Summary
Overview
Work History
Education
Skills
Timeline
Generic
Prasad Panda

Prasad Panda

Banker
Bangalore

Summary

According to my scorecard, I am achieving my targets. I have also cleared my IRDAI certification. Additionally, I qualified for the final Summit contest in the last financial year.

Overview

10
10
years of professional experience

Work History

Senior Manager (First Wealth Relationship Manager)

Idfc First Bank Ltd
08.2023 - Current

Job Profile:

  • Contribute to penetration of liabilities business in Rural markets through lead generations, account penetration and relationship deepening as per needs of customer.
  • Ensure maintenance of Average Monthly Balance of Relationship of customers mapped to the incumbent.
  • Deepen the relationship with existing customers of the branch.
  • Ensure completion of account opening formalities with strict adherence to KYC norms. (Field verification Mandatory)
  • Engage customers with multiple products at the time of account Opening. (viz: Mobile banking / Net banking registration / Recurring Deposit-Fixed Deposit activation)
  • Ensuring account usage & constantly maintaining health of account.
  • Ensure superior customer service to capture larger wallet share of population.
  • Execute resolution of customer queries and issues.
  • Recommend process changes in order to improve service efficiency and quality across the branch network.
  • Provide support for implementation of livelihood advancement and community development initiatives.

Deputy Manager (Personal Banker)

Hdfc Bank
05.2022 - 08.2023
  • Job Profile:
  • Help customers open and manage their bank accounts and finances
  • Advise clients on financial services and resolve issues
  • Reach out to prospective customers to sell our services
  • Advise customers on bank services for their needs (e.g. loans and credit cards)
  • Manage customer bank accounts; open, close and oversee transactions
  • Resolve issues with banking services and accounts
  • Refer clients to inhouse financial experts, as needed
  • Reach out to potential customers to generate new business
  • Present financial products and services to existing and prospective customers

Deputy Manager ( Branch Relationship Officer)

Axis Bank Ltd
07.2021 - 04.2022

Job Profile:

● Process transactions efficiently and accurately while maintaining high service standards

● Handle customer queries and provide appropriate solutions

● Engage with customers and generate revenue by promoting and cross-selling retail banking

and third-party products.

● Manage relationships with mapped customers to increase the depth of existing

relationships.

● Achieve sales targets as assigned by the organization on a monthly basis.

● Comply with KYC/SEBI rules, regulations, and legislation governing the bank.

Assistant Manager

Yes Bank Ltd
10.2019 - 03.2021

Job Profile:

● Handling open market point of channel and Branch banking.

● Maintaining relationship with the existing customer through Cold calling or email.

● Maintaining MIS for the business.

● Verify the documents for process the application.

● Work on decline data base.

● Work on corporate activity to grow up the business .

● Visit the customer place for the product presentation to convince the customer.

● Achieve the target on core product like CREDIT CARD, CASA, INSURANCE, FIXED DEPOSIT

etc..

● Data calling.

Relationship Executive

SBI Card
01.2019 - 10.2019

Job Profile:

● Handling open market channel with the customers for the company.

● Maintaining penetration rate of credit cards for the business.

● Maintaining relationships with existing and new customers.

● Acquiring new customers for the business growth.

● Business growth through corporate activity.

Market Research Executive

SLICONINDIA PVT LTD
Bangalore, Karnataka
11.2016 - 01.2019
  • Led cross-functional teams to develop and implement strategic initiatives that enhanced operational efficiency.
  • Analyzed market trends to inform decision-making and optimize business strategies for growth.
  • Developed comprehensive reports to communicate performance metrics and drive accountability across departments.
  • Collaborated with senior leadership to align organizational goals with actionable plans for resource allocation.
  • Mentored junior staff members, fostering professional development and enhancing team productivity.

Education

Bachelor of Science - Science

Fakir Mohan University
Balasore
06.2016

Associate of Science - Science

Avantika Residential Junior College
Bhadrak Odisha
2013

High School Diploma -

Padmabati High School Erada
Bhadrak Odisha
2010

Skills

Strategic planning

Talent development

Operations management

Resource allocation

Effective communication

Team development

Work Planning and Prioritization

Excellent communication

Positive attitude

Relationship building

Self motivation

Customer service

Timeline

Senior Manager (First Wealth Relationship Manager)

Idfc First Bank Ltd
08.2023 - Current

Deputy Manager (Personal Banker)

Hdfc Bank
05.2022 - 08.2023

Deputy Manager ( Branch Relationship Officer)

Axis Bank Ltd
07.2021 - 04.2022

Assistant Manager

Yes Bank Ltd
10.2019 - 03.2021

Relationship Executive

SBI Card
01.2019 - 10.2019

Market Research Executive

SLICONINDIA PVT LTD
11.2016 - 01.2019

Bachelor of Science - Science

Fakir Mohan University

Associate of Science - Science

Avantika Residential Junior College

High School Diploma -

Padmabati High School Erada
Prasad PandaBanker