Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Preetha Gunasekaran

Officer
Chennai

Summary

Seasoned Risk Analyst with 4 years of comprehensive experience identifying and analyzing areas of potential risk threatening success of investment and commerical banks. Methodical and meticulous professional polished in projecting potential losses and making recommendations to limit risk through diversification and currency exchanges. Knowledgeable Risk Manager equipped with strategic planning and program leadership abilities honed in financial industry environments. Establishes strong and successful policies to mitigate risk at each level and establish clear procedures for assessments, prevention and containment. Familiar with regulatory requirements to maintain strict controls.

Hardworking Credit Officer well-versed in reviewing financial documents, preparing loan packages and making recommendations based on risk values. Detail-oriented and thorough with excellent judgment and good verbal and written communication strengths.

Overview

10
10
years of professional experience
4
4
years of post-secondary education
1
1
Certification

Work History

Officer

Canara Bank
Chennai
09.2018 - Current
  • Recommended approval or disapproval of commercial, real estate or credit loans.
  • Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
  • Adhered to banking standards and government lending guidelines for loan services.
  • Reviewed and verified income, credit reports and employment histories for each borrower.
  • Upheld stringent bank standards for loans, money handling, and legal considerations.
  • Met with clients to generate new business and negotiate contracts.
  • Reviewed accounts and provided recommendations regarding repossession actions.
  • Improved relapse prevention rates with targeted recovery program mentoring.

Business Analyst

Burgerick
Chennai
12.2016 - 08.2018
  • Applied honed problem-solving skills to analyze and resolve issues impacting business operations and goal achievement.
  • Conducted interviews with key business users to collect information on business processes and user requirements.
  • Analyzed open orders, backlog, and sales data to provide sales team with insights.
  • Improved business direction by prioritizing customers and implementing changes based on collected feedback.
  • Analyzed key aspects of business to evaluate factors driving results and summarized into presentations.
  • Applied honed problem-solving skills to analyze and resolve issues impacting business operations and goal achievement.
  • Produced detailed and relevant reports for use in making business decisions.

Programmer Analyst

COGNIZANT
Chennai
09.2013 - 11.2016
  • Delivered scalable system architecture to support high-availability Internet site with various internal applications.
  • Directed software testing and development to meet client needs for functionality and performance.
  • Performed regression and system-level testing to verify software quality prior to release.
  • Tested and deployed scalable and highly available software products.
  • Worked closely with clients to establish specifications and system designs.
  • Improved systems with addition of new features and infrastructure.
  • Approved engineering and project scope documents prior to delivery.
  • Conducted regression testing and submitted observations to development team.
  • Created successful test scripts to manage automated feature testing,
  • Used open-source tools to develop automation scripts.
  • Optimized test cases to maximize success of manual software testing.
  • Wrote and optimized test cases to maximize success of manual software testing with consistent, thorough approaches.

Education

Bachelor of Engineering Technology - Electrical, Electronics And Communications Engineering

St Joseph's College of Engineering
Chennai India
09.2009 - 06.2013

Skills

    Credit validations

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Certification

Cambridge University Business English Certificate

Timeline

Officer

Canara Bank
09.2018 - Current

Business Analyst

Burgerick
12.2016 - 08.2018

Programmer Analyst

COGNIZANT
09.2013 - 11.2016

Bachelor of Engineering Technology - Electrical, Electronics And Communications Engineering

St Joseph's College of Engineering
09.2009 - 06.2013
Preetha GunasekaranOfficer