Summary
Overview
Work History
Education
Skills
Websites
Certification
Accomplishments
Timeline
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Preetam Dutta

Howrah

Summary

Dynamic professional with extensive experience in banking operations at HDFC Bank Ltd, excelling in financial risk analysis and regulatory compliance. Proven track record in managing teams and preventing fraud, leveraging strong data analysis skills to enhance operational efficiency.

Overview

9
9
years of professional experience
1
1
Certification

Work History

Deputy Manager (Credit Intelligence & Control Unit)

HDFC Bank Ltd
Kolkata
12.2022 - Current
  • Banking operations, ensuring compliance with company policies & regulatory requirements
  • Retail Asset investigations (Personal Loan, Business Loan, Auto Loan, Two wheeler Loan)
  • MIS preparation to track & control pendency
  • Management of 9 Vendor staff

Assistant Manager (Operation Unit)

Bandhan Bank Ltd
Kolkata
01.2022 - 12.2022
  • Managed inward & outward cheque clearance process to ensure timely transactions
  • Maintained daily volume sheets & published PAN India MIS report

Deputy Manager (Credit Intelligence & Control Unit)

HDB Financial Ltd
Kolkata
06.2016 - 01.2022
  • Managed Transaction Monitoring & fraud detection on Secured/Unsecured - POS/ATM/Credit/Debit cards/CP/CNP transaction.
  • Fraud prevented for lost/Stolen/Skimming/Duress/Account Take Over/Card Exchange cases.

Education

Bachelor of Commerce with Honors -

Calcutta University
Kolkata
09-2015

12th Std -

New Andul Higher Class School
Howrah, India

10th Std -

New Andul Higher Class School
Howrah, India

Skills

  • Team Management
  • Time Management
  • Excel
  • Microsoft Word
  • Power Point
  • Financial Risk Analysis
  • Data Analysis
  • Financial Analysis
  • Regulatory Analysis
  • Expertise in Proactive Risk Manager
  • Oracle Flexcube
  • Risk Management
  • Regulatory Compliance
  • Financial Modelling
  • Operations Management
  • Project Management

Certification

  • Microsoft Office Specialist (Excel), Microsoft
  • Certificate in Advance Financial Accounting, Ramakrishna Mission Shilpamandira Computer Centre
  • Certificate in Basic Financial Accounting, Ramakrishna Mission Shilpamandira Computer Centre
  • Certificate in Computer Application, Ramakrishna Mission Shilpamandira Computer Centre

Accomplishments

  • Converted Gold loan related police complaints(PC) into First Information Report (FIR) by collaborating with law enforcement agencies, and leading to arrest of the perpetrator. Scored 100% strike rate on Arrest Parameter.
  • Credit Intelligence & control excellence award received for the FY 2023-24, featured on top 5% best performer list.
  • Appreciation for recovering 99% fraud amount for Gold Loan fraud case on 2023.
  • Silver Star award received for the arrest as 100% conversion rate with regards - FIR to Arrest.
  • Appreciation for Dukandar OD Investigation.
  • PAN India top performer in terms of Smart EMI conversion for continuous 2 Years. 1 Core Smart EMI done for back to back 3 months, highest incentive earned from PAN India. Several other products like Jumbo Loan, Insta Loan, Limit enhancement also done on Credit Card. Similar performance was there like Smart EMI. Featured on top 5% best performer list.
  • Recognition received as top performer with regards to Call etiquettes & call quality for maintaining 90% satisfaction score.

Timeline

Deputy Manager (Credit Intelligence & Control Unit)

HDFC Bank Ltd
12.2022 - Current

Assistant Manager (Operation Unit)

Bandhan Bank Ltd
01.2022 - 12.2022

Deputy Manager (Credit Intelligence & Control Unit)

HDB Financial Ltd
06.2016 - 01.2022

Bachelor of Commerce with Honors -

Calcutta University

12th Std -

New Andul Higher Class School

10th Std -

New Andul Higher Class School
Preetam Dutta