Results-driven analytics leader with over 15 years of diverse experience across industries including telecommunications, remittance, foreign currency exchange, banking, and microfinance. Known for establishing and leading high-performing analytics teams to drive data-driven decision-making and deliver actionable insights for strategic initiatives.
Currently serving as the Business Analyst Team Lead at Muthoot Microfin Ltd., a reputed NBFC-MFI, I have transformed the organization’s analytics division by building a robust data ecosystem, leveraging advanced analytics tools like Power BI, and streamlining decision-making processes.
Key expertise includes data visualization, advanced analytics, investor relations, and IPO support. Passionate about driving innovation, enabling organizations to harness data effectively, and optimizing business outcomes through strategic insights and leadership. Skilled in fostering collaboration and aligning analytics solutions with business goals to achieve impactful results.
Overview
19
19
years of professional experience
1
1
Certification
Work History
Sr Associate Vice President
Muthoot Microfin Ltd
Kochi
11.2019 - Current
MIS & Business Analytics Team Lead (PQM-Operations)
Designed and implemented scalable data repositories and data lakes, transitioning the organization to advanced Power BI solutions.
Developed actionable insights from bureau scrub reports, aiding strategic decisions, and operational improvements.
Produced investor presentations and Board-level dossiers showcasing company performance and aligning with strategic goals.
Partnered in high-level business review meetings, providing advanced analytics, and data presentations to drive strategic outcomes.
Successfully managed award event presentations, and other critical corporate communication materials.
Key Achievements
Team Leadership: Successfully hired as the first Team Lead for the MIS/Analytics team, growing the team from 3 to 8 skilled members across 4 verticals, leveraging state-of-the-art technologies.
Data Transformation: Spearheaded the transformation of the data ecosystem from Microsoft Excel to Power BI, building robust data repositories, data lakes, and advanced big data models for decision-making solutions.
Investment Support: Played a pivotal role in the successful Due Diligence (DD) of GPC, providing accurate and timely data insights, resulting in a ₹600 crore investment.
Strategic Insights: Developed high-level business models, including Static Pool Analysis and Fresh Flow decks, to enhance management's decision-making.
Reporting Excellence: Revolutionized reporting frameworks with advanced Power BI dashboards and Excel, earning recognition from the Board for exceptional presentations and timely insights.
IPO Support: Acted as a key contributor to IPO activities, providing comprehensive data solutions, bureau scrub reports, and investor presentations aligned with strategic goals.
Team Development: Groomed team members with leadership skills, enabling them to take on critical responsibilities as needed.
Regulatory Compliance: Managed data requirements for regulatory, external, audit, and internal stakeholders, ensuring compliance and operational excellence.
Field MIS Team: Established regional MIS teams to ensure timely and accurate local data feeders, enhancing operational efficiency.
Lead – Commercial Finance (Business Analytics)
UAE Exchange Centre, LLC
04.2014 - 11.2019
Company Overview: UAE Exchange is a leading global money transfer and foreign currency exchange brand trusted by millions of customers and partners, across the world
Expertise in Analytical presentations (infographics & dashboards) for different product verticals, making the same more appealing and easy to understand
Prepare a global dashboard consolidating all business of UAEExchange and provide indicators on transaction counts, volume and revenue from these transactions
Analyze RPTs for products and corridors and provide trend analysis on the same
Segment wise pestle analysis in terms of Business Units, Products & Customers
Digital/Online Performance Report with detailed analysis on country wise and corridor wise transactions
Analyze the average ticket sizes for transactions done to each corridor, Study and report the customer acquisitions and average number of transaction done for each month
Track and report the performance of Corporate and Individual transactions
Analyze & report the variance and the reasons for variance against Yearly and Monthly Budgets
Report the monthly and yearly income and expenses for the segment
Relate the transaction counts with revenue and report RPT movements
KPI driven report on performance of Arab Corridor remittances with detailed analysis on country wise and corridor wise transactions
Study the customer behavior i.e
Bankwise and product wise preferences of customers and frequency of transactions
Report the inactive customers for the purpose of reviving the relationship
Research, Generate & Circulate Quarterly report on Market Share of UAE Exchange from & to different corridors and geographies
Generate report on upselling and cross selling of products/services
Identify opportunities of cross selling and upselling in different geographies of UAEExchange Business with valid reasoning
Generate report on the effectiveness of marketing promotions/campaigns, identify the revenue from the same and report the profitability of the activity
Reporting the monthly MIS for key business areas viz
Generate and report the performance of Dubai Metro Branches aligning the same to the Market info relating to the increase in commuters, to identify further opportunities and study on customer acquisition
Competitive analysis on major players in this segment to further analyze on the cannibalization effect
Generate Customer Analytics reports for the product & business verticals to study the customer demographics, behavior, preferences enabling cross selling opportunities and focused Marketing campaigns
