Prateek Chhabra
Kekri
Summary
Dedicated Chartered Accountant with expertise in credit appraisal, accounting, and auditing. With strong attention to details and excellent communication skills, consistently delivered high-quality results, demonstrating proficiency in risk assessment, financial analysis, due diligence and team management. Skills in credit assessment, property management and financial reporting have been honed through extensive experience.
Excel in decision making, problem-solving, and communication, leveraging these soft skills to navigate complex financial landscapes and drive organizational success.
Overview
5
5
years of professional experience
Work History
AREA CREDIT MANAGER
AAVAS FINANCIERS LTD
Malpura
02.2022 - Current
- Understand client needs and align solutions with company policies.
- Verify business ownership, analyze scale of operation, and check supporting documents.
- Monitor TAT and ensure due diligence from sanctioning to disbursement.
- Analyze property papers, credit reports, legal/technical reports, and banking related documents.
- Analyzing financial data to determine the degree of risk involved in extending credit.
- Assesse creditworthiness based on financial reports, payment histories, client meetings and other sources of information.
- Prepare Credit Appraisal Manual and Loan Eligibility Statement.
- Hold Loan Approval Authority up to ₹15.00 Lacs.
- Manage a team of three branches in Tonk District: Tonk, Deoli, and Malpura.
Freelance Writer
RVG Chartered Accountants
Remote
04.2023 - Current
- As a dedicated freelance content writer at RVG Chartered Accountants, I specialize in creating insightful and informative articles and blogs on a variety of topics.
- My expertise spans across accounting, taxation (VAT & Corporate Tax), cryptocurrency regulations, and various other regulatory frameworks applicable in the UAE.
- Through my writing, I aim to provide valuable knowledge and updates that assist businesses and individuals in navigating the complex landscape of financial and regulatory compliance.
- With a strong background in these areas, I am committed to delivering high-quality content that reflects the expertise and standards of RVG Chartered Accountants.
ASSISTANT ACCOUNTS MANAGER
Fashion Suiting Private Limited
Bhilwara
12.2020 - 10.2021
- Manage purchases and sales of real estate properties.
- Oversee let-out properties.
- Conduct accounting reviews and reporting to owners.
- Ensure compliance with various laws and regulations, providing legal support for shareholding transfers.
- Finalize monthly/quarterly/yearly accounts for diverse business segments.
- Participated in special projects assigned by owners.
- Handle fund management and oversee investment portfolios for the organization.
Audit Manager
RVG Chartered Accountants
Dubai
11.2019 - 07.2020
- Business Advisory
- Auditing (Statutory as well as internal)
- Taxation (VAT)
- ERP Implementation {Either switching from one ERP software to another ERP Software or implementing it for the first time (for newly formed organizations)}
- Training on how to efficiently use various Accounting Software e.g. QuickBooks Online, Zoho Books, Xero etc.
- Cleaning-up of accounts that have been a mess for years
Consultation to clients regarding existing and upcoming rules and regulations - Also led the team in interpretation of a complex law came in early 2019 (Economic Substance Regulation).
Education
CHARTERED ACCOUNTANT -
ICAI
12.2019
BACHELOR OF COMMERCE -
MDS University
12.2016
Skills
- Credit appraisal
- Accounting
- Auditing
- Mentoring and training
- Credit analysis
- Attention to details
- Communication skills
- Risk assessment
- Financial analysis
- Due diligence
- Team management
- Credit assessment
- Property management
- Financial reporting
- Underwriting expertise
- Cash Flow analysis
- Expertise in LOS & LMS Software - SFDC/OMNI/CRM
- Fraud understanding
- Credit Reports
- Credit evaluations
Languages
Hindi
First Language
English
Upper Intermediate (B2)
B2
Timeline
Freelance Writer
RVG Chartered Accountants
04.2023 - Current
AREA CREDIT MANAGER
AAVAS FINANCIERS LTD
02.2022 - Current
ASSISTANT ACCOUNTS MANAGER
Fashion Suiting Private Limited
12.2020 - 10.2021
Audit Manager
RVG Chartered Accountants
11.2019 - 07.2020
CHARTERED ACCOUNTANT -
ICAI
BACHELOR OF COMMERCE -
MDS University
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