Pranay Bhat
Senior Credit Research Analyst
Pune,MH
Summary
Experienced Senior Credit Analyst covering companies in the financial services sector. I have a robust background in credit risk assessment and financial analysis. Skilled in data analysis, risk management, and financial modeling. Known for strong collaboration skills and delivering results in dynamic environments. Adept at adapting to changing needs and ensuring reliability in team settings.
Overview
1
1
Language
1
1
Certification
5
5
years of professional experience
Work History
Senior Credit Analyst
CRISIL Limited (An S&P Global Affiliate)
10.2021 - Current
- Carried out rigorous credit risk assessments leveraging detailed industry research, business analysis, and extensive financial evaluations of companies engaged in financial services sector in North America (US & Canada).
- Developed comprehensive financial models to evaluate borrower creditworthiness and forecast performance metrics.
- Performed in-depth evaluation of companies’ financial performance including historical financial data and operational outcomes, benchmarking against competitors in industry.
- Developed forward-looking financial forecasts by assessing near-term business visibility and evaluating risks. Conducted analysis of financing structures and capital management strategies with relevant documentation. Assisted in preparing analytical reports, including those featured on Capital IQ.
- Executed detailed analysis of quarterly earnings to drive strategic conversations. Crafted presentations tailored for investors, enhancing understanding during quarterly webinars. Supported S&P's quarterly webinars with insightful content to strengthen stakeholder relations. Analyzed trends to provide valuable input for strategic financial discussions.
- Assessed companies’ investment risk appetite and debt structures; supported the evaluation of risk-based capital requirements for corporates.
- Mentored junior analysts in credit analysis methodologies, fostering team growth and enhancing analytical skills.
Accounts Manager
ICICI Bank Limited
07.2021 - 10.2021
- On-boarded clients into banking purview of fund and non-fund based products, enhancing client engagement and service delivery.
- Have implemented the banking aim of 360 scope banking wherein I introduced clients to all products and services offered by bank with a whole wide business scope.
- Managed accounts for top global Indian companies, addressing client requests and fostering strong banking relationships.
- Introduced clients to the full range of banking products and services as part of the 360 scope banking initiative.
Education
Master of Business Administration - Finance
Symbiosis School of Banking & Finance
Pune, Maharashtra, IndiaBachelor of Business Administration - undefined
Symbiosis Centre for Management Studies
Pune, Maharashtra, IndiaCBSE Curriculum - undefined
Delhi Private School
DubaiSkills
Credit risk
Credit assessment
Credit scoring models
Financial statement analysis
Market trend analysis
Risk assessment
Investment analysis
Industry standards
Financial forecasting
Analytical thinking
Problem-solving
Accomplishments
Received multiple Corporate Awards at Crisil
EXTRA CURRICULAR ACTIVITIES
Certified Credit Research Analyst (by AIWMI, India) Certified Credit Research Analyst (by AIWMI, India)
Certification
Certified Credit Research Analyst
Timeline
Senior Credit Analyst
CRISIL Limited (An S&P Global Affiliate)
10.2021 - Current
Accounts Manager
ICICI Bank Limited
07.2021 - 10.2021
Certified Credit Research Analyst
10-2020
CBSE Curriculum - undefined
Delhi Private School
Bachelor of Business Administration - undefined
Symbiosis Centre for Management Studies
Master of Business Administration - Finance
Symbiosis School of Banking & Finance