Generating & reporting Travel, Capex, and Opex costs for the Business Units and Central & Shared departments across the company to identify the effectiveness of the costs incurred and curtailing the same
Involved heavily in creating a marketing strategy and conducting extensive research in order to find new contractual business ventures
Generating & reporting Bank Wise performance analysis on the Bank Transactions done from UAE Exchange for all Service Providers
In depth analysis on the average ticket sizes and frequency of transactions done by customers, inactive customers
Study on the newer banking relations and transactions done to these banks
Growth over the period, analytics regarding the revenue, profit and cost of transactions and maintaining relationship
UAE Exchange is a leading global money transfer and foreign currency exchange brand trusted by millions of customers and partners, across the world
Got a Special Thanks and Recognition Award for successful implementation of one page presentation style which is known as Infographics to give the receiver an easy understanding of the performance of the business
Successfully completed a complete revamp on monthly review reports/ performance dashboards using info-graphics visualization/ Innovative presentations
Developed a one page presentation for all the product segments/verticals
MIS Executive - Operations
Alcatel - Lucent Managed Solutions India Pvt Ltd.
05.2010 - 03.2014
Company Overview: Reliance Communications & Alcatel-Lucent enter long term billion dollar contract to further improve network performance and customer experience
Over 6 Years of experience in Excel macro VBA Coding
Accountable for assisting in MIS Reporting & Project Management
Conceptualize, design and implement MIS reports as required by management information needs
Day to day follow up and coordination with different teams to ensure timely flow of MIS
Responsible for Preparation & maintenance of the MIS Reports on Daily, Weekly, & Monthly metrics
Providing information in a concise and simple way to Senior Management and the wider audience
Thorough, diligent and executing the tasks with a high level of accuracy
Analysis of raw data to identify new performance metrics
Weekly & Monthly Quality analysis of the process
Good hands on with Excel tools like V-Look up, H-Lookup, Pivot charts and Graphs
Analyze the data and help the business use the same for decision making
Generating reports on a weekly/monthly basis as per customer requirements
Generation and distribution of daily, weekly and monthly reports as per agreed standards and timelines
Understand requirements, design formats, deploy formats; follow up with Business development Team
Creating and designing template for the Meeting
Gathering the feedbacks from the Managers and Assessors and preparing reports as per the updating
Ability to work in fast-paced environment either independently or in team
Daily Performance Report updating for the team
Preparing a Local websites for quick access to the performance reports
(Using HTML) It helps the field engineers to easily view and download the performance data
Reliance Communications & Alcatel-Lucent enter long term billion dollar contract to further improve network performance and customer experience
Got a recognition award for the successful contribution of EMF implementation project
Successful creation of a macro for Annexure H
35 sites report by MACRO, updating which took hardly 5 minutes
Successful creation of a macro for EMF project
This macro helps the team to complete the EMF project in 1/3 of its actual completion time
An automated tool made in MS Excel for updating & circulating daily performance reports to the team members
Junior Engineer - MIS
Ericsson India Pvt Ltd.
12.2007 - 04.2010
Company Overview: Ericsson is a world-leading provider of telecommunications equipment and services to mobile and fixed network operators
Receiving and downloading data from BO, Cleaning and formatting data using MS Excel
Cleaning and uploading data in Server for field engineers on date and priority basis, Sharing all data disposition with all cluster heads
Removing duplicates from data through MS access & MS Excel
Creating and updating Dashboard MAPA report and share it with the circle leads
Handling multiple reports, working with formulas, pivot tables & pivot charts and various others excel sheets and its components
Updating data tracker & Monthly MIS Dashboard on daily and weekly basis
Interacting with cluster engineers through scheduled daily or weekly business conversation
(Email)
Ensure deliverables (Daily, Weekly, Monthly MIS reports & MAPA Dashboard) are prepared to satisfy the project requirements cost & schedule
Excellent in MS Access & MS Excel (Hlookup, Vlookup, Pivot table, Pivot chart, Charts, Macro, Data validation & Scenarios)
Prepared proactive checklist for database & important work to avoid future downtime
Making advanced presentation in MS PowerPoint to present MIS related important reports
Preparing supporting reports for month end signoffs
E-mailing Recognized decision making MIS reports to higher staff of company with data visualization details using charts like Bar charts & Pie Charts
Preparing & Analyze reports & other statements with a view to apprise management of process operations and assist in critical decision-making process by using MS Excel
Implementation feedback as per queries given by the customer
Perform quality checks whenever required
Providing assistance to other team members in MS Excel
Ericsson is a world-leading provider of telecommunications equipment and services to mobile and fixed network operators
Successfully implementing macro automation to all working reports in MIS purpose and reduce the time lagging
Speed up the whole working process because of systematic data downloads and report updation
This make a drastic change in Time keeping
Hardware Engineer - Tutor
Soft-Tech I T C.
