PRAMOD P V
NBFC Professional
Coimbatore
Summary
Sales professional for 20+ Years / NBFC professional for 10+ Years / L&D professional for 3+ Years. Keen on Business development, Quality management, Training & development and Compliance.
Overview
21
21
years of professional experience
4
4
years of post-secondary education
2
2
Certificates
4
4
Languages
Work History
CHIEF MANAGER _ LEARNING & DEVELOPMENT
INDEL MONEY LIMITED
ALL INDIA
04.2021 - Current
- Leading the L&D Department of the Company.
- Onboarding and Training the new recruits to become successful Employees.
- Employee engagement activities for better connect and retention.
- Strategizing the L&D by skill gap analysis, Training need analysis, planning, execution, engagement of Training sessions (both Internal & External)
- Liaisoning with the stake holders (Internal & External)
- Engaging Training sessions (Classroom, Virtual, P2P, On Job and evaluations)
- Maintenance of records and timely submission of L&D reports to the HOD/ BOD.
- Content creation/ curation in all possible modes (Presentations/ videos/ audio notes/ scripts/ newsletters/ Quiz)
- Conducting Leadership programmes/ Skill development programmes for emerging Managers.
- Acting as a catalyst in the Internal promotions of the Employees by developing their personal and professional qualities.
- Employee connect.
SENIOR MANAGER _ LEARNING & DEVELOPMENT
INDEL MONEY LIMITED
ALL INDIA
07.2019 - 04.2021
- Leading the L&D Department of the Company.
- Onboarding and Training the new recruits to become successful Employees.
- Employee engagement activities for better connect and retention.
- Strategizing the L&D by skill gap analysis, Training need analysis, planning, execution, engagement of Training sessions (both Internal & External)
- Liaisoning with the stake holders (Internal & External)
- Engaging Training sessions (Classroom, Virtual, P2P, On Job and evaluations)
- Maintenance of records and timely submission of L&D reports to the HOD/ BOD.
- Content creation/ curation in all possible modes (Presentations/ videos/ audio notes/ scripts/ newsletters/ Quiz)
- Could achieve 92% Employee coverage for FY2019/20.
- Conducting Leadership programmes/ Skill development programmes for emerging Managers.
- Acting as a catalyst in the Internal promotions of the Employees by developing their personal and professional qualities.
AREA MANAGER
INDEL MONEY LIMITED
TIRUCHIRAPPALLI / COIMBATORE
02.2015 - 07.2019
- Identification of potential locations for the establishment of Gold Loan Branches.
- Recruiting talents from the market to build a performing team.
- Lease contracts and agreements - complete process.
- Marketing and branding for Business development.
- SPOC for Staff matters, HR & Admin matters, Operations, Risk, Credit and Audit matters.
- Business development by building quality books in Gold Loans, NCDs.
- Revenue generation by cross selling (Alternate Channel products)
- Staff Training and development.
- Marked the highest revenue generating Area with 97% collection persistency for FY2016-17.
TERRITORY MANAGER
INDIA INFOLINE FINANCE LIMITED
SALEM / COIMBATORE
08.2013 - 02.2015
- Head of the location, accountable for Business volumes, Quality, Administration & Staff matters
- Target setting as per guidelines from Management and achieving the same in absolute volumes and quality
- Escalation point for Admin related affairs such as Expense claims and Staff appraisals (IPM)
- Responsible for Branch expansions, relocation and related statutory actions.
- Achieved the Chairman’s Pride contest in Dec 2013 as State topper
- Over Achieved JFM Cross sell (Insurance) Target with 104% in absolute issuance in Q4 of FY 2013 -14.
- Could manage to appraise 100% active Employees in the Territory in April 2014 for a Increment in salary based on the performance in JFM 2014 and maintained an attrition level less than 5%
- Managed the team to be in TOP 5 ranked Territory across the state in Gold Loan Incremental Business for the FY 2013-14
- Also, managed to be the Topper in State during Dec 2013 and Dec 2014
- Earned accolades from Management (All departments including Audit, Legal, Vigilance, Sales and Operations & Risk) for making Salem Territory, a problem free location
- Only Territory Manager to surpass the Collection Target against Critical NPA cases during Q3 – 2014-15 FY
- Only Territory Manager to win the Collection King contest during Dec 2014, launched as special drive to reduce probable NPA.
MANAGER HR & ADMIN
ARTIQUE DIAMONDS & JEWELLERS P.Ltd
KOCHI
08.2012 - 07.2013
- HR & ADMINISTRATION with additional charge of Purchases & Central Stock point (KL & TN), of the Corporate Office, Kochi.
- Recruiting, Onboarding, Training and development of Manpower across South India.
- Acquisition of new premises, supervision of infra works, facilities and related legal documentation.
