Summary
Overview
Work History
Education
Skills
Timeline
Hi, I’m

Prem Kumar C

Credit Manager
Bangalore
Prem Kumar  C

Summary

Analytical professional with strong background in financial modeling and risk management. Skilled in providing financial consultations and solutions for businesses of all sizes. Astute candidate develops new strategies and processes to optimize financial operations. Versatile Credit Underwriting with exceptional success at leading both businesses and individuals into unprecedented financial growth. Expands and allocates business assets for maximum profit and meets needs of individuals via expert insights into current and future performance of stocks and bonds. Researches tirelessly using latest technology and decisively guides clients in financially sound directions.

Overview

15
years of professional experience

Work History

Infosys

Sr Oracle Consultant
08.2021 - 12.2022

Job overview

  • Collaborated with cross-functional teams to ensure successful integration of Oracle systems with other platforms.
  • Enhanced data security measures through implementation of access controls and regular audits, safeguarding sensitive information from unauthorized access.
  • Improved overall system stability by proactively monitoring performance metrics and addressing any identified issues before they escalated.

Starwalk Services Pvt Ltd

Sr Credit Manager
09.2020 - 08.2021

Job overview

  • Fostered a culture of continuous improvement by encouraging open dialogue among team members and implementing their valuable feedback.
  • Streamlined workflow processes by integrating advanced technology tools into daily operations, improving overall team productivity.

Brdige Fintech Solutions Pvt Ltd

Sr Credit Manager
01.2018 - 08.2020

Job overview

  • Enhanced credit risk management by implementing streamlined processes and rigorous credit assessments.
  • Managed a diverse loan portfolio, resulting in reduced delinquency rates and improved overall credit quality.

ANZ Operations And Technology

Product Lead
10.2015 - 08.2017

Job overview

  • Enhanced customer satisfaction by soliciting feedback on products through surveys and focus groups, then implementing necessary changes based on insights gathered.
  • Championed data-driven decision-making throughout the organization by integrating analytics tools into daily operations.
  • Ensured compliance with relevant regulations and industry standards by staying abreast of changes in the field, and adapting product designs accordingly.

Cognizant Technology Services

Team Leader
07.2010 - 05.2015

Job overview

  • Facilitated effective decision-making processes within the group through open dialogue, active listening, and consensus-building techniques.
  • Increased customer satisfaction ratings by closely monitoring service quality standards and addressing any issues promptly.
  • Streamlined workflows for increased efficiency, reducing turnaround times for critical tasks.
  • Empowered team members by delegating responsibilities according to individual strengths and areas of expertise.

IBM Daksh

Sr Executive
06.2008 - 03.2010

Job overview

· Managing Inbound and Outbound Calls.

· Adhering to business policies and also achieving business standards.

· Consistently achieving the set targets as per process requirement.

· Consolidating the required process data which helps immediate Line Manager.

Education

Bangalore
Bangalore

BBA from Finance
04.2001

University Overview

Skills

US Mortgage Certified

Mba (Mortgage Bankers Association)

CAD (Credit Approval Discretion)

Timeline

Sr Oracle Consultant
Infosys
08.2021 - 12.2022
Sr Credit Manager
Starwalk Services Pvt Ltd
09.2020 - 08.2021
Sr Credit Manager
Brdige Fintech Solutions Pvt Ltd
01.2018 - 08.2020
Product Lead
ANZ Operations And Technology
10.2015 - 08.2017
Team Leader
Cognizant Technology Services
07.2010 - 05.2015
Sr Executive
IBM Daksh
06.2008 - 03.2010
Bangalore
BBA from Finance
04.2001
Prem Kumar CCredit Manager