PREM DATTATRAY GAURIKAR
NAIGAON (W)
Summary
“To associate myself with an organization that provides me with an opportunity to improve my knowledge
And to be part of a team that works dynamically towards the growth of the organization".
Overview
13
13
years of professional experience
Work History
Deputy Manager
ICICI BANK
Mumbai
05.2021 - Current
- 1. Overdraft Account Management- Oversee processing, renewal, enhancement, and closure of OD accounts.
- Compliance & Regulatory Adherence Ensure all OD accounts adhere to RBI guidelines, KYC/AML norms, and internal audit requirements.
- Risk Monitoring & Control - Track daily credit balances, drawing power (DP), and collateral coverage.
- Documentation & Verification -Ensure proper valuation, verification, and periodic review of securities.
- Process Management & SOP Implementation -Implement and update Standard Operating Procedures (SOPs) related to OD operations.
- Customer Coordination & Service - Act as a point of contact for branches and customers regarding OD-related operational queries.
- Cross-Functional Coordination - Coordinate with IT teams for system-related updates and enhancements.
- Reporting & MIS Management - Prepare daily/weekly/monthly reports on OD utilization, irregular accounts, renewal due positions, and portfolio analysis.
- Audit & Internal Control - Ensure all audit observations are closed within timelines.
- Team Management & Training - Conduct training sessions on OD process, documentation, and risk norms.
Assistant Manager
DCB Bank Ltd
Mumbai
09.2017 - 05.2021
- Oversaw User Access Management department for password resets and user ID modifications.
- Executed daily creation of user IDs for new employees according to onboarding protocols.
- Performed exit activities based on termination, resignation, or retention status.
- Maintained accurate records for user ID creation and deletion related to new hires and exits.
- Processed requests for resetting, locking, and unlocking user IDs across 64 applications.
- Conducted monthly reconciliations to ensure alignment with HR database records.
Account Executive
Jay Infrastructure Pvt Ltd
05.2016 - 12.2017
- Maintained invoice data in Excel from various suppliers.
- Updated and managed accounting records in Tally 9 ERP for purchases, sales, bank transactions, and petty cash entries.
- Ensured compliance with TDS, service tax, VAT payments, tax return filings, and professional tax payments.
- Handled monthly petty cash management for all supervisors.
- Updated and maintained cost center records site-wise.
- Managed cash voucher and cheque voucher lists efficiently.
Account Executive
Shubhkart India Pvt Ltd
04.2017 - 09.2017
- Maintained purchase order records in tracker received from external company.
- Processed invoices with Tally ERP 9, updating sales tracker as needed.
- Updated inventory tracker with accurate invoice quantities and maintained related documentation.
- Communicated queries about purchase orders to appropriate personnel for resolution.
Account Executive
Tata AIG General Insurance Company Limited
07.2014 - 03.2016
- Created detailed Coinsurance Settlement Statement encompassing premiums, claims, commissions, and salvage aspects.
- Dispatched Tata AIG leadership statements to prominent insurance firms such as Royal Sundaram Alliance.
- Orchestrated communication with stakeholders to resolve pertinent issues effectively.
- Performed thorough reconciliation of leader/follower accounts for financial integrity.
- Engaged with TATA AIG's claims division for essential document acquisition and bookings.
- Ensured timely sharing of policy copies and claims documentation upon request.
- Managed payment procedures and ensured receipt acquisition systematically.
- Captured comprehensive financial entries in SAP, including complex brokerage adjustments.
Officer
Federal Bank Ltd.
04.2013 - 12.2013
- Processed NRI accounts sourced from Gulf countries efficiently.
- Activated accounts urgently through CASA Online process.
- Checked and verified KYC documents, including passports and visa permits.
- Scanned and processed documents into DMS system; entered data in FINACLE menus.
- Executed post-activation tasks, including email alert activation and ATM card issuance.
- Managed cheque book acknowledgments, signature updates, SOL changes, and scheme changes in FINACLE.
- Dispatched processed account opening forms to relevant branches promptly.
- Resolved all queries related to account opening forms in Data Management System.
Education
T.Y.B.COM -
MUMBAI UNIVERSITY
Mumbai, VASAI03-2012
H.S.C -
MAHARASHTRA BOARD
MUMBAI, VASAI03-2009
S.S.C -
MAHARASHTRA BOARD
MUMBAI,VASAI03-2007
Skills
- User access management
- Password recovery
- Data reconciliation
- Excel expertise
- Tally ERP proficiency
- Customer relationship management
Personal Statement
I hereby declare that the above-mentioned information is true to the best of my knowledge.
Personal Information
- Date of Birth: 10/07/91
- Gender: MALE
- Nationality: INDIAN
- Marital Status: SINGLE
Languages
- ENGLISH
- HINDI
- MARATHI
Hobbies and Interests
- KABADDI
- DANCING
- LISTENING SOFT MUSIC
- LEARNING NEW THINGS
Extra Activities
- 1st INTER COLLEGE FOLK DANCE COMPETITION, 2009-2010
- 1st INTER COLLEGE FOLK DANCE COMPETITION, 2010-2011
Other Information
- MS-OFFICE, 75%
- TALLY ERP 9.0
- MS-CIT COURSE
Languages
English, Marathi, Hind
First Language
Timeline
Deputy Manager
ICICI BANK
05.2021 - Current
Assistant Manager
DCB Bank Ltd
09.2017 - 05.2021
Account Executive
Shubhkart India Pvt Ltd
04.2017 - 09.2017
Account Executive
Jay Infrastructure Pvt Ltd
05.2016 - 12.2017
Account Executive
Tata AIG General Insurance Company Limited
07.2014 - 03.2016
Officer
Federal Bank Ltd.
04.2013 - 12.2013
T.Y.B.COM -
MUMBAI UNIVERSITY
H.S.C -
MAHARASHTRA BOARD
S.S.C -
MAHARASHTRA BOARD