Summary
Overview
Work History
Education
Skills
Accomplishments
Additional Information
Timeline
Generic
PRATEEK NATH

PRATEEK NATH

Head of Sales -Fintech
GURGAON

Summary

Results-driven and customer –focused Leader with a demonstrated history of more than 20 years of Strategy, Product development, Process Management, sales and marketing with technology in the banking and Finance industries. Possess exceptional executional time management, customer relations and communication skills. Regularly looking for ways to increase overall market share by engaging consumers, uniting team members and refining strategies and their implementation

Overview

21
21
years of professional experience

Work History

National Sales Head

Indiagold-Flatwhite Capital Pvt Ltd
06.2023 - 07.2024
  • Set ambitious yet achievable targets for the sales team, motivating individuals to reach their full potential through clear communication of expectations and regular performance reviews.
  • Negotiated favorable contracts with suppliers and vendors, reducing costs while maintaining quality standards.
  • Increased sales revenue by developing and implementing strategic sales plans tailored to regional markets.
  • Streamlined internal processes for increased efficiency, enabling faster response times to customer inquiries and concerns.
  • Trained and mentored sales representatives on effective sales techniques, resulting in an increase in sales closures by 30%
  • Developed and implemented sales training programs that improved sales skills and resulted in a 50% increase in sales effectiveness
  • Utilized sales techniques and strategies to build customer relationships and close sales, resulting in a 30% increase in sales
  • Developed and managed a sales team of 150+ members, resulting in a reduction in sales cycle time by 20%
  • Managed a team of sales representatives, leading to a 100% increase in sales
  • Recruited, trained, and developed a team of 42 sales representatives, resulting in a 50 % increase in sales performance
  • Developed and implemented a national sales strategy that increased market share by 5%
  • Increased sales revenue by 25% over a one-year period by implementing strategic sales initiatives
  • Developed and implemented customer segmentation models to identify high-value customers
  • Created and implemented an incentive program that increased sales per employee by 45%
  • Developed and implemented an innovative sales process that increased customer satisfaction by 20%
  • Developed and executed marketing campaigns that increased brand awareness by 30%

Regional Business Head-North

My Shubhlife(Datasigns Technologies Private Ltd)
06.2022 - 05.2023
  • Proved successful working within tight deadlines and a fast-paced environment.
  • Developed strong communication and organizational skills through working on group projects.
  • Worked well in a team setting, providing support and guidance.
  • Worked flexible hours across night, weekend and holiday shifts.
  • Organized and detail-oriented with a strong work ethic.
  • Demonstrated a high level of initiative and creativity while tackling difficult tasks.
  • Learned and adapted quickly to new technology and software applications.
  • Passionate about learning and committed to continual improvement.
  • Identified issues, analyzed information and provided solutions to problems.
  • Assisted with day-to-day operations, working efficiently and productively with all team members.
  • Used critical thinking to break down problems, evaluate solutions and make decisions.
  • Managed time efficiently in order to complete all tasks within deadlines.


Business Head -North

Whatsloan (Home equity Private Ltd)
10.2019 - 05.2022
  • Set and monitored annual budgets for departments and entire business.
  • Developed and implemented successful strategies for building company sales.
  • Built and strengthened relationships with industry partners to drive growth.
  • Established and managed monthly, quarterly and yearly sales plans.
  • Developed in-depth knowledge of each client's business through research and regular on-site meetings.
  • Streamlined costs through proactive examination and improvement of operations.
  • Cultivated long-term relationships through focused effort on customer's unique needs and finding best solutions.
  • Established clear and competitive goals, growth roadmaps, and strategic business plans.
  • Earned company exceptional ratings and testimonials from clients and industry organizations.

•Managing Partner

• HOME Tree Financial Solutions
10.2017 - 10.2019


Successfully Built or scaling Distribution of Secured and Unsecured Loans proposition on top of an existing retail or hybrid (digital and retail) networks with appropriate vendor engagement and sales strategies • Managing and building the distribution channels with regular monitoring of sales and collections of 1200Cr YOY •

Vice President- Country Head

Vice President- Country head
12.2018 - 07.2019

Responsible for acquiring new clients through actively prospecting and generating leads and ensure achievement of the defined targets for the Pan India.

Branch Manager

HDFC Bank Ltd
04.2016 - 10.2017

Ensuring that customers get world-class services and their needs are understood and met through financial products that the Bank has to offer. Though handling a 120 cr branch base. Successfully meeting the branch targets set under liability, assets, TPP and other products. With 90% Responsible for managing, training and motivating of all branch staff.

