Open To Work
Pravinkumar J K
KYC Analyst
Bangalore,Karnataka
Work Preference
Summary
Detail-oriented KYC Analyst with expertise in risk assessment, due diligence, and anti-money laundering. Proven track record in managing compliance processes and conducting thorough investigations to mitigate regulatory risks.
Overview
2
2
Languages
9
9
years of professional experience
Work History
KYC Analyst
Deutsche Bank Group
Bangalore
10.2024 - Current
- To conduct core due diligence by identifying the relevant connected parties, Beneficial owners and Key controllers depending on the risk of the client.
- Performed screening using tools like word-check and LexisNexis for politically exposed persons (PEP), adverse media, or sanctions hits, escalating any findings to respective accountable client owner.
- Reviewed alerts for suspicious activity and escalated findings to the compliance team.
- End to end managing of case load in a timely manner including review and follow up of referrals and queries.
- Ensured that all AML and KYC policies are properly implemented across the organization.
- Coordinated AML and sanctions screening processes for compliance with regulations.
- Perform research via internal and external sources, gather and analyze documentation in accordance with regulatory requirements.
- Developed training materials for junior analysts on KYC procedures to enhance team knowledge and compliance.
- Streamlined onboarding process for new clients and introduced new products to enhance client offerings.
- Monitored regulatory changes and updated internal procedures accordingly.
SENIOR ANALYST
NatWest Bank
Bangalore
11.2022 - 10.2024
- Collaborated with Customer Due Diligence Review Team in Anti Money Laundering domain to perform comprehensive customer profile reviews based on CDD pathways standards for onboarding, periodic review, and trigger event review, enhancing compliance and risk management.
- Proficient in conducting full review of a customer according to CDD pathways standards which includes review of ownership structure, associated parties, trading activity review (SIC), business transactions, Enhanced Due Diligence Review (EDDR), Targeted Due Diligence (TDD), Transaction Monitoring, Reporting, etc.
- Conducting proper checks and raising Suspicious activity Report (SARs), AML suspicions in case of any data discrepancies or red flags.
- Developed customer profiles using a risk-based approach for identification and verification through valid documents, ensuring adherence to regulatory requirements.
- Reviewed and verified KYC documents and customer data for compliance.
- Comply with relevant government regulations and the Bank’s internal guidelines and policies.
- Prevented, detected, and investigated fraud incidents associated with customers, safeguarding organizational assets and maintaining regulatory compliance.
- Identifying key principles, related entities and risks associated with them (High, Medium & low).Review and comply with the money laundering and terrorist financing issuers, policies, procedures, and regulation of the bank.
- Delivered training to new joiners and existing team members to help upskill with latest business changes.
Senior Analyst
Teleperformance
Chennai
01.2022 - 10.2022
- Utilized transaction monitoring software and tools to analyze patterns and identify potential risks.
- Monitored daily financial transactions to detect and prevent suspicious activity in compliance with AML (Anti-Money Laundering) regulations.
- Investigated flagged transactions, preparing detailed reports for senior compliance officers' review.
- Prepared SARs (Suspicious Activity Reports) for submission to regulatory authorities, ensuring compliance with reporting standards.
- Monitored Red Flags and industry trends related to AML. Conducted background investigations.
- Reviewed and updated KYC files with missing and updated information to satisfy compliance requirements.
- Reached out to Relationship Manager for additional details during Enhanced Due Diligence processes.
Senior Associate
City Union Bank
Kollam
01.2018 - 11.2020
- Analyzed customer account information, transaction history, and patterns to detect potential money laundering and fraud.
- Conducted comprehensive AML investigations on domestic banking transactions, identifying and escalating suspicious activities to mitigate risks.
- Monitored daily transactions using AML software tools to ensure compliance with domestic banking regulations.
- Reviewed and updated customer profiles in KYC process, ensuring accuracy and compliance with regulatory standards to support risk management.
- Provided training and guidance to junior staff on AML procedures and regulatory requirements.
- Managed day-to-day operations at branch banking level, ensuring compliance and enhancing customer service through streamlined processes.
- Performed cheque clearing (inward & outward), retail and commercial transactions, demand drafts, locker and safe deposit custody operations, cash operations, cash management services, forex transactions, foreign remittance, loans, customer accounts management, salary processing, tax payments, statutory notices, reporting, card disputes, petty cash, KYC, transaction monitoring, and compliance.
Education
MBA - Finance And Human Resource Management
A.V.C College of Engineering And Technology
Mannambandhal06-2017
Bachelor of Computer Applications - Computer Applications Development
T.B.M.L College of Arts And Science
Porayar04-2014
Skills
- Anti-money laundering
- Know your customer
- Customer due diligence
- Enhanced due diligence review
- Risk assessment
- Regulatory knowledge
- High-risk account analysis
- Document verification
- Client onboarding processes
- Due diligence
- Problem resolution
- Stakeholder management
- Training development
- Critical thinking
Languages
English
Professional
Tamil
Professional
Accomplishments
- Awarded as Top Maker, Top Checker and Extra miler twice in 2025 and 2026.
- Rewarded with spot ovation andLOV for processing maximumnumber of cases with 100%accuracy.
- Awarded as best analyst formeeting 100% quality for theconsecutive months in 2024.
- Awarded as outstanding Performer for the year 2019-2020.
- Cleared Anti Money Laundering skill assessment level 1&2.Business Domain
Affiliations
- Volunteered Blood donation camp 7 times during the period of 2023-2026
Timeline
KYC Analyst
Deutsche Bank Group
10.2024 - Current
SENIOR ANALYST
NatWest Bank
11.2022 - 10.2024
Senior Analyst
Teleperformance
01.2022 - 10.2022
Senior Associate
City Union Bank
01.2018 - 11.2020
MBA - Finance And Human Resource Management
A.V.C College of Engineering And Technology
Bachelor of Computer Applications - Computer Applications Development
T.B.M.L College of Arts And Science