Summary
Overview
Work History
Education
Skills
Certification
Hobbies
Timeline
Generic

Prashanth M

No.4, Loganathan Nagar, Mannivakkam, West Tambaram, Chennai-

Summary

Dynamic Underwriter at Kapitus with expertise in financial analysis, credit assessment, and sound underwriting decisions. Proven ability to enhance underwriting efficiency through innovative risk models and effective team collaboration. Skilled in Excel and adept at problem-solving, consistently delivering informed decisions that drive business success. Seeking to leverage these transferable skills in a new and dynamic field.

Overview

2
2
years of professional experience
1
1
Certification

Work History

Underwriter

Kapitus Strategy Services Pvt. Ltd.
Chennai
09.2024 - Current
  • Underwriting credit applications to assess risk and determine eligibility for financing options.
  • Evaluated financial statements, credit reports, tax returns and supporting documents to determine risk and to ensure compliance with company policies.
  • Analyze applicant data and perform necessary due diligence to evaluate the level of risk and make informed decisions on approval, denial, or modification of applications.
  • Develop and adjust premium or loan terms and coverage amounts based on risk assessment.
  • Generating risk models to support decision-making.
  • Contributed to continuous improvement initiatives to enhance underwriting efficiency and accuracy.

Intern

Auriga Ventures
02.2024 - 04.2024
  • Generated and distributed approximately 10 invoices daily to ensure timely billing.
  • Handled customer inquiries regarding billing issues to promote resolution.
  • Monitored accounts receivable balances and followed up on overdue accounts.
  • Coordinated with sales and customer service teams to resolve billing disputes.
  • Processed payments and applied them to appropriate accounts efficiently.

Education

BBA - FINANCIAL SERVICES

B. S. Abdur Rahman Crescent Institute
Chennai
06.2024

High School Diploma -

MCC Campus Matriculation Higher Secondary School
Chennai, India
03.2020

Skills

  • Financial Analysis: Analyzing financial statements,Credit reports, Budgeting,Trend analysis and Forecasting
  • Accounting: Knowledge of accounting principles and practices, GAAP, and IFRS
  • Data Analysis & Interpretation
  • Fraud analysis
  • Credit Analysis
  • Salesforce proficiency
  • Project management with Jira
  • Excel: = Strong skills in Microsoft Excel, including pivot tables and macros
  • Microsoft Office Suite
  • Effective team collaboration
  • Adaptability and Problem solving

Certification

  • CGMA (Chartered Global Management Accountant) – ongoing: certification in financial reporting, management accounting, digital finance
  • Certification in Fundamentals of Underwriting and Risk Management (Imarticus)

Hobbies

Stock market analysis:

  • Technical and fundamental analysis of stocks

SPORTS:

  • Martial arts
  • Badminton
  • Football

Timeline

Underwriter

Kapitus Strategy Services Pvt. Ltd.
09.2024 - Current

Intern

Auriga Ventures
02.2024 - 04.2024

BBA - FINANCIAL SERVICES

B. S. Abdur Rahman Crescent Institute

High School Diploma -

MCC Campus Matriculation Higher Secondary School

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