12.2006 - 12.2007
Company Overview: Industrial Training Institute, Kayamkulam
Teaching MS Office, C Programming, C ++ Programming, MS-Dos, Photoshop, HTML & Linux
Checking & troubleshooting on various system issues (Software/ Hardware)
Industrial Training Institute, Kayamkulam
Teaching gives me a deep knowledge in MS Office and I realize the various phase of MS Office
Programming & System Administrative Assistant – Trainee
Fertilisers & Chemicals Travancore Ltd.
12.2005 - 11.2006
Company Overview: Fertilisers and Chemicals Travancore, is a fertilizer and chemical manufacturing company in Kochi, Kerala, India was incorporated in 1943
Fertilisers and Chemicals Travancore, is a fertilizer and chemical manufacturing company in Kochi, Kerala, India was incorporated in 1943
Education
Masters Program - Data Scientist - Data Science
Simplilearn
10-2021
Bachelor of Computer Application -
Global University
India
Diploma in Computer Hardware & Network Engineering -
C-DIT
Kerala, India
Programming and System Administrative Assistant -
FACT
Kerala, India
Computer Operator & Programming Assistant -
NCVT
Kerala, India
FITTER -
Industrial Institute
Kerala, India
Intermediate -
HSE
Kerala, India
Matriculation -
SE
Kerala, India
Programming and System Administrative Assistant -
FACT
Kerala, India
Skills
Timeline estimates
Performance monitoring
Team leadership
Complaint management
Team supervision
Data analytics
Schedule management
Schedule development
Work estimates
Project coordination
Training and mentoring
Project management
Proficient in Power BI, Tableau, Microsoft Office Suits, VBA Macro, Python, SQL etc
Languages
English
Malayalam
Hindi
Locations
Not Provided, Kochi, Kerala, Not Provided
Personal Information
Passport Number: P0468653
Date of Birth: 05/23/85
Gender: Male
Nationality: Indian
Marital Status: Married
Languages
Malayalam
First Language
English
Upper Intermediate (B2)
B2
Hindi
Beginner
A1
Certification
Issued by Simplilearn and Completed by October 2021
Accomplishments
Consistently recognized as a top performer across all previous organizations, receiving multiple awards for excellence in performance, IPO support, and strategic contributions.
Demonstrated expertise in driving impactful business outcomes through innovation, data-driven insights, and exceptional leadership.
Timeline
Sr Associate Vice President
Muthoot Microfin Ltd
11.2019 - Current
Lead – Commercial Finance (Business Analytics)
UAE Exchange Centre, LLC
04.2014 - 11.2019
MIS Executive - Operations
Alcatel - Lucent Managed Solutions India Pvt Ltd.
05.2010 - 03.2014
Junior Engineer - MIS
Ericsson India Pvt Ltd.
12.2007 - 04.2010
Hardware Engineer - Tutor
Soft-Tech I T C.
12.2006 - 12.2007
Programming & System Administrative Assistant – Trainee
Fertilisers & Chemicals Travancore Ltd.
12.2005 - 11.2006
Issued by Simplilearn and Completed by October 2021
Masters Program - Data Scientist - Data Science
Simplilearn
Bachelor of Computer Application -
Global University
Diploma in Computer Hardware & Network Engineering -
C-DIT
Programming and System Administrative Assistant -
FACT
Computer Operator & Programming Assistant -
NCVT
FITTER -
Industrial Institute
Intermediate -
HSE
Matriculation -
SE
Programming and System Administrative Assistant -
FACT
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