Pravarta Sharma
Jaipur
Summary
Results-driven finance post-graduate with a solid foundation in financial analysis, accounting principles, and data-driven decision-making. Equipped with a keen analytical mindset and a passion for unraveling complex financial challenges, I am eager to leverage my academic background and practical experience to contribute to the success of a dynamic finance team within the industry.
Overview
1
1
year of professional experience
1
1
Certification
Work History
Credit Analyst
Proowrx
Jaipur
03.2024 - Current
- Reviewed and analyzed financial statements of potential borrowers to determine credit worthiness.
- Assessed loan requests for accuracy, completeness and conformance with established lending guidelines.
- Analyzed customer payment histories to assess credit risk profiles.
- Determined appropriate loan terms based on borrower's creditworthiness.
- Conducted detailed analysis of customers' liquidity, capital structure, borrowing capacity and debt serviceability.
- Monitored customer accounts to ensure timely payments were made in accordance with loan agreements.
- Performed due diligence on new applicants by verifying income, assets and liabilities through public records or third-party sources.
- Interpreted complex financial data such as balance sheets, cash flow statements and income statements.
- Identified areas where additional information was needed to complete a thorough analysis.
- Using Quickli software to service Loans
- Using Broker Engine software for Client Management,Documentation,Pipeline Tracking,,Reporting
- Using Flex Portal of AFG Suite for compliance and processing.
Business Analyst Intern
Genx Soft Technologies Pvt Ltd
Jaipur
10.2023 - 03.2024
- Provided support in the creation of process flows, user stories, use cases, and other system documentation.
- Performed gap analysis between current state and desired future state of business processes.
- Created project plans outlining timelines, goals, milestones, deliverables, and resource allocations.
- Developed business requirements documents for software development projects.
- Documented detailed specifications for software applications based on user requirements.
- Collected and documented project requirements.
Research Intern
Duroply Industries Ltd
New Delhi
06.2023 - 07.2023
- conduct secondary research based on the information needs of the clients.
- Write proposals,meet with prospective clients and work closely with the sales team on their documentation requirements.
- Data Collection and processing and also prepare questionnaire.
- create visually appealing and easy to understand dashboards using tools like power bi.
Education
MBA - Business Analytics And Finance
Jagan Institute Of Management Studies
Jaipur07-2024
Skills
- Microsoft Office
- Pivot tables
- Accounting Principles
- Power Bi
- Tableau
- Financial Analysis
Certification
- Business Analysis Certified Professional
- UI/UX
- Project Management Essentials
- Microsoft Power Bi
- Six Sigma White Belt
- O-level from NIELIT
Projects Highlights
- HR Analytics Dashboard using Power Bi
- Market Research on Fluted Veneers
- Product Sales Data Analysis
Languages
- English
- Hindi
Timeline
Credit Analyst
Proowrx
03.2024 - Current
Business Analyst Intern
Genx Soft Technologies Pvt Ltd
10.2023 - 03.2024
Research Intern
Duroply Industries Ltd
06.2023 - 07.2023
MBA - Business Analytics And Finance
Jagan Institute Of Management Studies
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