BRANCH MANAGER
MUTHOOT FINANCE LIMITED
COIMBATORE / TIRUPPUR
07.2010 - 06.2012
- Sanctioning Gold Loans by verifying Credentials of Customer through KYC and Appraisal of Collateral Gold
- Verification of Accounts and Financial transactions
- Preparation of MIS and other periodical reports
- Business Development with main focus on Gold Loans, NCD bonds, Insurance, Gold Coins and Money Transfers
- Verifying Branch’s adherence to the Systems and Procedures, Statutory guidelines and ensuring Compliance
- Monitoring overdue accounts such as NPA, and initiating proper recovery actions
- Managing staff attendance, Salary, PF, ESI and other HR matters
- Preparation of compliance reports such as Packet verification, Year End report and Audit Replies
- Motivating staff to work as a team, and ensure the achievement of Individual targets, Promotions and Increments
- Ensuring Safety and Security measures in the Branch, such as CCTV, Burglary Alarms, Strong room operations and Timely check on staff to prevent Staff involved frauds and Irregularities
- Achievements:
- Achieved 7.5 Crores of Business increment in 8 months, thus making a non profitable Branch of 2.5Crs POS to 10Crs POS with 2nd level profitable Branch
- Reduced the size of Spurious, NPA accounts at Mettupalayam Branch as special assignment entrusted by the Management
- Trained and developed 5 Employees to make them Head of Branches in various locations
- Increased the Customer base from 650 to 2500 and footfalls from 20 to 110 nos with in 8 months.
SOURCING CO-ORDINATOR & EVALUATOR
AMBAL AUTO PRIVATE LIMITED
COIMBATORE
12.2009 - 06.2010
- Evaluation of exchange cars and acquisition of the vehicle.
- Sales of used cars and new cars in exchange.
- Arranging finance for the purchase of cars.
SALES MANAGER
METLIFE INSURANCE
PALAKKAD
06.2008 - 05.2009
- Managing a team of 15 Financial Advisors.
- Training the advisors.
BUSINESS DEVELOPMENT EXECUTIVE
ICICI BANK LTD
PALAKKAD
12.2006 - 06.2008
- Worked as Sales Team Leader in Transaction Banking Group, leading a team of 6-10 executives.
- Got promoted in the month of December 2007 for the consistent performance for the Half Year.
- Got exposure to KYC guidelines and could maintain an excellent track record of Ethics and Compliance
- Was deputed as the Branch Trainer for Products, Process and Compliance, based on the Track records.
SALES EXECUTIVE - 2W LOANS
CENTURION BANK OF PUNJAB LTD
PALAKKAD
11.2004 - 12.2006
- Implemented new credit policies as per Bank Norms to reduce outstanding dues
- Received company’s highest sales award in the month of March 2006
- Developed new finance schemes in order to increase sales volume
- Trained new recruits to fit to the current market
- Got expertise in credit profile analysis & overdue recovery
PROFESSIONAL SALES PROMOTER
DAPCO PHARMACEUTICALS
KANNUR / MALAPPURAM
08.2002 - 10.2004
- Launching of new Brand and products in the assigned Market
- Managed 2 Medical representatives (Trainees) in the Territory.
SALES EXECUTIVE
EUREKA FORBES LTD
THRISSUR
05.2001 - 08.2002
- Started Sales career as Executive
- Could maintain a track record at par with the Market standards
Education
BACHELOR OF COMMERCE - COMMERCE
UNVERSITY OF CALICUT
PALAKKAD 06.1998 - 03.2001
10+2 (AISSCE) - SCIENCE GROUP
JAWAHAR NAVODAYA VIDYALAYA
MALAPPURAM 06.1996 - 03.1998
Skills
Computer Savvy
MS- Office Suite
Research, Analysis & Resolving
Multilingual capacities
Presentation skills (Verbal & Visual)
Creative suite (Adobe, Canva, Powerdirector)
Editorial Skills
Certification
Strategizing Organizational L&D: Productivity, Performance & Impact
Timeline
Certificate course in L&D
12-2022
Strategizing Organizational L&D: Productivity, Performance & Impact
11-2022
CHIEF MANAGER _ LEARNING & DEVELOPMENT
INDEL MONEY LIMITED
04.2021 - Current
SENIOR MANAGER _ LEARNING & DEVELOPMENT
INDEL MONEY LIMITED
07.2019 - 04.2021
AREA MANAGER
INDEL MONEY LIMITED
02.2015 - 07.2019
TERRITORY MANAGER
INDIA INFOLINE FINANCE LIMITED
08.2013 - 02.2015
MANAGER HR & ADMIN
ARTIQUE DIAMONDS & JEWELLERS P.Ltd
08.2012 - 07.2013
BRANCH MANAGER
MUTHOOT FINANCE LIMITED
07.2010 - 06.2012
SOURCING CO-ORDINATOR & EVALUATOR
AMBAL AUTO PRIVATE LIMITED
12.2009 - 06.2010
SALES MANAGER
METLIFE INSURANCE
06.2008 - 05.2009
BUSINESS DEVELOPMENT EXECUTIVE
ICICI BANK LTD
12.2006 - 06.2008
SALES EXECUTIVE - 2W LOANS
CENTURION BANK OF PUNJAB LTD
11.2004 - 12.2006
PROFESSIONAL SALES PROMOTER
DAPCO PHARMACEUTICALS
08.2002 - 10.2004
SALES EXECUTIVE
EUREKA FORBES LTD
05.2001 - 08.2002
BACHELOR OF COMMERCE - COMMERCE
UNVERSITY OF CALICUT
06.1998 - 03.2001
10+2 (AISSCE) - SCIENCE GROUP
JAWAHAR NAVODAYA VIDYALAYA
06.1996 - 03.1998