PRAVIN RAJU DHAKITE
-
Mumbai
Summary
Dedicated and detail-oriented Credit Officer with foundation in financial analysis, credit assessment, and risk management. Efficient in evaluating large credit proposals, performing comprehensive financial statement analysis, and ensuring compliance with regulatory standards. JAIIB and CAIIB certified, equipped with a robust academic background in Finance.
Overview
2
2
years of professional experience
2
2
Certifications
3
3
Languages
Work History
Credit Officer
PUNJAB NATIONAL BANK
10.2023 - Current
- Processing and assessment of fresh, enhancement, renewal, review and due diligence of credit proposals above Rs 500.00 crore.
- Created assessment reports to document decisions and recommendations to management.
- Analysis of the borrower's financial performance as per the requirement of the standardized credit appraisal format.
- Monitored progress of applications through all stages of the assessment process.
Customer Service Associate
Indian Bank
07.2022 - 09.2023
- Maintained accurate records, and ensured smooth day-to-day operations in the bank.
- Followed policies and procedures to meet established performance requirements.
Education
Master of Business Administration - Finance
DEPARTMENT OF MANAGEMENT SCIENCES (PUMBA)
Pune, India 04.2001 -
B.E. - Mechanical Engineering
YESHWANTRAO CHAVAN COLLEGE OF ENGINEERING
Nagpur, India 04.2001 -
Skills
- Credit Assessments
- Credit Proposal Evaluation
- Credit Appraisal
- Credit Analysis
- Financial Analysis & Statement Review
- Strong Analytical Skills
- Banking Operations
Certification
Certified Associate of the Indian Institute of Bankers (CAIIB)
Timeline
Credit Officer
PUNJAB NATIONAL BANK
10.2023 - Current
Customer Service Associate
Indian Bank
07.2022 - 09.2023
Master of Business Administration - Finance
DEPARTMENT OF MANAGEMENT SCIENCES (PUMBA)
04.2001 -
B.E. - Mechanical Engineering
YESHWANTRAO CHAVAN COLLEGE OF ENGINEERING
04.2001 -
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