Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic
Pratyush Mishra

Pratyush Mishra

Hyderabad

Summary

Strategic finance professional with 3+ years of experience across banking, NBFC, and IT sectors. Proven expertise in due diligence, financial analysis, risk management, and product strategy. Adept at managing large loan portfolios, structuring co-lending and securitization deals, and driving cross-functional collaboration. Strong analytical mindset with a track record of optimizing operational workflows and enhancing stakeholder engagement.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Chief Manager (Inclusive Banking Group))

IndusInd Bank Ltd.
Hyderabad
10.2024 - Current
  • Spearheaded end-to-end coordination for co-lending, term loans, direct assignments (DAs), and pass-through certificates (PTCs) for MFI segments.
  • Led deal negotiations and structured proposals with comprehensive diligence across management, operations, compliance, and financials, using the CAMEL framework.
  • Conducted stress testing on existing securitization and DA portfolios to assess risk exposure.

Senior Associate (Direct Origination)

Northern Arc Capital Ltd.
Chennai
05.2022 - 09.2024
  • Executed pre-due diligence and full onboarding assessments for financial entities across asset classes.
  • Oversaw a ₹750 Cr portfolio comprising personal, SBL, vehicle, and MFI loans; published quarterly performance reports.
  • Led API integration and product initiatives, enhancing partner experience and operational robustness.
  • Collaborated with legal, tech, operations, and finance teams to streamline partnership management.
  • Developed and implemented SOPs to improve interdepartmental coordination and workflow efficiency.

Programmer Analyst Trainee

Cognizant Technology Solutions
Chennai
07.2018 - 05.2019
  • Engineered software solutions for data migration to centralized cloud databases for a global media client.
  • Utilized ETL tools (Informatica, Talend) and SQL for backend development and data transformation.

Education

MBA - Finance & Marketing

Indian Institute of Forest Management (IIFM)
Bhopal
04-2022

B.Tech - Electronics & Communication

S.R.M University
Chennai
05-2018

Skills

  • Due diligence and risk assessment
  • Financial analysis and stress testing
  • Credit proposal writing (CAMEL methodology)
  • Negotiation and stakeholder management
  • Product management & API integration
  • Documentation and reporting
  • Tools: MS Office, SQL, Informatica, and Talend

Certification

  • Financial Development and Financial Inclusion (FDFI)
  • Financial Modelling – Udemy
  • Introduction to ESG – Corporate Finance Institute (CFI)

Timeline

Chief Manager (Inclusive Banking Group))

IndusInd Bank Ltd.
10.2024 - Current

Senior Associate (Direct Origination)

Northern Arc Capital Ltd.
05.2022 - 09.2024

Programmer Analyst Trainee

Cognizant Technology Solutions
07.2018 - 05.2019

MBA - Finance & Marketing

Indian Institute of Forest Management (IIFM)

B.Tech - Electronics & Communication

S.R.M University
Pratyush Mishra