Summary
Overview
Work History
Education
Skills
Interests
Timeline
Hi, I’m

Praveen Naredi

Commercial Underwriter
Jaipur
Praveen Naredi

Summary

A learning focused & Result oriented Professional with experience in Financial & Credit Analysis, Underwriting and Training Support.
Proficient in analyzing problems, developing & simplifying procedures & finding innovative solutions

Overview

12
years of professional experience

Work History

Biz2credit/Kreditstack Info Services Pvt. LTD
Noida

Commercial Underwriter
01.2022 - Current

Job overview

  • Experience in Underwriting and Credit risk analysis with global
    banks or financial institutions
  • Knowledge of underwriting fundamentals and standard industry.
  • Knowledge of credit principles, lending operations, loan
    research, and general credit policies.
  • Spreading and analyzing financial statements supplied by
    customers and potential customers; sources of financial
    statements include corporate tax returns, company prepared financials and accountant prepared financials, personal
    financial statements, and/or personal tax returns.
  • Credit analysis and financial statement analysis on co-owners,
    guarantors, and individuals to determine assets coverage for
    requested loan amount.
  • Updated with economic trends, industry analysis, regulatory
    requirements, and business and trade publications which could
    impact credit risk and/or the probable success of current
    customers and applicants.

Dataoxy Technologies Private Limited
Jaipur

Team Leader
11.2017 - 12.2021

Job overview

  • Monitor business processes and predict future requirements
    and/or problems.
  • Evaluate areas of improvement and implement technical
    solutions.
  • Analyze ongoing business processes and create optimization
    strategies.
  • Stay updated with the latest process developments and IT
    advancements & modernizes and automates existing
    systems.
  • Communicate a plan of action to the management and other teams.
  • Gather insights from various stakeholders to produce useful reports.
  • Maintain cost-efficiency and resource allocation.
  • Handle performance monitoring and project management.
  • Maintaining relationships with the clients, and resolve their queries.
  • Ensuring individuals and teams meet SLA targets

GENPACT India PVT. LTD
Jaipur

Process Developer
12.2011 - 10.2017

Job overview

  • Reviews documentation for new customer accounts evaluates high-risk accounts and analyses new customer processes.
  • Performing the onboarding process for both new and existing Customers for both personal and corporate accounts.
  • Performing enhanced due diligence for high-risk clients & Sectioned countries.
  • Determine the authenticity of customer profiles while also Investigating fraud claims from customers & taking action as
    per client policies.
  • Maintained high service delivery through continued process Assessment, development, and change management.
  • Received and reviewed incoming documents and materials.
  • Provided basic trainings to the new joiners.

Education

University of Rajasthan
Jaipur

Bachelor of Commerce from Computer And Information Sciences
04.2001

University of Rajasthan
Jaipur

Master of Commerce from Business Administration
04.2001

University of Rajasthan
Jaipur

P.G. Diploma Development Investment & Banking
04.2001

Skills

    Operations

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Interests

Dance

Meditation

Travelling

Timeline

Commercial Underwriter

Biz2credit/Kreditstack Info Services Pvt. LTD
01.2022 - Current

Team Leader

Dataoxy Technologies Private Limited
11.2017 - 12.2021

Process Developer

GENPACT India PVT. LTD
12.2011 - 10.2017

University of Rajasthan

Bachelor of Commerce from Computer And Information Sciences
04.2001

University of Rajasthan

Master of Commerce from Business Administration
04.2001

University of Rajasthan

P.G. Diploma Development Investment & Banking
04.2001
Praveen NarediCommercial Underwriter