Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Additional Information
Software
Timeline
Generic
Prakash V

Prakash V

Data Analytics

Summary

Dedicated and detail-oriented Fraud Prevention and Data Analytics with 12+ years of experience in Banking, Financial Sector. Analyzing data and creating compelling visualizations to support business decision

Overview

12
12
years of professional experience
3
3
Certifications
2
2
Languages

Work History

Fraud Data Analytics

YES BANK
Chennai
05.2021 - Current
  • Managing Pan India control over the Digital Banking channel,Credit and Debit card transactions
  • Analyzing large size of data to identifying the current fraud trend to prevent fraud loss
  • Managing NPCI applications and other authentication and authorizations applications such as Eguard,TRIDENT,Falcon,Clari5,EMS & VRM
  • Coordinating with development teams on new projects and to validate the delivered systems for bug fix and further development
  • Envisage and evolve on fraud risk pattern and Deploying control over the emerging fraud trend
  • Creating and Publishing MIS to management on Volumes handling and Productivity
  • To analyze/assess in detail the pattern of frauds and deploy rules in the transaction monitoring system to prevent the frauds with high fraud identification and less false positives
  • Monitoring deployed Rule performance on daily basis, to reduce the fraudulent transactions and to deploy Rules against new pattern of fraud
  • Reviewing BRD (Business Requirements Documents)
  • Performing test transactions in UAT and verifying the details (As per BRD document or not)
  • Reviewing test scenarios and providing suggestion and additional input to Products team

Assistant Manager in Analytics

Spectromax Technology Pvt Ltd
Chennai
05.2020 - 05.2021
  • Leading the Fraud Management team (AML transactions monitoring & KYC Verification)
  • Monitoring high risk country & PEP and Sanction updates from authorities and updating system.
  • Coordinating with third parties for KYC Verification, PEP & Sanction and Cyber check screening responses.
  • Co-ordination with Payment gateways for fraud velocity rules and thresholds changes based on fraud trends.
  • Creating or Updating AML rules and Fraud Rules based on new trends.
  • Analyzing transactions using SQL to observe the new trends.

Fraud Analytics

HDFC BANK
Chennai
05.2019 - 03.2020
  • Analyzing fraud trends using SQL and placing rules in fraud tools (Eguard, PRM) to prevent fraudulent transactions.
  • Alerting monitoring team for new rule deployment in system and allocating resource to observe the alerts and declines.
  • Coordinating with merchants for fraudulent transaction cancellations and beneficiary details
  • Coordinating with Regional team for case closure and money mule activities.
  • Creating new rules in systems to control the frauds.
  • Handling high value disputes and escalations.
  • Identifying FPI & Suspected FPI disputes.

Senior Analyst in Fraud Management Team

Lyca Tech Services Pvt Ltd (Plintron Technologies)
Chennai
10.2014 - 05.2019
  • Monitoring online mobile top-up transactions in payment gateways and blacklisting respective fraudulent credit, debit cards and mobile numbers.
  • Analyzing fraudulent transactions based on unethical Email ids,
  • Deduping IPs and Device ids to find the fraudulent transactions
  • Analyzing customer's ID and Address proof documents to whitelist the velocity card numbers and mobile numbers.
  • Black listing fraudulent debit, credit cards and mobile numbers in payment gateways
  • Handling Chargeback files which received from issuer banks and blocking respective mobile numbers
  • Create or remove fraud rules based on current fraud trends by giving suggestions to analytical team

Fraud Analyst

ADFC Pvt Ltd - HDB Finance (HDFC BANK)
Chennai
08.2011 - 10.2014
  • Managing the Online secure and unsecure transactions.
  • E-commerce online secured transactions are monitored and precedence
  • Real time monitoring for secured online transaction done through e-guard System at Authentication level.
  • Authentication level monitoring done through Accosa (ACS- HDFC BANK).
  • Each online transaction's scores will be created depends upon IP, Device ID, Browser, Browser ID, IP Country, OS and OS- Version and the Merchant.
  • Based on score level system categorize seven ratings of alerts like Deny, OTP_STEPUP, Critical, High, Medium, Low, and Accept.
  • Real-time Fraudulent and suspicious transactions are monitored and placing the temporary block on the card to avoid further misuse through PRM and VISON PLUS (Credit card) and CMS (Debit card).

Education

Bachelor of Science - Information Technology

Davangar Arts And Science College
Aruppukottai
05.2008 - 2011.04

Skills

Data Analysis

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Accomplishments

  • Fathers Name –Veerasubramanian
  • D.O.B – 04/06/1991
  • Marital status - Married
  • Address- 8\168,Satyanagar 1st Street,Kovilambakkam,Chennai

Certification

Oracle SQL – Guess Data Analytics

Additional Information

Got Best performer of the Year Award, Y Star Award and Yes Connect awards in Yes Bank

Software

Oracle SQL

Python

Hadoop

Power BI

Timeline

Fraud Data Analytics

YES BANK
05.2021 - Current

Assistant Manager in Analytics

Spectromax Technology Pvt Ltd
05.2020 - 05.2021

Fraud Analytics

HDFC BANK
05.2019 - 03.2020

Senior Analyst in Fraud Management Team

Lyca Tech Services Pvt Ltd (Plintron Technologies)
10.2014 - 05.2019

Fraud Analyst

ADFC Pvt Ltd - HDB Finance (HDFC BANK)
08.2011 - 10.2014

Bachelor of Science - Information Technology

Davangar Arts And Science College
05.2008 - 2011.04

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