To work in a leading corporate with challenging and creative environment where I can develop my skills effectively contribute towards the goal of the organization
Overview
5
5
years of professional experience
1
1
Certification
Work History
Mortgage Process Senior Analyst
Consolidated Analytics
Chennai
08.2023 - Current
Trained with indexing, post-closing, pre-closing, and due diligence , Insurance and Processing for the collateral loan process.
This position is responsible for reviewing and indexing signed loan closing documents, and needs to verify the documents necessary for the file.
If there is any issue in the documents, needs to reach the attorney and title agent for correction directly via email and collect the updated documents from their end to close the file.
In due diligence, need to verify the entire file by verifying the document with data, which is pulled from the client tool. Collateral and due diligence process in depth to verify the documents and to update the client tools.
Insurance process nee to updated the insurance data in client tool and based on the guarantor info need to work on shellpoint and boarding tapes.
Processing work is to create flood cert, appraisal, L&P documents and need to work with ACH.
Banking process new associate
Accenture
Chennai
06.2021 - Current
My skill is accurately analyse Final closing disclosure too see any tolerance between Initial Loan estimate to Final Closing disclosure
Reviewing 1003 and calculate borrower income based on income documents
Reviewing credit report to see borrower credit worthiness , checking fraud report to see borrower fraudulent activities and review SSN of borrower
Reviewing Final closing Documents like Note ,Mortgage deed , Final 1003 and Final CD , seller CD , Title CD
Doing , LTV ,CLTV calculation and verifying property Hazard insurance documents , appraisal , 1004D , HOA , Title search , Flood certificate .
Banking Process New Associate
Accenture
Chennai
09.2020 - 05.2022
Authorizing and underwriting loans. Reviewing and verifying loan applications and supporting documentation.
Analyzing loan risk and requesting additional information as necessary.
Preparing reports on assessment findings. Making loan eligibility decisions and approving or rejecting applications.
Reviewing and specifying loan conditions as necessary. Ensuring compliance with regulatory standards. Ensuring compliance with company policies and guidelines.
Documenting and effectively communicating reasons for the approval/rejection of loans. Returning applications with additional documentation to the loan officer for review.
Relationship manager
Zebu etrade service pvt.ltd
Chennai
05.2019 - 08.2020
Building relationships with the client & educating them about Investments
Telecalling and meeting the client to sourcing demat account and suggest them the best way to make investment in share market…
Education
MBA finance -
University of madras
06.2021
B.com General -
Justice basheer Ahmed Syed college for womens
05.2019
SSLC -
St.Antony's girls hr.sec.school
05.2016
HSLC -
St.Antony's Girl's Hr.Sec.School
05.2015
Skills
Communication Skills
Leadership Skills
Problem-solving skills
Time Management
Interpersonal Skills
Active listening skills
Teamwork
Creativity
Attention to detail
Negotiation
Risk management
Data
Affiliations
In Consolidated Analytics organization: Initial I joined in the pilot batch and i highlighted my work by increasing my learning skill with other process and i move as the QC for the team and received appreciation from the client end and in Quarterly spotlight i have awarded as the best out of the team. Within 8 month from joining.
In Accenture : While working under Freedom Client i have award as freedom flyer of no error employee.