Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic
PRAMIT CHHETRI
Open To Work

PRAMIT CHHETRI

Banker
Kolkata,WB

Summary

Dynamic banking professional with extensive experience both in public and private sector Bank, excelling in portfolio management and team leadership. Proven track record in increasing book size and income while ensuring compliance and risk management. Adept in financial analysis, Credit Underwriting and customer relationship management, driving business growth and enhancing operational efficiency.

Overview

1
1
Certification
14
14
years of professional experience

Work History

Assistant Vice President, Cluster Head BBG

HDFC Bank
Kolkata
04.2026 - Current
  • Working as a Cluster Head in Business Banking Group and managing a total asset book size of 900 Crore, comprising of both MSME and corporate clients spread across various industries along with a team of Six Relationship Manager.
  • Focus on increasing book size and Income while maintaining a healthy portfolio.

Assistant Vice President, Cluster Head BBG

HDFC Bank
Siliguri, West Bengal
02.2023 - 03.2026
  • Managed Siliguri Cluster along with a team of Six Relationship Managers.
  • Managed total asset book size of 600 Crore comprising of both MSME and corporate clients spread across various industries with focus on increasing book size and Income while maintaining healthy portfolio.

Senior Manager, Credit in Charge

UCO Bank
Siliguri, West Bengal
06.2022 - 01.2023

Underwriting of MSME proposals and monitoring portfolio health. Identifying Early Warning Signals in accounts and taking prompt corrective measures.

Senior Manager Advance in Charge

UCO Bank
Siliguri, West Bengal
05.2017 - 06.2022
  • Underwriting of Retail and MSME Loan proposals, Monitoring of accounts, identifying early warning signals, and recovery of past dues, compliance and closure of audit observations.

Branch Manager

UCO Bank
Darjeeling, West Bengal
09.2012 - 05.2017
  • Worked as a Branch Head, and looked after the overall management of the Branch.
  • Increasing both asset and liability books.
  • Assessment of loan proposals.
  • Generating Income from Assets and cross sale of third party products.
  • Credit Monitoring and Recovery.

Business Analyst

Genpact
01.2012 - 07.2012
  • Did a six month internship in Analytics domain.
  • Worked for GE in the Analytics domain.

Education

MBA - Finance

IFIM Busness School
Bangalore
01-2012

BBA - Commerce

North Bengal University
Siliguri, West Bengal
01-2010

ISC -

Lincolns High School
Siliguri, West Bengal

ICSE -

Lewis English School
Darjeeling, West Bengal

Skills

  • Portfolio management
  • Credit risk management
  • Risk management
  • Financial Analysis
  • Credit underwriting
  • Risk assessment
  • Microsoft Excel
  • Business development
  • Customer relationship management
  • Talent acquisition
  • Team leadership
  • Policy compliance
  • Communication

Certification

  • JAIIB, Indian Institute of Banking and Finance, 2014
  • CAIIB, Indian Institute of Banking and Finance, 2022
  • Certified Credit Professional, Indian Institute of Banking and Finance, 2020
  • MSME For Bankers, Indian Institute of Banking and Finance, 2022

Timeline

Assistant Vice President, Cluster Head BBG

HDFC Bank
04.2026 - Current

Assistant Vice President, Cluster Head BBG

HDFC Bank
02.2023 - 03.2026

Senior Manager, Credit in Charge

UCO Bank
06.2022 - 01.2023

Senior Manager Advance in Charge

UCO Bank
05.2017 - 06.2022

Branch Manager

UCO Bank
09.2012 - 05.2017

Business Analyst

Genpact
01.2012 - 07.2012

MBA - Finance

IFIM Busness School

BBA - Commerce

North Bengal University

ISC -

Lincolns High School

ICSE -

Lewis English School
PRAMIT CHHETRIBanker