Ensuring excellent customer service and compliance to both internal/ external audit guidelines and statutory mandate of RBI, and other regulatory bodies

▪ Branch Operations Manager

HDFC Bank Ltd
03.2013 - 03.2016

Responsible for supervision of Cash and Customer transactions, Lobby Management, Resolution of customer queries/complaints Supervision of Managing vault limits & vault custodian, Supervising all Noncash transactions like DD/ MC, fund transfer etc. To ensure Reconcile all Suspense accounts and maintain the register Supervision of Key register updating, Branch batch opening/ closure timings Maintenance of Specimen Signature signatures of staff, Review Branch reports like End of day (EOD) cash position report, Instruments issued etc. Monitoring of dump accounts, suspense accounts, deferred accounts, accounts payable/ receivable, Reconciliation and maintenance of suspense accounts register as per the required formats

▪ Head – Relationship Banking

HDFC Bank Ltd
03.2010 - 03.2013

Successfully handled a team of 8 Relationship Manager, Enhanced engagement of High Net Work customers through joint call 100% , Achieved Sales across Liabilities, Retail Assets, Business Banking, Forex, Credit Cards, and online trading etc. and achieving the Branch targets, effectively to 94% Effectively increased the Income Product Holding (IPH) of

the Relationship Manager Portfolio and initiating thrust on Cross sell to 75%

▪ Relationship Manager

HDFC Bank Ltd
05.2008 - 03.2010

Managing a portfolio size of 150 crores Major focus into the retail and corporate customers in terms of their Groups, i.e. number customers in one group, their product holding, retention and new acquisition. With Score card at 100% successfully Catered to the needs of these customers in terms of services and sale. Cross Selling of major products like Trade Finance, Working Capital loans, Remittances CASA, TPP (Third Party products-MF, Insurance), and Asset to the portfolio customers. Identifying new customers and acquiring them into the portfolio. Handling Branch operations-generating reports- daily checking

Personal Banker

▪ HDFC Bank Ltd P
09.2005 - 05.2008

Assistant Manager SME Banking

▪ Standard Chartered Ltd
01.2005 - 09.2005

Assistant Sales Manager- Retail Assets

▪ HSBC
10.2003 - 01.2005

Territory Sales Manager

▪ American Express Bank Ltd-TRS
03.2003 - 10.2003

Education

MBA - Marketing And Finance

Indian Institute of Planning And Management
03.2001 - 2003.03

Bachelor of Commerce - Commerce

Delhi University
06.1997 - 2000.07

Skills

    Business growth and retention

    Business processes and procedures

    Business Process Planning

    Strategic business initiatives

    New business acquisition

    Business development strategy

    Business Value Realization

Accomplishments

  • Integration – Contributed to the successful integration of 100 large clients in a span of 2 months through end-to-end project management
  • Delivery Model – Drove the three levers of innovation, efficiency and
  • Effectiveness to fructify the benefits of integration. Catering to successful disbursal of 2 cr business MOM.
  • Tool Implementation – Conducted current state and future state analysis, Change impact assessment, Product development consultation, Content development for releases and Execution of the modules for Product Lifecycle Management system implementation.
  • IFL Home Finance -HomeLoan Digital Platform with more than 1 Lac Hometowns
  • Digilcoker and MEITY relationship for Digital KYC as Requester Partner
  • Organized and Participated Global Housing Program -Ministry of Housing Govt of India
  • Represented WhatsLoan for Delhi NCR & North Business for Development.

Additional Information

Core Competencies

  • Digital lending Fintech AUM CAC P&L Loans distribution Models Algorithms, API's Startup Banking Product Development &Management Sale B2BB2C BFSI Team building & Leading Customer Experience Process Management & Execution Marketing –Digital &offline Wealth Management.

Timeline

National Sales Head

Indiagold-Flatwhite Capital Pvt Ltd
06.2023 - 07.2024

Regional Business Head-North

My Shubhlife(Datasigns Technologies Private Ltd)
06.2022 - 05.2023

Business Head -North

Whatsloan (Home equity Private Ltd)
10.2019 - 05.2022

Vice President- Country Head

Vice President- Country head
12.2018 - 07.2019

•Managing Partner

• HOME Tree Financial Solutions
10.2017 - 10.2019

Branch Manager

HDFC Bank Ltd
04.2016 - 10.2017

▪ Branch Operations Manager

HDFC Bank Ltd
03.2013 - 03.2016

▪ Head – Relationship Banking

HDFC Bank Ltd
03.2010 - 03.2013

▪ Relationship Manager

HDFC Bank Ltd
05.2008 - 03.2010

Personal Banker

▪ HDFC Bank Ltd P
09.2005 - 05.2008

Assistant Manager SME Banking

▪ Standard Chartered Ltd
01.2005 - 09.2005

Assistant Sales Manager- Retail Assets

▪ HSBC
10.2003 - 01.2005

Territory Sales Manager

▪ American Express Bank Ltd-TRS
03.2003 - 10.2003

MBA - Marketing And Finance

Indian Institute of Planning And Management
03.2001 - 2003.03

Bachelor of Commerce - Commerce

Delhi University
06.1997 - 2000.07
PRATEEK NATHHead of Sales -Fintech