Summary
Overview
Work History
Education
Skills
Accomplishments
Websites
Timeline
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Prateek Mishra

Bengaluru

Summary

I am an Assistant Manager with 5 years of work experience in Finance Operations domain, having worked with major unicorns and growth-stage startups, including Razorpay and Byjus. My expertise includes designing and executing operational roadmaps for various products. At Razorpay, I led automation projects, managed daily business-as-usual activities, oversaw month-end book closures, and handled NPA and bureau reporting for Core Finance and NBFCs. Additionally, I provided guidance to the entire team to ensure seamless operations and adherence to financial regulations.

Overview

5
5
years of professional experience

Work History

Assistant Manager Finance Operations

Razorpay
Bengaluru
04.2024 - Current
  • Spearheaded the clearance of the invoices worth 5Cr+ by collaborating with the Business, Core Finance team and the lending partner
  • Dealt with major RBI escalations while adhering to the standard TAT while leading a team of 5 members through the entire FinOps KRA
  • Oversaw the Capital project, liaising with NBFC partners to ensure seamless business transactions including loan disbursement, system configuration updates, loan closures, and NPA reporting.

Senior Analyst Finance Operations

Razorpay
Bengaluru
10.2022 - 04.2024
  • Drove critical automation projects that reduced the manual efforts by 6+ man-hours weekly with better data accuracy
  • Automation projects - Cashbacks processing, Accrued Income Calculation, NPA reporting & Curing Analysis
  • Took charge of the Invoicing, P&L calculations and other Financial reports that lead to investor reporting via Core Finance
  • Collaborated with cross functional teams (Sales, Analytics, Credit, Risk-Underwriting, Strategy) to ensure the seamlessness of products
  • Devised the end-to-end process flow for 2 NBFCs Liquiloans & Profectus Capital and trained the team members
  • Managed a team of 2 members through the entire FinOps KRA for more than 2 quarters in FY 2023-24

Analyst Finance Operations

Razorpay
Bengaluru
08.2021 - 10.2022
  • Handled Business Loans, Amazon IS & Non-FLDG Loans the 3 flagship products of Razorpay Capital
  • Designed the SOPs of the aforementioned products reflecting the end-to-end process flow for new joiners
  • Established critical reconciliation check points in the entire process to avoid potential money leak scenarios
  • Took over some ad-hoc activities like monitoring risk exposure of Capital products across merchants weekly
  • Managed all day to day activities of money movement and critical escalations for the loan book of over 500M.

Finance Operations Associate

Think & Learn (Byju’s)
Bengaluru
02.2020 - 08.2021
  • Drove a team of 200+ salespersons and ensured the proper disbursals by decreasing the TAT
  • Digitized NACH process leading to E Mandate from Zero to 65% within the same campaign
  • Managed the equitable distribution of 70M+ loan sanctions across lending partner ecosystem
  • Formulated the SOP for every loan partner and conducted around 50+ training sessions for the sales team
  • Strategized the E Mandate conversion strategy within the FinOps team by giving a Power Point Presentation.

Business Development Associate

Think & Learn (Byju’s)
Bengaluru
06.2019 - 02.2020
  • Generated over INR 4.5M revenue over a period of 9 months covering 11 cities across 2 states in North India
  • Ranked in the top 10 multiple times in 400+ sales associates in terms of highest revenue earned in a period
  • Collaborated with risk & compliance to facilitate loans through multiple vendors like IIFL, Avanse, Fullerton.

Education

B. Tech - Electrical Engineering

Bundelkhand Institute of Engineering & Technology
05.2019

Skills

  • SQL
  • Process restructuring
  • Data Analysis
  • Reconciliation
  • Fraud Analysis
  • Consumer Lending
  • Team handling
  • Process Automation
  • Financial Operations
  • Operations Management
  • Project Ownership
  • Teamwork
  • Communication
  • Microsoft Excel
  • Stakeholder Management
  • Compliance
  • Collaboration
  • Bureau Reporting
  • Cross Functional Collaboration
  • Escalations Management

Accomplishments

● The Top Gun Award, for Consistently exceeding expectations & applying skills in diverse situations to prevent financial risks. May 2023

● MVP (Most Valued Person) Award, for being a consistent performer and resolving issues efficiently within deadlines. Apr 2022

Websites

Timeline

Assistant Manager Finance Operations

Razorpay
04.2024 - Current

Senior Analyst Finance Operations

Razorpay
10.2022 - 04.2024

Analyst Finance Operations

Razorpay
08.2021 - 10.2022

Finance Operations Associate

Think & Learn (Byju’s)
02.2020 - 08.2021

Business Development Associate

Think & Learn (Byju’s)
06.2019 - 02.2020

B. Tech - Electrical Engineering

Bundelkhand Institute of Engineering & Technology

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Prateek Mishra