PRAMOD KUMAR BEHURA
EPIFI Technologies Private Limited
Visakhapatnam,Andhra Pradesh
1
Certification
9
Years of experience
Experienced Risk and Compliance professional with 8 years in Anti-Money Laundering (AML), KYC, and transaction monitoring. Skilled in investigating complex activities to detect anomalies related to money laundering and fraud. Demonstrated leadership overseeing teams, enhancing processes, and collaborating across Risk, Legal, and Operations.
Work History
2 Years 9 Months
01.2023 - 10.2025
2 Years 9 Months
AML Subject Matter Expert & Quality Specialist
EPIFI Technologies Private Limited | Bengaluru
01.2023 - 10.2025
- Act as AML Subject Matter Expert supporting CDD, EDD, high-risk account reviews and complex financial-crime investigations.
- Led team of 18 Risk and Compliance Specialists in AML, CDD, and EDD reviews; coached analysts and provided actionable quality feedback to enhance review accuracy.
- Led review and escalation of high-risk and high-profile cases, assessing customer risk, transactional behavior and emerging fraud indicators within compliance frameworks.
- Identified and mitigated emerging fraud trends across 3,700+ accounts, including money-mule networks and mule-account patterns associated with the gaming and gambling industry.
- Partner with Risk, Legal, Operations and Data & Analytics teams to strengthen compliance controls, investigate complex issues and improve risk detection.
- Collaborated with Data & Analytics teams to develop and refine risk thresholds for earlier fraud detection and improved preventive controls.
- Act as escalation point for complex AML/fraud queries and coordinate resolution with internal stakeholders and banking partners.
6 Months
04.2022 - 10.2022
6 Months
Team Lead & Process Innovation Professional
IBM | Bengaluru
04.2022 - 10.2022
- Led process and operational improvement initiatives focused on workforce capability, procedural consistency and risk-control effectiveness.
- Created and managed project plans and timelines for operational improvement activities, tracking and analyzing performance data to inform enhancements.
- Developed improvement plans aligned with business goals and specifications, supporting process standardization to enhance operational consistency.
- Trained and mentored team members, evaluated capability gaps and implemented targeted development actions.
- Collaborated on crypto-related AML/KYC processes, driving process innovation in a dynamic operating environment.
- Worked remotely to collaborate with teams on operational tasks.
2 Years 5 Months
11.2019 - 04.2022
2 Years 5 Months
AML Senior Analyst & SME
HSBC | Bengaluru
11.2019 - 04.2022
- Conducted in-depth customer and transaction investigations using AML monitoring systems to identify unusual activity and assess potential financial-crime risk.
- Identified and researched patterns, trends and anomalies in complex transactional and customer data to detect, prevent, mitigate and report suspicious activity related to money laundering, terrorist financing and structuring.
- Performed investigative analysis based on Suspicious Activity Referrals and 90-day follow-up reviews, supporting escalation and regulatory reporting processes.
- Performed periodic CDD, EDD and risk-assessment transactional reviews for high-net-worth customers, including trustees, business entities, NGOs and individuals.
- Reviewed complex portfolios involving multiple customer relationships and accounts, complex corporate structures, international entities and high-network/high-profile or politically exposed individuals, with review periods of 12 months to 2 years.
- Used transactional records, customer information, external data and publicly available information to assess suspicious or unusual activity and support documented case conclusions.
- Prepared and provided information for Suspicious Activity Reports (SARs) and equivalent regulatory filings to ensure compliance with regulatory requirements.
- Acted as SME for Enhanced Due Diligence Level 2 and Level 3 rollout for private banking team, enhancing team capability and ensuring successful project delivery.
- Identified procedural gaps and collaborated with stakeholders to clarify requirements, strengthen procedures, and implement timely process updates.
2 Years 11 Months
11.2016 - 10.2019
2 Years 11 Months
AML Transaction Monitoring & KYC Analyst
HSBC | Visakhapatnam
11.2016 - 10.2019
- Conducted AML transaction monitoring and KYC analysis, investigating customer accounts and transactional activity to detect suspicious or unusual behavior.
- Analyzed transaction and customer records to identify patterns, trends and anomalies relevant to money laundering, terrorist financing and structuring risks.
- Facilitated CDD/EDD reviews and customer risk assessments, implementing AML procedures on customer and transaction information.
- Executed periodic merchant reviews to ensure compliance with rules, regulations, and KYC requirements.
- Supported fraud and financial-crime risk analysis through research, documentation and escalation of identified concerns.
- Contributed to process improvements and maintained operational data used to track and analyze workflow and risk activities.
Education
MBA - Human Resource & Marketing
Andhra University | Andhra Pradesh | 07-2016
BBA - Business Management
GITAM University | Andhra Pradesh | 06-2014
Skills
AML / CTF
Financial Crime Investigations
Suspicious Activity Analysis
Transaction Monitoring
Customer due diligence
Customer risk reviews
SAR / STR Support
Transaction investigations
Personal Information
Title:Subject Matter Expert & Team Lead – AML & Financial Crime Investigations|
Certification
- AI Tools Workshop — covering AI Productivity, Workplace Automation, AI Business Applications, and AI Workflow Optimization.
Timeline
AML Subject Matter Expert & Quality Specialist
EPIFI Technologies Private Limited
01.2023 - 10.2025Read more
Team Lead & Process Innovation Professional
IBM
04.2022 - 10.2022Read more
AML Senior Analyst & SME
HSBC
11.2019 - 04.2022Read more
AML Transaction Monitoring & KYC Analyst
HSBC
11.2016 - 10.2019Read more
Andhra University - MBA, Human Resource & Marketing
Read more
GITAM University - BBA, Business Management
Read more