Summary
Overview
Work History
Education
Skills
Accomplishments
Software
Timeline
Generic
Pranshul Thakur

Pranshul Thakur

Guna

Summary

Passionate Analyst- Operations eager to contribute to team success via 5+ years of experience and hard work, with the objective of achieving to the highest professional standards of excellence, therefore significantly impacting the company's reputation and standard.

Overview

8
8
years of professional experience
3
3
years of post-secondary education
2
2
Languages

Work History

Team Developer

Bank of America
9 2022 - Current


  • Working on compliance testing using various data source to support multiple reviews for different lines of businesses.
  • Providing independent evaluation of compliance with Regulatory-focused policies and procedure.
  • Worked with multidisciplinary teams in new product rollout, effectively addressing inquiries and troubleshooting issues.
  • Provided regular updates to team leadership on quality metrics by communicating consistency problems or production deficiencies.
  • Developed and maintained quality assurance procedure documentation.
  • Collaborated with management to provide training on improved processes and assisted with creation and maintenance of quality training.
  • Monitored KPIs to proactively address bottlenecks and quality issues.
  • Led process improvement projects to help operations meet and exceed quality standards.

Credit Analyst

SitusAmc
03.2022 - 06.2022


  • Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
  • Analyzed credit scores to determine borrowers' creditworthiness.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Assessed credit risk and analyzed financial statements.

Funding Analyst

Better.com
07.2020 - 03.2022
  • Collaborated with stakeholders involved in the loan cycle starting from the application received stage to the disbursement of funds.
  • Responsible for conducting the pre-funding review (including Credit and Disclosure and Signed Closing Package) of all the files scheduled for funding.
  • Worked on tracking service requests via JIRA thereby meeting SLAs within a given time frame and order.
  • Conducted due diligence on potential investments and presented findings to investors.
  • Coordinated with Closers, Quality Control, Compliance for problem resolution, risk evaluation and compliance concerns, as needed
  • Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.
  • Readied Truth-in-Lending Disclosures for loan applicants, delivering important information about loan APR and repayment terms.
  • Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
  • Reviewed and validated details of loan applications(Purchase and Refinance Application) and closing documentation.

Sr. Account Services Specialist

Tata consultancy services Pvt. Ltd
08.2016 - 06.2020
  • Worked in MI cancellation process where we needed to create amortization and choose mortgage insurance cancellation date by verifying various mandatory documents.
  • Reorganized, streamlined and strengthened operations to maximize performance and profitability in highly competitive markets.
  • Proved successful working within tight deadlines and a fast-paced environment.
  • Analyzed potential risks and evaluated loan products to identify suitable options for customers.
  • Supported other operational teams with financial transactions and account maintenance.
  • Analyzed existing SQL queries to identify opportunities for improvements.

Education

Bachelor of Commerce - Foreign Trade

Bhopal School of Social Sciences
07.2013 - 06.2016

Skills

Agile Methodology

Problem Solving

Decision Making

Time Management

Accomplishments

  • Won Brozen Award for achieving high quality and performance.
  • Achieved Star Performance for best performance.

Software

Encompass

LSAMS

IALS

TSYS 6040

TINMIN

PMI Remediation

Document Management Portal (DMP)

MSP

Synergy

Saleforce

Safeguard

G-Suite

Ms Office

Jira

Timeline

Credit Analyst

SitusAmc
03.2022 - 06.2022

Funding Analyst

Better.com
07.2020 - 03.2022

Sr. Account Services Specialist

Tata consultancy services Pvt. Ltd
08.2016 - 06.2020

Bachelor of Commerce - Foreign Trade

Bhopal School of Social Sciences
07.2013 - 06.2016

Team Developer

Bank of America
9 2022 - Current

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Pranshul Thakur