Summary
Overview
Work History
Education
Skills
Certification
Hobbies and Interests
Timeline
Generic

Praveen Kumar

Bangalore

Summary

Experienced Analyst specializing in Risk & Digital Analytics utilizing Data science, Python automation, machine learning, and visualization tools to optimize debt collection performance across digital communication channels. Skilled in collaborating with industry-leading vendors to enhance voice bots, chatbots, and digital engagement strategies. Known for expertise in process automation, business intelligence, and ML-driven models for payment behavior and customer connectivity within Risk Modelling, resulting in actionable insights that elevate strategy, efficiency, and portfolio outcomes.

Overview

2
2
years of professional experience
1
1
Certification

Work History

Senior Analyst - Digital Analytics L3

Axio (formerly Known as Capital Float)
12.2023 - Current
  • I led a team to manage a ₹1600 Cr loan portfolio digitally, driving digital debt collection strategies using data analytics and automation. Leveraging Python and visualization tools, I built scalable reporting systems and automated workflows, cutting down manual effort by over 70% and enabling faster decision-making
  • Worked directly with key stakeholders to deliver actionable, consequence-driven insights; played a key role in expanding the digital portfolio to new products, reducing dependency on human resources.
  • Built payment behavior models and optimized resource allocation digitally via Nudges, Voice Bot & IVR (Interactive Voice Response) which lead to significantly lowering collection costs

Data Analyst

Korcompetnz consultancy private limited
05.2023 - 11.2023
  • Developed multiple interactive Tableau & Power Bi dashboards for U.S based clients, each tailored for distinct business needs. Assisted in engineering complex data workflows in Databricks to support dynamic visualizations and drive data-driven decision-making across departments.
  • Enabled clients to access and analyze 10M+ rows of historical data, improving decision-making across business units. Streamlined multi-year trend analysis and elevated 5+ KPIs with enriched, insight-driven visualizations, resulting in faster strategic alignment and reporting turnaround reduced by 60%.

Education

Post Graduation Program - Data Science and Machine Learning

National Institute of Information Technology(NIIT)
03.2023

Bachelor of Engineering - Electronics and Communication

St Joseph's College of Engineering
Chennai
06.2022

Skills

  • Data Analytics & Statistics
  • Python for Data Science
  • Knime Analytics & Power Automate
  • SQL
  • Big Data (Apache Spark)
  • Google Cloud Platform (GCP)
  • Machine Learning
  • Risk Modelling & Scoring

Certification

  • Introduction to Risk Management (NYIF) - Coursera (2025)
  • Credit Risk Management : Frameworks & Strategies (NIYF) - Coursera (2025)
  • Credit Risk Assessment in commercial Lending - Udemy (2025)
  • 360DigiTMG's Data Science and Python programming (2022)
  • Python 101 for Data Science from IBM (2022)
  • Cambridge English Level 1 Certification in Vantage (2020)



Hobbies and Interests

  • Data storytelling & automation
  • Dashboard design & UI for data products
  • Public speaking & persuasive communication
  • Exploring Generative AI and its use in process optimization
  • Gym
  • Motorcycling

Timeline

Senior Analyst - Digital Analytics L3

Axio (formerly Known as Capital Float)
12.2023 - Current

Data Analyst

Korcompetnz consultancy private limited
05.2023 - 11.2023

Post Graduation Program - Data Science and Machine Learning

National Institute of Information Technology(NIIT)

Bachelor of Engineering - Electronics and Communication

St Joseph's College of Engineering

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