Prashant Avasthy
Credit Professional
Gurgaon
Summary
A hardworking Individual with over three years of experience in Insurance and Banking Industry. Excellent reputation for resolving problems and improving customer satisfaction. Intend to seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Senior Associate
Policy Bazar
07.2024 - Current
- Conducted detailed risk assessments to ensure compliance with company policies and industry regulations.
- Maintained high levels of accuracy in data entry, reducing errors in policy issuance and minimizing potential losses.
- Prepared comprehensive reports on underwriting activities for management review, highlighting areas of success and opportunities for improvement.
- Prepared detailed reports to present analysis of client creditworthiness.
- Reviewed credit reports, financial statements and transactions to verify accuracy and completeness.
- Improved overall production efficiency by identifying and resolving quality control issues.
Associate
Canara HSBC Life Insurance Company
8 2022 - 06.2024
- Conducted detailed risk assessments to ensure compliance with company policies and industry regulations.
- Prepared comprehensive reports on underwriting activities for management review, highlighting areas of success and opportunities for improvement.
- Prepared detailed reports to present analysis of client creditworthiness.
- Supported underwriters with thorough research and documentation, enabling informed decisions on coverage limits and premium pricing.
- Maintained high levels of accuracy in data entry, reducing errors in policy issuance and minimizing potential losses.
- Made quality decisions (accepted or rejected) based on provided control outlines
- Reviewed Production records for accuracy and compliance along with routine quality inspection operations
- Maintained and organized all records, documentations, and other associated files with quality engineering and inspection tasks.
- Collaborating and liaisoning with cross functional teams to present, sort and identify business areas for improvements in order to increase efficiency and strengthen business processes.
- Reviewed credit reports, financial statements and transactions to verify accuracy and completeness.
- Other ad hoc tasks while maintaining daily work load and business processes.
- Supported senior underwriters in evaluating complex applications, ensuring thorough analysis and accurate decision-making.
- Maintained a high level of professionalism in all interactions with clients, ensuring that their needs were met in a timely and satisfactory manner.
- Mentored junior associates, fostering professional growth and helping them reach their full potential.
Indusind Bank
01.2022 - 05.2022
- Working as a Business Development Manager with Indusind Bank based out of Alwar, Rajasthan
- The core area of Specialization lies in handling clients for Current Account and Savings accounts
- Handling different third-party products of the bank and Sourcing of Clients
- Established and maintained effective relationships with internal and external stakeholders in a formal and informal forum
- Ability to multitask and prioritize activities by ensuring TAT is maintained in order to achieve desired results.
Education
Master of Business Administration -
Jaipur National University
Jaipur, RajasthanMaster of Commerce - undefined
University of Rajasthan
Jaipur, RajasthanBachelor of Computer Applications - undefined
NIIMS
Jaipur, RajasthanBachelor of Commerce - undefined
Rajasthan University
Jaipur, RajasthanSkills
Time Management
Multitasking Abilities
MS Office
Data Interpretation
Teamwork and Collaboration
Certification
Certification of CISCO Certified Network Association, Network Bulls, Gurgaon, 2016
Timeline
Senior Associate
Policy Bazar
07.2024 - Current
Indusind Bank
01.2022 - 05.2022
Associate
Canara HSBC Life Insurance Company
8 2022 - 06.2024
Master of Business Administration -
Jaipur National University
Master of Commerce - undefined
University of Rajasthan
Bachelor of Computer Applications - undefined
NIIMS
Bachelor of Commerce - undefined
Rajasthan University
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