Prerana P
Bangalore
Summary
Results-driven professional with expertise in LoanIQ migration and data integrity management. Proven track record in regulatory compliance and end-to-end testing, contributing to significant system upgrades and improved operational efficiency.
Overview
9
9
years of professional experience
Work History
Technical Lead
HCL
Bangalore
03.2024 - Current
- Led LoanIQ upgrade and migration projects, enhancing system functionality and reliability.
Contributed significantly to LIBOR transition module implementation, ensuring compliance with new regulations. - Developed expertise in various LoanIQ modules including Deal, Facility, and Customer management.
Managed LoanIQ data model, optimizing data integrity and accessibility. - Utilized Payment and Accounting interfaces to streamline financial transactions.
- Participated in multiple releases of LoanIQ from versions 7.4 to 7.6.4.0.
Executed end-to-end testing processes, including requirement analysis and test estimation.
Documented requirements on Confluence, facilitating clear communication among stakeholders. - Conducted regression testing to validate fixes and enhancements effectively.
- Assisted in creating test plans and refining testing processes for efficiency.
- Involved in creating business test scenarios, test case preparation, and reviewing test cases for all the major modules of Loan IQ.
- Documented test results and reported issues in tracking systems.
- Utilized bug tracking systems such as JIRA to report, track and resolve identified issues.
Assistant Manager
state street
Bangalore
08.2022 - 06.2023
- The role involves the usage of analytical support tools such as QRM (Quantitative Risk Management), SQL, etc.to generate accurate balance sheet strategies by accurate and timely balance sheet and net Interest Income forecasts.
- Consolidation of the assets and liabilities via asset-liability matching and managing interest rate risk by using data analytics to prepare the current position roll forward every month for held-for-trading assets (HFT), held-to-maturity (HTM), and available-for-sale assets (AFS) in the investment portfolio to analyze the variance of assets and liabilities, as well as average and month-end balances, to help the team estimate the economic value of equity (EVE analysis).
- As part of BAU (business as usual), bi-weekly analyze the dollar value activity impact of the investment portfolio on the current position of the balance sheet. Perform monthly sales impact analysis, and realign EVE spread impacts on the balance sheet.
- Perform monthly loads to FTP (fund transfer pricing), Sec Fin (securities finance), and international clients.
Senior Credit Officer
First Abu Dhabi Bank
Bangalore
07.2021 - 01.2022
- Encoded credit limits and maintained closure procedures with documentation team confirmation daily.
- Managed 6 to 12 credit applications each day while utilizing Gulf-specific GLCMS application.
- Rectified discrepancies and processed requests for credit limit closures or suspensions promptly.
- Secured approvals from relevant authorities for one-off and referral requests efficiently.
- Prepared daily activity reports detailing transaction volumes for credit control unit.
- Verified parent-child relationships within limit monitor's structure for consistency and accuracy.
Operational Analyst
SOCIETIE GENERALE
Bangalore
12.2018 - 07.2021
- Servicing loans for syndicated and bilateral deal by ensuring interest, fee and loans are updated in the applications when the funds are received or sent by the agents/clients
- Product handled: Primary Syndication, Secondary loan trading − Handling all the audit queries for the team, by providing them supporting documents
- Booking/Validating of Outstanding in Loan IQ
- Booking/Validating of Primary, secondary, risk and sub-participation trades in Loan IQ
- Processing around 250 to 300 loans, prepayments, fees, and new drawdowns month by month.
Analyst
JP Morgan Chase
Bangalore
02.2017 - 02.2018
- This role is that of a Portfolio admin. Loan booking, funding, and maintenance of bilateral and syndicated clients across the EMEA region. Primary syndication: term facility, revolver facility, swingline, advised line, and guidance line.
- Manage BAU (business as usual) responsibilities by processing loans, checking items, and processing sensitive and high-value drawdowns for bilateral and syndicated loan setups, processing a range of 300 loan, interest, and fee transactions month on month. Handling audit requests for EMEA region, by providing supporting documents of any monetary transaction.
- Analyzing the risk associated with funding a particular client by checking his rating as per our system's records.
- Communicate with treasury to outfit and accommodate funding request for adequate cash reserves.
- Having a close monitoring of the key exceptions like NOSTROS, past due and WIP (Work in Progress) reports and posting the relevant entries without delay.
- Reported on financial metrics within portfolios and prepared reports after checking the areas of discrepancies and fixing the issue.
Education
MBA - HR And Finance
Bharati Vidyapeeth
Pune 06-2017
Bachelor of Commerce - Accounting And IB
Sri Satya Sai Institute of Higher Learning
Anantapur04-2014
Skills
- LoanIQ migration
- Data integrity management
- Requirement analysis
- End-to-end testing
- Regression testing
- LoanIQ proficiency
- Agile methodologies
- Coaching and mentoring
- JIRA management
Affiliations
- Investigated, identified and reconciled account discrepancies relating to interest and fee payments of Asian clients.
- Streamlined workflow by consolidating lengthy processes and redundant documentation, which resulted in more effective and timely completion of BAU
- Improved weekly reporting reviews by successfully handling customer complaints and implementing monthly staff training
Accomplishments
- Certified sound healer
- Professional singer, part of a band called 'The Chordinary'
Languages
Kannada
First Language
English
Advanced (C1)
C1
Hindi
Proficient (C2)
C2
Tamil
Intermediate (B1)
B1
Telugu
Intermediate (B1)
B1
Timeline
Technical Lead
HCL
03.2024 - Current
Assistant Manager
state street
08.2022 - 06.2023
Senior Credit Officer
First Abu Dhabi Bank
07.2021 - 01.2022
Operational Analyst
SOCIETIE GENERALE
12.2018 - 07.2021
Analyst
JP Morgan Chase
02.2017 - 02.2018
MBA - HR And Finance
Bharati Vidyapeeth
Bachelor of Commerce - Accounting And IB
Sri Satya Sai Institute of Higher Learning