Dance
Hi, I’m
Praveen Naredi
Commercial Underwriter
Jaipur
Summary
A learning focused & Result oriented Professional with experience in Financial & Credit Analysis, Underwriting and Training Support.
Proficient in analyzing problems, developing & simplifying procedures & finding innovative solutions
Overview
12
years of professional experience
Work History
Biz2credit/Kreditstack Info Services Pvt. LTDNoida
Commercial Underwriter
01.2022 - Current
Job overview
- Experience in Underwriting and Credit risk analysis with global
banks or financial institutions - Knowledge of underwriting fundamentals and standard industry.
- Knowledge of credit principles, lending operations, loan
research, and general credit policies. - Spreading and analyzing financial statements supplied by
customers and potential customers; sources of financial
statements include corporate tax returns, company prepared financials and accountant prepared financials, personal
financial statements, and/or personal tax returns. - Credit analysis and financial statement analysis on co-owners,
guarantors, and individuals to determine assets coverage for
requested loan amount. - Updated with economic trends, industry analysis, regulatory
requirements, and business and trade publications which could
impact credit risk and/or the probable success of current
customers and applicants.
Dataoxy Technologies Private LimitedJaipur
Team Leader
11.2017 - 12.2021
Job overview
- Monitor business processes and predict future requirements
and/or problems. - Evaluate areas of improvement and implement technical
solutions. - Analyze ongoing business processes and create optimization
strategies. - Stay updated with the latest process developments and IT
advancements & modernizes and automates existing
systems. - Communicate a plan of action to the management and other teams.
- Gather insights from various stakeholders to produce useful reports.
- Maintain cost-efficiency and resource allocation.
- Handle performance monitoring and project management.
- Maintaining relationships with the clients, and resolve their queries.
- Ensuring individuals and teams meet SLA targets
GENPACT India PVT. LTDJaipur
Process Developer
12.2011 - 10.2017
Job overview
- Reviews documentation for new customer accounts evaluates high-risk accounts and analyses new customer processes.
- Performing the onboarding process for both new and existing Customers for both personal and corporate accounts.
- Performing enhanced due diligence for high-risk clients & Sectioned countries.
- Determine the authenticity of customer profiles while also Investigating fraud claims from customers & taking action as
per client policies. - Maintained high service delivery through continued process Assessment, development, and change management.
- Received and reviewed incoming documents and materials.
- Provided basic trainings to the new joiners.
Education
University of RajasthanJaipur
Bachelor of Commerce from Computer And Information Sciences
04.2001
University of RajasthanJaipur
Master of Commerce from Business Administration
04.2001
University of RajasthanJaipur
P.G. Diploma Development Investment & Banking
04.2001
Skills
Operations
Customer Service
Finance
Problem Solving
Team Management
Business Analysis
Banking
Transaction Monitoring
KYC Verification
Quality Control
Analytical Skills
Interests
Meditation
Travelling
Timeline
Commercial Underwriter
Biz2credit/Kreditstack Info Services Pvt. LTD
01.2022 - Current
Team Leader
Dataoxy Technologies Private Limited
11.2017 - 12.2021
Process Developer
GENPACT India PVT. LTD
12.2011 - 10.2017
University of Rajasthan
Bachelor of Commerce from Computer And Information Sciences
04.2001
University of Rajasthan
Master of Commerce from Business Administration
04.2001
University of Rajasthan
P.G. Diploma Development Investment & Banking
04.2001