Prathamesh Mohite
Mumbai
Summary
Results-driven credit analyst with 2 years of experience in the business loan department, specializing in evaluating creditworthiness and financial risk for small to medium-sized enterprises. Proficient in analyzing financial statements, conducting market research, and preparing comprehensive credit reports to support loan approval processes. Strong analytical skills combined with a keen attention to detail and the ability to communicate complex financial information effectively
Overview
3
3
years of professional experience
1
1
Certification
Work History
Senior Credit Officer
Nevadan capital
Mumbai
05.2024 - Current
- Conduct comprehensive credit assessments of individual and business loan applications, resulting in an 80% reduction in default rates.s
- Analyze financial statements, credit reports, and other documentation to evaluate borrowers' creditworthiness.
- Coordinate with the co-lending partners for the Approval and queries.
- Prepare detailed credit reports and presentations for senior management to facilitate decision-making processes.
Business Development Intern
Ajeet's management and consultancy
Mumbai
02.2024 - 05.2024
- Engaged with clients to gather feedback and improve service offerings.
- Maintained meaningful relationships with existing clients to ensure retention
- Collaborated with team members on project planning and resource allocation tasks.
Credit Executive
Kotak Mahindra Bank
Mumbai
11.2022 - 10.2023
- Assisted in the evaluation of credit applications, leading to timely decisions on loan approvals
- Supported senior analysts in the development of financial models for forecasting and scenario analysis
- Conducted market research to identify trends and assess potential risks affecting loan portfolios
- Maintained accurate documentation of credit files and contributed to the enhancement of internal reporting processes
Education
Master of business Administration - Finance
ICFAI Business School
Mumbai, Maharashtra02.2023
Bachelor of commerce - B.com
Thakur college of science and commerce
Mumbai, Maharashtra10.2020
12th commerce - B.com
Thakur Vidya mandir and Joiner commerce
Mumbai, Maharashtra04.2017
Skills
- Review financial statements
- Credit decisions
- Communication skills
- Problem solving
- Documentation review
- Credit underwriting
- Credit monitoring
- Cash flow analysis
- Ethical Judgement
- Strong Communication & Presentation Skills
- Attention to Detail & Problem Solving
Certification
- Equity & Research Analyst, Forevision, 2023
- Business Analyst & Advanced Excel, Forevision, 2023
- Profit & Loss and Cashflow, 2023
Projects
Fundamental Analysis of the Banking Sector, Fundamental analysis of private banks, Conducted Economic, Company, and Industry (EIC) analysis., Performed CAPM analysis and CAMEL ratio analysis., Conducted fundamental research on various investment avenues and prepared study reports.
Websites
Timeline
Senior Credit Officer
Nevadan capital
05.2024 - Current
Business Development Intern
Ajeet's management and consultancy
02.2024 - 05.2024
Credit Executive
Kotak Mahindra Bank
11.2022 - 10.2023
Master of business Administration - Finance
ICFAI Business School
Bachelor of commerce - B.com
Thakur college of science and commerce
12th commerce - B.com
Thakur Vidya mandir and Joiner commerce
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