationship Manager with a proven track record at Home First Finance Company, excelling in loan sales, credit management and collections. Expert in affordable housing finance, demonstrated through successful disbursements and credit analysis.
Overview
1
1
year of professional experience
Work History
Relationship Manager
Home First Finance Company
Dindigul
03.2024 - Current
- Conducted regular client meetings with DSA to assess progress, discuss opportunities for growth, and address any concerns.
- Handling products like LAP, HL, Takeover Loans, Balance Transfer, Home Renovation Loans, and Top-Up Loans.
- Prepared and submitted loan applications to underwriters.
- Analyzed customer accounts, payment trends, and credit ratings to assess risk of default.
- Forecasted credit needs and client payment abilities to support accurate and effective decision-making.
Education
MBA - HR and Marketing
PSNA College of Engineering And Technology
07-2024
B. sc. - Physics
Bishop Heber College
Trichy04-2020
HSC -
Vidhya Parthi Hr. Sec. School
03-2017
SSLC -
Vidhya Parthi Hr. Sec. School
03-2015
Skills
- Loan sales
- Affordable housing
- Disbursements
- Credit analysis
- Risk Management
- Collections
Accomplishments
- First Prize, Hire Hunter, SVN College, Madurai
- Best Management Term, SNS College, Coimbatore
- Humanitarian, Chettinad College, Karur
- Stock War Program, Successfully Conducted, PSNA College of Engineering and Technology
Projects
Synthesis of Nanocrystalline Titanium Dioxide (TiO2), Project by Mechanical milling method, UG Project
Workshops/Conferences
- International conference, Social innovation in Digital Marketing, Vijay Institute of management
- International EcoConference, Greening the globe for sustainable living, CSI synod
- Database Administration Fundamentals, MICROSOFT, Course
- Effective Communication and Placement Preparation, ABNERSOFT, Training Program
Timeline
Relationship Manager
Home First Finance Company
03.2024 - Current
MBA - HR and Marketing
PSNA College of Engineering And Technology
B. sc. - Physics
Bishop Heber College
HSC -
Vidhya Parthi Hr. Sec. School
SSLC -
Vidhya Parthi Hr. Sec. School
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