Pramod Yasala
Credit Officer-Home Loans
Hyderabad
Summary
Adept Credit Officer with a proven track record at Can Fin Homes Limited, enhancing credit decision-making and streamlining loan processes. Expert in financial statement review and fostering customer relations, I led initiatives that minimized default risks and mentored teams for peak performance. My collaborative approach and analytical skills have consistently improved business outcomes.
Overview
6
6
years of professional experience
Work History
Credit Officer
Can Fin Homes Limited (CANARA BANK)
06.2019 - Current
- Enhanced credit decision-making by conducting comprehensive financial analysis and risk assessments.
- Streamlined loan approval processes with the development of standardized credit policies and procedures.
- Mentored junior staff members in best practices related to credit analysis, instilling a culture of accuracy and diligence within the team.
- Adhered to banking standards and government lending guidelines for loan services.
- Improved cross-functional collaboration, working closely with sales and operations teams to meet business objectives.
- Developed strong relationships with clients through regular communication and excellent customer service.
- Monitored client abilities and account information to determine appropriate credit approval decisions.
- Updated client accounts with new information and verified data for informed credit approvals.
- Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Organized and finalized loan applications for underwriter review.
Education
Bachelor Of Technology - Electronics And Communications Engineering
JJ Institute Of Information Technology
Maheswaram06.2014
Skills
Customer Relations
Timeline
Credit Officer
Can Fin Homes Limited (CANARA BANK)
06.2019 - Current
Bachelor Of Technology - Electronics And Communications Engineering
JJ Institute Of Information Technology
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