Pranshul Thakur
Gandhinagar
Summary
Passionate Analyst- Operations eager to contribute to team success via 5+ years of experience and hard work, with the objective of achieving to the highest professional standards of excellence, therefore significantly impacting the company's reputation and standard.
Overview
8
8
years of professional experience
3
3
years of post-secondary education
2
2
Certifications
2
2
Languages
Work History
Global Banking Analyst
Bank of America
9 2022 - Current
- Working with global banking team as a senior analyst role were I need to work different types of stakeholder, institutions, corporate team etc.
- Collaborate with investment & department team after understanding end customer requirement & providing them better outcome.
- Conducted comprehensive financial analysis of potential clients to assess creditworthiness and determine appropriate lending terms.
- Collaborated with management to provide training on improved processes and assisted with creation and maintenance of quality training.
- Performing the due diligence on new clients, requesting the KYC information, documentation.
- Submitted loan applications to underwriter for verification and recommendations.
- Originated, reviewed, processed, closed, and administered customer loan proposals.
Credit Analyst
SitusAmc
03.2022 - 06.2023
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Assessed credit risk and analyzed financial statements.
Funding Analyst
Better.com
07.2020 - 03.2022
- Collaborated with stakeholders involved in the loan cycle starting from the application received stage to the disbursement of funds.
- Responsible for conducting the pre-funding review (including Credit and Disclosure and Signed Closing Package) of all the files scheduled for funding.
- Worked on tracking service requests via JIRA thereby meeting SLAs within a given time frame and order.
- Conducted due diligence on potential investments and presented findings to investors.
- Coordinated with Closers, Quality Control, Compliance for problem resolution, risk evaluation and compliance concerns, as needed
- Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.
- Readied Truth-in-Lending Disclosures for loan applicants, delivering important information about loan APR and repayment terms.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Reviewed and validated details of loan applications(Purchase and Refinance Application) and closing documentation.
Sr. Account Services Specialist
Tata consultancy services Pvt. Ltd
08.2016 - 06.2020
- Worked in MI cancellation process where we needed to create amortization and choose mortgage insurance cancellation date by verifying various mandatory documents.
- Reorganized, streamlined and strengthened operations to maximize performance and profitability in highly competitive markets.
- Proved successful working within tight deadlines and a fast-paced environment.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Supported other operational teams with financial transactions and account maintenance.
- Analyzed existing SQL queries to identify opportunities for improvements.
Education
Bachelor of Commerce - Foreign Trade
Bhopal School of Social Sciences
Bhopal 07.2013 - 06.2016
Skills
Jira
Salesforce
Microsoft Outlook
Microsoft Office
Problem Solving
G-Suite
Encompass
Accomplishments
- Won Brozen Award for achieving high quality and performance.
- Achieved Star Performance for best performance.
Certification
Business Etiquette
Timeline
Credit Analyst
SitusAmc
03.2022 - 06.2023
Funding Analyst
Better.com
07.2020 - 03.2022
Sr. Account Services Specialist
Tata consultancy services Pvt. Ltd
08.2016 - 06.2020
Bachelor of Commerce - Foreign Trade
Bhopal School of Social Sciences
07.2013 - 06.2016
Global Banking Analyst
Bank of America
9 2022 - Current