Prathmesh Maslekar
Pune
Summary
Result-driven Credit Manager with 8.5 years experience in Credit underwriting extensively in Unsecured Loans,worked in User Acceptance testing of various products launched by organization along with scorecards, has knowledge of SQL and Python languages.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Credit Manager
TATA Capital Financial Services Ltd
Pune
03.2020 - Current
- Credit Underwriting of unsecured Personal Loans.
- Controlling TAT and delinquencies.
- Handling FI agencies, Vendor visits for business development.
- User Acceptance testing (UAT) for the new products and scorecard launched by organization.
Assistant Credit Manager
LoanTap Financial Technologies Pvt Ltd
Pune
06.2018 - 02.2020
- Credit Underwriting of various products under unsecured Business and Personal Loans.
- Recruitment & Training of the credit team consisting of CPA, Vendors and Direct marketing agents.
- Controlling TAT and delinquencies.
- Vendor visits for business development
Assistant Manager for Working Capital Funding for SME
Yes Bank Ltd
Pune
01.2017 - 07.2017
- Sourcing Working capital loan proposals from market.
- Understanding need of customer and preparing Funding format.
- Collection of documents and thorough analysis of financial statements, Preparation of Credit Appraisal Memorandum of the proposal.
- Assist in delinquencies and disbursement of the loan.
Credit Officer Retail and Commercial Loans
TJSB Co-operative Bank Ltd
Pune
02.2013 - 08.2015
- Sourcing of retail and commercial loan proposals.
- Collection of documents and thorough analysis of financial statements followed by preparation of process note in alignment with the policy.
- Getting the proposal sanctioned by authorities.
- Preparation of sanction letter and completion of documents formalities.
- Third-party products sales.
Education
Master of Business Administration - Finance
MIT School of Management
Pune06.2017
Bachelor of Engineering (E&TC) -
Government College of Engineering, Jalgaon, North Maharashtra University
Jalgaon06.2010
HSC - Science
Bharat English School & Jr College
Pune06.2006
SSC -
Nrisinha High School
Pune06.2004
Skills
- Good understanding in Underwriting of unsecured loans
- Worked in Technical and Financial environments
- Knowledge of SQL and Python
- Well-versed in Team Management
Certification
- NISM-Series-XIII-Common Derivatives Certificate
- NISM-Series-XV: Research Analyst Certificate
- Financial Modeling
- Dale Carnegie
Summer Internship Project
H & R Block Pune, Investment Portfolio Analysis: Taxation View, 2 months, Interaction with the client and canvassing them to file ITR with H&R Block, Analysis of financial documents of assigned clients, Making out the way to reduce the tax liability of an individual, Make the client understand the whole procedure of ITR filing
Activities
- Participated in Finance Fest competition held by Cummins Management College.
- Participated in HR Paradigm event held by MITSOM.
- Participated in State Level Technical Paper Presentation Competition.
- Participated in Institute Level Mega Project Competition.
- Participated in Institute level singing competition.
- Participated as Vice-Captain in Intercollegiate & Institute Level Basketball Competition
Personal Information
- Date of Birth: 07/26/89
- Gender: Male
Languages
- English
- Hindi
- Marathi
Languages
Marathi
First Language
English
Proficient (C2)
C2
Hindi
Proficient (C2)
C2
Timeline
Credit Manager
TATA Capital Financial Services Ltd
03.2020 - Current
Assistant Credit Manager
LoanTap Financial Technologies Pvt Ltd
06.2018 - 02.2020
Assistant Manager for Working Capital Funding for SME
Yes Bank Ltd
01.2017 - 07.2017
Credit Officer Retail and Commercial Loans
TJSB Co-operative Bank Ltd
02.2013 - 08.2015
Master of Business Administration - Finance
MIT School of Management
Bachelor of Engineering (E&TC) -
Government College of Engineering, Jalgaon, North Maharashtra University
HSC - Science
Bharat English School & Jr College
SSC -
Nrisinha High School
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